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Find a Checking Account In Your Area

Below are banks that offer checking accounts in Massachusetts. When choosing a checking account, most people like a bank that offers convenience, low fees, and helpful features. Some consumers want to make sure there is a branch in their local area, others want their bank to have state-of-the-art online tools, including bill payment, check images, and mobile deposits. In general, most regular checking accounts do not offer any interest rates, or very low interest rates. They are best used as day-to-day accounts to pay bills and manage finances. See these banks on a map →

Checking Accounts - Massachusetts - October 20, 2019

BankS BRANCHES MILES? MONTHLY FEE
JPMorgan Chase Bank, National Association
11,716 2.47 $12 - 25
First Ipswich Bank
12 161.05 $17 - 35
The National Grand Bank of Marblehead
6 153.89 $1 - 10
Millbury National Bank
2 103.78 $0 - 0
Bank of America, National Association
10,276 1.81 $5 - 12
Wells Fargo Bank, National Association
12,742 2.54 $10 - 15
Citibank, National Association
1,097 4.37 $0 - 0
Cambridge Trust Company
48 130.27 $10 - 18
KeyBank National Association
1,408 5.36 $7 - 7
Cambridge Savings Bank
20 128.70 $20 - 20
Northern Bank & Trust Company
28 128.97 $10 - 20
TD Bank, National Association
2,736 1.84 $6 - 15
Century Bank and Trust Company
58 127.59 $15 - 20
Dedham Institution for Savings
15 116.90 $10 - 10
Bristol County Savings Bank
51 109.85 $5 - 15
OneUnited Bank
8 137.49 $0 - 0
Country Bank for Savings
16 76.92 $0 - 0
MutualOne Bank
3 122.69 $8 - 8
Haverhill Bank
10 154.30 $0 - 0
Everett Co-operative Bank
2 142.41 $0 - 0
Mansfield Co-operative Bank
10 116.78 $15 - 25
Fidelity Co-operative Bank
11 102.99 $0 - 0
Savers Co-operative Bank
7 87.16 $0 - 0
Needham Bank
10 119.00 $0 - 0
North Shore Bank, a Co-operative Bank
13 146.10 $20 - 20
Walpole Co-operative Bank
3 123.86 $0 - 3
Melrose Bank
1 144.18 $9 - 9
Methuen Co-operative Bank
1 151.14 $0 - 0
Stoughton Co-operative Bank
2 130.03 $10 - 10
Wakefield Co-operative Bank
4 145.79 $15 - 15
Cape Cod Co-operative Bank
12 142.20 $8 - 8
Hometown Bank
13 79.39 $0 - 0
BankGloucester
2 163.36 $8 - 8
Bank of Easton
4 127.68 $0 - 0
Norwood Co-operative Bank
2 127.72 $0 - 15
StonehamBank, A Co-operative Bank
2 139.93 $15 - 15
Wrentham Co-operative Bank
4 115.67 $7 - 10
Beverly Bank
12 153.97 $5 - 25
Charles River Bank
8 108.51 $8 - 15
Wellesley Bank
6 127.66 $30 - 30
Reading Co-operative Bank
18 140.10 $4 - 10
Mechanics Cooperative Bank
18 114.32 $17 - 27
The Cooperative Bank
9 132.75 $0 - 20
Northmark Bank
3 140.89 $0 - 0
Winchester Co-operative Bank
1 140.80 $0 - 0
Dean Co-operative Bank
8 106.68 $3 - 10
Enterprise Bank and Trust Company
25 120.03 $10 - 10
Foxboro Federal Savings
6 115.17 $0 - 8
Winter Hill Bank, FSB
3 139.16 $10 - 10
Middlesex Federal Savings, F.A.
3 139.17 $10 - 10
Colonial Federal Savings Bank
4 134.50 $5 - 5
Mutual Bank
9 130.68 $10 - 10
Milford Federal Bank
8 105.74 $10 - 10
Commonwealth Co-operative Bank
9 133.78 $5 - 15
Family Federal Savings, F.A.
3 120.68 $10 - 10
Radius Bank
3 28.37 $0 - 0
Eastern Bank
202 124.62 $0 - 10
Lee Bank
5 67.72 $3 - 3
Citizens Bank, National Association
863 10.64 $10 - 10
Patriot Community Bank
3 139.69 $0 - 0
Adams Community Bank
8 75.04 $20 - 20
The Provident Bank
8 166.33 $2 - 2
Athol Savings Bank
8 102.60 $8 - 8
Bridgewater Savings Bank
16 124.04 $8 - 8
The Bank of Canton
9 98.60 $0 - 0
Clinton Savings Bank
9 109.80 $15 - 15
Easthampton Savings Bank
30 67.61 $0 - 0
Martha's Vineyard Savings Bank
9 133.13 $0 - 0
BayCoast Bank
60 109.64 $3 - 15
Cape Ann Savings Bank
4 161.49 $0 - 0
Pentucket Bank
6 152.41 $20 - 20
Hingham Institution for Savings
13 138.46 $0 - 0
PeoplesBank
20 67.86 $10 - 10
Avidia Bank
11 110.21 $5 - 5
The Lowell Five Cent Savings Bank
34 133.88 $15 - 25
Marblehead Bank
8 153.89 $0 - 6
Monson Savings Bank
8 72.23 $0 - 0
Institution for Savings in Newburyport and Its Vicinity
16 151.82 $5 - 5
Newburyport Five Cents Savings Bank
9 166.17 $4 - 4
North Brookfield Savings Bank
7 81.38 $5 - 5
North Easton Savings Bank
10 114.03 $5 - 5
Seamen's Bank
5 171.90 $5 - 5
Envision Bank
18 112.64 $5 - 10
Webster Five Cents Savings Bank
14 90.73 $12 - 12
Westfield Bank
46 56.36 $0 - 0
South Shore Bank
18 132.18 $0 - 0
Winchester Savings Bank
4 139.22 $10 - 10
Bay State Savings Bank
24 101.51 $3 - 15



