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Find a Checking Account In Your Area

Below are banks that offer checking accounts in New York. When choosing a checking account, most people like a bank that offers convenience, low fees, and helpful features. Some consumers want to make sure there is a branch in their local area, others want their bank to have state-of-the-art online tools, including bill payment, check images, and mobile deposits. In general, most regular checking accounts do not offer any interest rates, or very low interest rates. They are best used as day-to-day accounts to pay bills and manage finances. See these banks on a map →

Checking Accounts - New York - July 20, 2018

BankS BRANCHES MILES? MONTHLY FEE
Manufacturers and Traders Trust Company
2,607 1.49 $7 - 25
JPMorgan Chase Bank, National Association
17,574 25.80 $12 - 25
Bank of America, National Association
10,276 1.53 $12 - 25
Wells Fargo Bank, National Association
12,742 0.96 $10 - 15
PNC Bank, National Association
11,320 0.73 $7 - 25
Ballston Spa National Bank
13 327.52 $15 - 15
The National Union Bank of Kinderhook
12 296.47 $0 - 0
Citibank, National Association
3,291 6.42 $0 - 25
First National Bank of Scotia
10 316.24 $3 - 3
Steuben Trust Company
28 207.42 $2 - 5
Fulton Savings Bank
7 291.15 $0 - 0
PathFinder Bank
9 285.64 $5 - 5
Walden Savings Bank
22 229.29 $0 - 25
Watertown Savings Bank
10 339.28 $0 - 0
New York Community Bank
250 177.57 $6 - 6
KeyBank National Association
1,408 107.65 $7 - 7
TD Bank, National Association
4,104 5.59 $6 - 25
MUFG Union Bank, National Association
391 220.47 $10 - 10
Genesee Regional Bank
6 280.42 $3 - 7
Adirondack Bank
19 285.72 $15 - 15
Astoria Bank
0 0.00 $3 - 3
Cross County Savings Bank
12 220.06 $0 - 2
Popular Bank
54 198.95 $10 - 10
Banco Popular de Puerto Rico
398 217.21 $10 - 12
Signature Bank
64 208.56 $20 - 30
HSBC Bank USA, National Association
756 8.91 $3 - 50
Citizens Bank, National Association
863 98.94 $10 - 10



Free Checking Accounts - New York - July 20, 2018

Below are banks that offer free checking accounts in the New York area. These accounts have no minimum balance fees, although they may have fees for items like wire transfers, check reorders, and overdrafts. Free checking often provides a no frills, basic account, often fine for most everyday uses. Most free checking accounts do not pay interest and they are best used as day-to-day accounts to pay bills and manage finances.

All banks listed above are FDIC-insured. The FDIC insures an individual's deposits for each class of ownership. Take care not to exceed FDIC limits. Learn more about FDIC coverage in this article or on the FDIC website.