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Find a Checking Account In Your Area

Below are banks that offer checking accounts in New York. When choosing a checking account, most people like a bank that offers convenience, low fees, and helpful features. Some consumers want to make sure there is a branch in their local area, others want their bank to have state-of-the-art online tools, including bill payment, check images, and mobile deposits. In general, most regular checking accounts do not offer any interest rates, or very low interest rates. They are best used as day-to-day accounts to pay bills and manage finances. See these banks on a map →

Checking Accounts - New York - June 20, 2019

BankS BRANCHES MILES? MONTHLY FEE
Manufacturers and Traders Trust Company
2,607 154.04 $7 - 25
JPMorgan Chase Bank, National Association
11,716 0.54 $12 - 25
Bank of America, National Association
10,276 0.66 $5 - 12
Wells Fargo Bank, National Association
12,742 0.57 $10 - 15
PNC Bank, National Association
11,320 848.49 $7 - 25
Ballston Spa National Bank
13 2,580.50 $15 - 15
The National Union Bank of Kinderhook
12 2,552.41 $0 - 0
Citibank, National Association
1,097 141.97 $0 - 0
First National Bank of Scotia
10 2,585.57 $3 - 3
Steuben Trust Company
28 2,367.41 $3 - 5
Fulton Savings Bank
7 2,451.24 $0 - 0
PathFinder Bank
9 2,446.31 $5 - 5
Walden Savings Bank
22 2,576.64 $0 - 25
Watertown Savings Bank
10 2,462.48 $5 - 5
New York Community Bank
250 1,041.65 $6 - 6
KeyBank National Association
1,408 0.54 $7 - 7
TD Bank, National Association
4,104 1,751.37 $6 - 25
Genesee Regional Bank
6 2,386.45 $3 - 35
Adirondack Bank
19 2,468.68 $15 - 15
Cross County Savings Bank
12 2,609.38 $0 - 2
Popular Bank
54 970.94 $10 - 10
Banco Popular de Puerto Rico
398 635.13 $10 - 12
Signature Bank
64 2,601.54 $20 - 30
HSBC Bank USA, National Association
756 1.38 $3 - 50
Citizens Bank, National Association
863 1,973.69 $10 - 10



Free Checking Accounts - New York - June 20, 2019

Below are banks that offer free checking accounts in the New York area. These accounts have no minimum balance fees, although they may have fees for items like wire transfers, check reorders, and overdrafts. Free checking often provides a no frills, basic account, often fine for most everyday uses. Most free checking accounts do not pay interest and they are best used as day-to-day accounts to pay bills and manage finances.

All banks listed above are FDIC-insured. The FDIC insures an individual's deposits for each class of ownership. Take care not to exceed FDIC limits. Learn more about FDIC coverage in this article or on the FDIC website.