You are viewing checking accounts across New York

Find a Checking Account In Your Area

Below are banks that offer checking accounts in New York. When choosing a checking account, most people like a bank that offers convenience, low fees, and helpful features. Some consumers want to make sure there is a branch in their local area, others want their bank to have state-of-the-art online tools, including bill payment, check images, and mobile deposits. In general, most regular checking accounts do not offer any interest rates, or very low interest rates. They are best used as day-to-day accounts to pay bills and manage finances. See these banks on a map →

Checking Accounts - New York - June 27, 2022

BankS BRANCHES MILES? MONTHLY FEE
Manufacturers and Traders Trust Company

2,607

1.49

$0 - 25

JPMorgan Chase Bank, National Association

11,716

25.80

$12 - 25

Bank of America, National Association

10,276

1.53

$5 - 12

Wells Fargo Bank, National Association

12,742

0.96

$10 - 10

PNC Bank, National Association

11,320

0.73

$7 - 25

Ballston Spa National Bank

13

327.52

$15 - 15

Citibank, National Association

1,097

6.42

$0 - 0

First National Bank of Scotia

10

316.24

$3 - 3

Fulton Savings Bank

7

291.15

$0 - 0

Walden Savings Bank

22

229.29

$0 - 25

Watertown Savings Bank

10

339.28

$5 - 5

New York Community Bank

250

177.57

$6 - 6

KeyBank National Association

1,408

107.65

$0 - 0

TD Bank, National Association

2,736

5.59

$6 - 15

Genesee Regional Bank

6

280.42

$3 - 35

Adirondack Bank

19

285.72

$15 - 15

Cross County Savings Bank

12

220.06

$0 - 2

Popular Bank

54

198.95

$10 - 10

Banco Popular de Puerto Rico

398

217.21

$10 - 12

Signature Bank

64

208.56

$20 - 30

HSBC Bank USA, National Association

756

8.91

$3 - 50

Citizens Bank, National Association

863

98.94

$10 - 10



Free Checking Accounts - New York - June 27, 2022

Below are banks that offer free checking accounts in the New York area. These accounts have no minimum balance fees, although they may have fees for items like wire transfers, check reorders, and overdrafts. Free checking often provides a no frills, basic account, often fine for most everyday uses. Most free checking accounts do not pay interest and they are best used as day-to-day accounts to pay bills and manage finances.

All banks listed above are FDIC-insured. The FDIC insures an individual's deposits for each class of ownership. Take care not to exceed FDIC limits. Learn more about FDIC coverage in this article or on the FDIC website.