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Find a Checking Account In Your Area

Below are banks that offer checking accounts in Massachusetts. When choosing a checking account, most people like a bank that offers convenience, low fees, and helpful features. Some consumers want to make sure there is a branch in their local area, others want their bank to have state-of-the-art online tools, including bill payment, check images, and mobile deposits. In general, most regular checking accounts do not offer any interest rates, or very low interest rates. They are best used as day-to-day accounts to pay bills and manage finances. See these banks on a map →

Checking Accounts - Massachusetts - August 20, 2019

BankS BRANCHES MILES? MONTHLY FEE
JPMorgan Chase Bank, National Association
11,716 0.18 $12 - 25
First Ipswich Bank
12 2,746.36 $17 - 35
The National Grand Bank of Marblehead
6 2,750.21 $1 - 10
Millbury National Bank
4 2,706.27 $0 - 0
Bank of America, National Association
10,276 0.05 $5 - 12
Wells Fargo Bank, National Association
12,742 0.12 $10 - 15
Citibank, National Association
1,097 140.63 $0 - 0
Cambridge Trust Company
48 2,709.26 $10 - 18
KeyBank National Association
1,408 0.20 $7 - 7
Cambridge Savings Bank
20 2,721.69 $20 - 20
Northern Bank & Trust Company
28 2,718.94 $10 - 20
TD Bank, National Association
2,736 1,749.83 $6 - 15
Century Bank and Trust Company
58 2,729.64 $15 - 20
Dedham Institution for Savings
15 2,724.96 $10 - 10
Bristol County Savings Bank
51 2,725.53 $5 - 15
OneUnited Bank
8 954.84 $0 - 0
Country Bank for Savings
16 2,668.67 $0 - 0
MutualOne Bank
3 2,722.00 $8 - 8
Haverhill Bank
10 2,731.04 $0 - 0
Everett Co-operative Bank
2 2,741.28 $0 - 0
Mansfield Co-operative Bank
10 2,731.95 $15 - 25
Fidelity Co-operative Bank
11 2,686.00 $0 - 0
Savers Co-operative Bank
7 2,691.67 $0 - 0
Needham Bank
10 2,721.19 $0 - 0
North Shore Bank, a Co-operative Bank
13 2,738.24 $20 - 20
Walpole Co-operative Bank
3 2,733.38 $0 - 3
Melrose Bank
1 2,740.42 $9 - 9
Methuen Co-operative Bank
1 2,731.67 $0 - 0
Stoughton Co-operative Bank
2 2,741.55 $10 - 10
Wakefield Co-operative Bank
4 2,739.60 $15 - 15
Cape Cod Co-operative Bank
12 2,771.85 $8 - 8
Hometown Bank
13 2,677.82 $0 - 0
BankGloucester
2 2,753.69 $8 - 8
Abington Bank
6 2,744.67 $0 - 0
Bank of Easton
4 2,742.79 $0 - 0
Norwood Co-operative Bank
2 2,735.61 $0 - 15
StonehamBank, A Co-operative Bank
2 2,729.12 $15 - 15
Coastal Heritage Bank
9 2,745.55 $0 - 0
Wrentham Co-operative Bank
4 2,729.48 $7 - 10
Beverly Bank
12 2,748.48 $5 - 25
Charles River Bank
8 2,718.21 $8 - 15
Wellesley Bank
6 2,729.71 $30 - 30
Reading Co-operative Bank
18 2,733.63 $4 - 10
Mechanics Cooperative Bank
18 2,739.45 $17 - 27
The Cooperative Bank
9 2,736.89 $0 - 20
Northmark Bank
3 2,734.80 $0 - 0
Winchester Co-operative Bank
1 2,736.56 $0 - 0
Dean Co-operative Bank
8 2,717.69 $3 - 10
Enterprise Bank and Trust Company
25 2,701.95 $10 - 10
Foxboro Federal Savings
6 2,729.69 $0 - 8
Winter Hill Bank, FSB
3 2,736.41 $10 - 10
Middlesex Federal Savings, F.A.
3 2,737.50 $10 - 10
Colonial Federal Savings Bank
4 2,744.65 $5 - 5
Mutual Bank
9 2,744.79 $10 - 10
Milford Federal Bank
8 2,712.86 $10 - 10
Commonwealth Co-operative Bank
9 2,739.07 $5 - 15
Family Federal Savings, F.A.
3 2,701.68 $10 - 10
Radius Bank
3 2,620.61 $0 - 0
Eastern Bank
202 2,709.37 $0 - 10
Lee Bank
5 2,622.22 $3 - 3
Citizens Bank, National Association
863 1,972.70 $10 - 10
Patriot Community Bank
3 2,734.34 $0 - 0
Adams Community Bank
8 2,624.67 $20 - 20
The Provident Bank
8 2,742.66 $2 - 2
Athol Savings Bank
8 2,677.80 $8 - 8
Bridgewater Savings Bank
16 2,742.12 $8 - 8
The Bank of Canton
9 2,700.46 $0 - 0
Clinton Savings Bank
9 2,703.29 $15 - 15
Easthampton Savings Bank
30 2,655.17 $0 - 0
Martha's Vineyard Savings Bank
9 2,768.17 $0 - 0
BayCoast Bank
60 2,731.96 $3 - 15
Cape Ann Savings Bank
4 2,754.81 $0 - 0
Pentucket Bank
6 2,728.49 $20 - 20
Hingham Institution for Savings
13 2,740.96 $0 - 0
PeoplesBank
20 2,656.38 $10 - 10
Avidia Bank
11 2,704.25 $5 - 5
The Lowell Five Cent Savings Bank
34 2,711.82 $15 - 25
Marblehead Bank
8 2,748.80 $0 - 6
Monson Savings Bank
8 2,670.81 $0 - 0
Institution for Savings in Newburyport and Its Vicinity
16 2,742.30 $5 - 5
Newburyport Five Cents Savings Bank
9 2,743.87 $4 - 4
North Brookfield Savings Bank
7 2,671.42 $5 - 5
North Easton Savings Bank
10 2,730.66 $5 - 5
Seamen's Bank
5 2,789.78 $5 - 5
Envision Bank
18 2,730.19 $5 - 10
Webster Five Cents Savings Bank
14 2,699.64 $12 - 12
Westfield Bank
46 2,654.59 $0 - 0
South Shore Bank
18 2,742.68 $0 - 0
Winchester Savings Bank
4 2,735.06 $10 - 10
Bay State Savings Bank
24 2,700.83 $3 - 15



