You are viewing checking accounts across Massachusetts

Find a Checking Account In Your Area

Below are banks that offer checking accounts in Massachusetts. When choosing a checking account, most people like a bank that offers convenience, low fees, and helpful features. Some consumers want to make sure there is a branch in their local area, others want their bank to have state-of-the-art online tools, including bill payment, check images, and mobile deposits. In general, most regular checking accounts do not offer any interest rates, or very low interest rates. They are best used as day-to-day accounts to pay bills and manage finances. See these banks on a map →

Checking Accounts - Massachusetts - September 16, 2021

BankS BRANCHES MILES? MONTHLY FEE
JPMorgan Chase Bank, National Association

11,716

2.47

$12 - 25

The National Grand Bank of Marblehead

6

153.89

$1 - 10

Millbury National Bank

2

103.78

$0 - 0

Bank of America, National Association

10,276

1.81

$5 - 12

Wells Fargo Bank, National Association

12,742

2.54

$10 - 10

Citibank, National Association

1,097

4.37

$0 - 0

Cambridge Trust Company

48

130.27

$10 - 18

KeyBank National Association

1,408

5.36

$0 - 0

Cambridge Savings Bank

40

128.70

$9 - 20

Northern Bank & Trust Company

28

128.97

$10 - 20

TD Bank, National Association

2,736

1.84

$6 - 15

Century Bank and Trust Company

58

127.59

$15 - 20

Dedham Institution for Savings

15

116.90

$10 - 10

Bristol County Savings Bank

51

109.85

$5 - 15

OneUnited Bank

8

137.49

$0 - 0

Country Bank for Savings

16

76.92

$0 - 0

MutualOne Bank

3

122.69

$8 - 8

Haverhill Bank

10

154.30

$0 - 0

Everett Co-operative Bank

2

142.41

$0 - 0

Fidelity Co-operative Bank

11

102.99

$0 - 0

Savers Co-operative Bank

7

87.16

$0 - 0

Needham Bank

10

119.00

$0 - 0

North Shore Bank, a Co-operative Bank

13

146.10

$20 - 20

Walpole Co-operative Bank

3

123.86

$0 - 3

Methuen Co-operative Bank

1

151.14

$0 - 0

Stoughton Co-operative Bank

2

130.03

$10 - 10

Wakefield Co-operative Bank

4

145.79

$15 - 15

Cape Cod Co-operative Bank

12

142.20

$8 - 8

Hometown Bank

13

79.39

$0 - 0

BankGloucester

2

163.36

$8 - 8

Bank of Easton

4

127.68

$0 - 0

Norwood Co-operative Bank

2

127.72

$0 - 15

StonehamBank, A Co-operative Bank

2

139.93

$15 - 15

Wrentham Co-operative Bank

4

115.67

$7 - 10

Charles River Bank

8

108.51

$8 - 15

Reading Co-operative Bank

18

140.10

$4 - 10

Mechanics Cooperative Bank

18

114.32

$17 - 27

The Cooperative Bank

9

132.75

$0 - 20

Northmark Bank

3

140.89

$0 - 0

Winchester Co-operative Bank

1

140.80

$0 - 0

Dean Co-operative Bank

8

106.68

$3 - 10

Enterprise Bank and Trust Company

25

120.03

$10 - 10

Foxboro Federal Savings

6

115.17

$0 - 8

Winter Hill Bank, FSB

3

139.16

$10 - 10

Middlesex Federal Savings, F.A.

