You are viewing checking accounts across New York

Find a Checking Account In Your Area

Below are banks that offer checking accounts in New York. When choosing a checking account, most people like a bank that offers convenience, low fees, and helpful features. Some consumers want to make sure there is a branch in their local area, others want their bank to have state-of-the-art online tools, including bill payment, check images, and mobile deposits. In general, most regular checking accounts do not offer any interest rates, or very low interest rates. They are best used as day-to-day accounts to pay bills and manage finances. See these banks on a map →

Checking Accounts - New York - January 21, 2020

BankS BRANCHES MILES? MONTHLY FEE
Manufacturers and Traders Trust Company
2,607 4.91 $7 - 25
JPMorgan Chase Bank, National Association
11,716 2.47 $12 - 25
Bank of America, National Association
10,276 1.81 $5 - 12
Wells Fargo Bank, National Association
12,742 2.54 $10 - 15
PNC Bank, National Association
11,320 39.73 $7 - 25
Ballston Spa National Bank
13 119.86 $15 - 15
Citibank, National Association
1,097 4.37 $0 - 0
First National Bank of Scotia
10 108.10 $3 - 3
Steuben Trust Company
28 229.66 $3 - 5
Fulton Savings Bank
7 202.40 $0 - 0
Walden Savings Bank
22 42.99 $0 - 25
Watertown Savings Bank
10 232.30 $5 - 5
New York Community Bank
250 22.97 $6 - 6
KeyBank National Association
1,408 5.36 $7 - 7
TD Bank, National Association
2,736 1.84 $6 - 15
Genesee Regional Bank
6 261.60 $3 - 35
Adirondack Bank
19 152.19 $15 - 15
Cross County Savings Bank
12 41.37 $0 - 2
Popular Bank
54 41.51 $10 - 10
Banco Popular de Puerto Rico
398 53.49 $10 - 12
Signature Bank
64 25.21 $20 - 30
HSBC Bank USA, National Association
756 7.91 $3 - 50
Citizens Bank, National Association
863 10.64 $10 - 10



Free Checking Accounts - New York - January 21, 2020

Below are banks that offer free checking accounts in the New York area. These accounts have no minimum balance fees, although they may have fees for items like wire transfers, check reorders, and overdrafts. Free checking often provides a no frills, basic account, often fine for most everyday uses. Most free checking accounts do not pay interest and they are best used as day-to-day accounts to pay bills and manage finances.

All banks listed above are FDIC-insured. The FDIC insures an individual's deposits for each class of ownership. Take care not to exceed FDIC limits. Learn more about FDIC coverage in this article or on the FDIC website.