Free Checking Accounts - Massachusetts - August 20, 2019

Below are banks that offer free checking accounts in the Massachusetts area. These accounts have no minimum balance fees, although they may have fees for items like wire transfers, check reorders, and overdrafts. Free checking often provides a no frills, basic account, often fine for most everyday uses. Most free checking accounts do not pay interest and they are best used as day-to-day accounts to pay bills and manage finances.

Local Banks BRANCHES MILES ? MONTHLY FEE
First Ipswich Bank
6 2746.36 $0
Rockland Trust Company
96 2720.40 $0
Rollstone Bank & Trust
7 2699.75 $0
Cambridge Savings Bank
20 2721.69 $0
Northern Bank & Trust Company
14 2718.94 $0
Century Bank and Trust Company
29 2729.64 $0
Millbury Savings Bank
2 2704.57 $0
Fall River Five Cents Savings Bank
15 2726.47 $0
The Cape Cod Five Cents Savings Bank
21 2764.07 $0
Florence Bank
11 2653.47 $0
Salem Five Cents Savings Bank
35 2722.76 $0
Watertown Savings Bank
10 2731.36 $0
Dedham Institution for Savings
15 2724.96 $0
Berkshire Bank
122 2471.21 $0
Country Bank for Savings
16 2668.67 $0
The Village Bank
8 2727.04 $0
MutualOne Bank
3 2722.00 $0
Haverhill Bank
10 2731.04 $0
Everett Co-operative Bank
2 2741.28 $0
Mansfield Co-operative Bank
5 2731.95 $0
Canton Co-operative Bank
1 2738.91 $0
North Shore Bank, a Co-operative Bank
13 2738.24 $0
Melrose Bank
1 2740.42 $0
Stoughton Co-operative Bank
2 2741.55 $0
Wakefield Co-operative Bank
2 2739.60 $0
Cape Cod Co-operative Bank
12 2771.85 $0
BankGloucester
2 2753.69 $0
Abington Bank
3 2744.67 $0
StonehamBank, A Co-operative Bank
2 2729.12 $0
Coastal Heritage Bank
9 2745.55 $0
Wrentham Co-operative Bank
2 2729.48 $0
Charles River Bank
4 2718.21 $0
Wellesley Bank
6 2729.71 $0
Reading Co-operative Bank
9 2733.63 $0
Mechanics Cooperative Bank
9 2739.45 $0
Dean Co-operative Bank
4 2717.69 $0
Foxboro Federal Savings
3 2729.69 $0
Winter Hill Bank, FSB
3 2736.41 $0
Middlesex Federal Savings, F.A.
3 2737.50 $0
Colonial Federal Savings Bank
4 2744.65 $0
Mutual Bank
9 2744.79 $0
Milford Federal Bank
4 2712.86 $0
Family Federal Savings, F.A.
3 2701.68 $0
Eastern Bank
101 2709.37 $0
East Boston Savings Bank
34 2735.94 $0
Leader Bank, National Association
7 2732.57 $0
Adams Community Bank
8 2624.67 $0
Athol Savings Bank
8 2677.80 $0
Bridgewater Savings Bank
8 2742.12 $0
East Cambridge Savings Bank
11 2731.94 $0
The Bank of Canton
9 2700.46 $0
Clinton Savings Bank
9 2703.29 $5
Martha's Vineyard Savings Bank
9 2768.17 $0
Eagle Bank
6 2731.90 $0
Greenfield Savings Bank
9 2651.11 $0
Pentucket Bank
6 2728.49 $0
PeoplesBank
20 2656.38 $0
Avidia Bank
11 2704.25 $0
The Lowell Five Cent Savings Bank
17 2711.82 $0
Marblehead Bank
4 2748.80 $0
Monson Savings Bank
4 2670.81 $0
Institution for Savings in Newburyport and Its Vicinity
16 2742.30 $0
Newburyport Five Cents Savings Bank
9 2743.87 $0
North Brookfield Savings Bank
7 2671.42 $0
North Easton Savings Bank
10 2730.66 $0
Seamen's Bank
5 2789.78 $0
Envision Bank
9 2730.19 $0
UniBank for Savings
14 2701.47 $0
The Savings Bank
9 2730.96 $0
Webster Five Cents Savings Bank
7 2699.64 $3
Westfield Bank
23 2654.59 $0
South Shore Bank
18 2742.68 $0
Winchester Savings Bank
4 2735.06 $0

All banks listed above are FDIC-insured. The FDIC insures an individual's deposits for each class of ownership. Take care not to exceed FDIC limits. Learn more about FDIC coverage in this article or on the FDIC website.