3

139.17

$10 - 10

Colonial Federal Savings Bank

4

134.50

$5 - 5

Milford Federal Bank

8

105.74

$10 - 10

Commonwealth Co-operative Bank

9

133.78

$5 - 15

LendingClub Bank, National Association

3

28.37

$9 - 9

Eastern Bank

202

124.62

$0 - 10

Lee Bank

5

67.72

$3 - 3

Citizens Bank, National Association

863

10.64

$10 - 10

Patriot Community Bank

3

139.69

$0 - 0

Adams Community Bank

8

75.04

$20 - 20

The Provident Bank

8

166.33

$2 - 2

Athol Savings Bank

8

102.60

$8 - 8

Bluestone Bank

16

124.04

$8 - 8

The Bank of Canton

9

98.60

$0 - 0

Clinton Savings Bank

9

109.80

$15 - 15

Easthampton Savings Bank

30

67.61

$0 - 0

Martha's Vineyard Bank

9

133.13

$0 - 0

BayCoast Bank

60

109.64

$3 - 15

Cape Ann Savings Bank

4

161.49

$0 - 0

Pentucket Bank

6

152.41

$20 - 20

Hingham Institution for Savings

13

138.46

$0 - 0

PeoplesBank

20

67.86

$10 - 10

Avidia Bank

11

110.21

$5 - 5

The Lowell Five Cent Savings Bank

34

133.88

$15 - 25

Marblehead Bank

8

153.89

$0 - 6

Monson Savings Bank

4

72.23

$0 - 0

Institution for Savings in Newburyport and Its Vicinity

16

151.82

$5 - 5

Newburyport Five Cents Savings Bank

9

166.17

$4 - 4

North Brookfield Savings Bank

7

81.38

$5 - 5

North Easton Savings Bank

10

114.03

$5 - 5

Seamen's Bank

5

171.90

$5 - 5

Envision Bank

9

112.64

$0 - 0

Webster Five Cents Savings Bank

14

90.73

$12 - 12

Westfield Bank

46

56.36

$0 - 0

South Shore Bank

18

132.18

$15 - 15

Winchester Savings Bank

4

139.22

$10 - 10

Bay State Savings Bank

16

101.51

$3 - 15



Free Checking Accounts - Massachusetts - September 16, 2021

Below are banks that offer free checking accounts in the Massachusetts area. These accounts have no minimum balance fees, although they may have fees for items like wire transfers, check reorders, and overdrafts. Free checking often provides a no frills, basic account, often fine for most everyday uses. Most free checking accounts do not pay interest and they are best used as day-to-day accounts to pay bills and manage finances.

Local Banks BRANCHES MILES ? MONTHLY FEE
Rockland Trust Company
96 109.72 $0
Rollstone Bank & Trust
7 119.34 $0
Cambridge Savings Bank
40 128.70 $0
Northern Bank & Trust Company
14 128.97 $0
Century Bank and Trust Company
29 127.59 $0
Fall River Five Cents Savings Bank
15 102.09 $0
The Cape Cod Five Cents Savings Bank
21 138.75 $0
Florence Bank
11 79.05 $0
Salem Five Cents Savings Bank
35 125.39 $0
Watertown Savings Bank
10 133.50 $0
Dedham Institution for Savings
15 116.90 $0
Berkshire Bank
122 43.05 $0
Country Bank for Savings
16 76.92 $0
The Village Bank
8 128.66 $0
MutualOne Bank
3 122.69 $0
Haverhill Bank
10 154.30 $0
Everett Co-operative Bank
2 142.41 $0
Canton Co-operative Bank
1 129.06 $0
North Shore Bank, a Co-operative Bank
13 146.10 $0
Stoughton Co-operative Bank
2 130.03 $0
Wakefield Co-operative Bank
2 145.79 $0
Cape Cod Co-operative Bank
12 142.20 $0
BankGloucester
2 163.36 $0
StonehamBank, A Co-operative Bank
2 139.93 $0
Wrentham Co-operative Bank
2 115.67 $0
Charles River Bank
4 108.51 $0
Reading Co-operative Bank
9 140.10 $0
Mechanics Cooperative Bank
9 114.32 $0
Dean Co-operative Bank
4 106.68 $0
Foxboro Federal Savings
3 115.17 $0
Winter Hill Bank, FSB
3 139.16 $0
Middlesex Federal Savings, F.A.
3 139.17 $0
Colonial Federal Savings Bank
4 134.50 $0
Milford Federal Bank
4 105.74 $0
Eastern Bank
101 124.62 $0
East Boston Savings Bank
34 133.15 $0
Leader Bank, National Association
7 137.52 $0
Adams Community Bank
8 75.04 $0
Athol Savings Bank
8 102.60 $0
Bluestone Bank
8 124.04 $0
East Cambridge Savings Bank
11 134.75 $0
The Bank of Canton
9 98.60 $0
Clinton Savings Bank
9 109.80 $5
Martha's Vineyard Bank
9 133.13 $0
Eagle Bank
6 136.83 $0
Greenfield Savings Bank
9 83.76 $0
Pentucket Bank
6 152.41 $0
PeoplesBank
20 67.86 $0
Avidia Bank
11 110.21 $0
The Lowell Five Cent Savings Bank
17 133.88 $0
Marblehead Bank
4 153.89 $0
Institution for Savings in Newburyport and Its Vicinity
16 151.82 $0
Newburyport Five Cents Savings Bank
9 166.17 $0
North Brookfield Savings Bank
7 81.38 $0
Seamen's Bank
5 171.90 $0
Envision Bank
9 112.64 $0
UniBank for Savings
14 100.59 $0
The Savings Bank
9 145.08 $0
Webster Five Cents Savings Bank
7 90.73 $3
Westfield Bank
23 56.36 $0
South Shore Bank
18 132.18 $0
Winchester Savings Bank
4 139.22 $0

All banks listed above are FDIC-insured. The FDIC insures an individual's deposits for each class of ownership. Take care not to exceed FDIC limits. Learn more about FDIC coverage in this article or on the FDIC website.