Free Checking Accounts - Massachusetts - October 20, 2019

Below are banks that offer free checking accounts in the Massachusetts area. These accounts have no minimum balance fees, although they may have fees for items like wire transfers, check reorders, and overdrafts. Free checking often provides a no frills, basic account, often fine for most everyday uses. Most free checking accounts do not pay interest and they are best used as day-to-day accounts to pay bills and manage finances.

Local Banks BRANCHES MILES ? MONTHLY FEE
First Ipswich Bank
6 161.05 $0
Rockland Trust Company
96 109.72 $0
Rollstone Bank & Trust
7 119.34 $0
Cambridge Savings Bank
20 128.70 $0
Northern Bank & Trust Company
14 128.97 $0
Century Bank and Trust Company
29 127.59 $0
Millbury Savings Bank
2 103.69 $0
Fall River Five Cents Savings Bank
15 102.09 $0
The Cape Cod Five Cents Savings Bank
21 138.75 $0
Florence Bank
11 79.05 $0
Salem Five Cents Savings Bank
35 125.39 $0
Watertown Savings Bank
10 133.50 $0
Dedham Institution for Savings
15 116.90 $0
Berkshire Bank
122 43.05 $0
Country Bank for Savings
16 76.92 $0
The Village Bank
8 128.66 $0
MutualOne Bank
3 122.69 $0
Haverhill Bank
10 154.30 $0
Everett Co-operative Bank
2 142.41 $0
Mansfield Co-operative Bank
5 116.78 $0
Canton Co-operative Bank
1 129.06 $0
North Shore Bank, a Co-operative Bank
13 146.10 $0
Melrose Bank
1 144.18 $0
Stoughton Co-operative Bank
2 130.03 $0
Wakefield Co-operative Bank
2 145.79 $0
Cape Cod Co-operative Bank
12 142.20 $0
BankGloucester
2 163.36 $0
StonehamBank, A Co-operative Bank
2 139.93 $0
Wrentham Co-operative Bank
2 115.67 $0
Charles River Bank
4 108.51 $0
Wellesley Bank
6 127.66 $0
Reading Co-operative Bank
9 140.10 $0
Mechanics Cooperative Bank
9 114.32 $0
Dean Co-operative Bank
4 106.68 $0
Foxboro Federal Savings
3 115.17 $0
Winter Hill Bank, FSB
3 139.16 $0
Middlesex Federal Savings, F.A.
3 139.17 $0
Colonial Federal Savings Bank
4 134.50 $0
Mutual Bank
9 130.68 $0
Milford Federal Bank
4 105.74 $0
Family Federal Savings, F.A.
3 120.68 $0
Eastern Bank
101 124.62 $0
East Boston Savings Bank
34 133.15 $0
Leader Bank, National Association
7 137.52 $0
Adams Community Bank
8 75.04 $0
Athol Savings Bank
8 102.60 $0
Bridgewater Savings Bank
8 124.04 $0
East Cambridge Savings Bank
11 134.75 $0
The Bank of Canton
9 98.60 $0
Clinton Savings Bank
9 109.80 $5
Martha's Vineyard Savings Bank
9 133.13 $0
Eagle Bank
6 136.83 $0
Greenfield Savings Bank
9 83.76 $0
Pentucket Bank
6 152.41 $0
PeoplesBank
20 67.86 $0
Avidia Bank
11 110.21 $0
The Lowell Five Cent Savings Bank
17 133.88 $0
Marblehead Bank
4 153.89 $0
Monson Savings Bank
4 72.23 $0
Institution for Savings in Newburyport and Its Vicinity
16 151.82 $0
Newburyport Five Cents Savings Bank
9 166.17 $0
North Brookfield Savings Bank
7 81.38 $0
North Easton Savings Bank
10 114.03 $0
Seamen's Bank
5 171.90 $0
Envision Bank
9 112.64 $0
UniBank for Savings
14 100.59 $0
The Savings Bank
9 145.08 $0
Webster Five Cents Savings Bank
7 90.73 $3
Westfield Bank
23 56.36 $0
South Shore Bank
18 132.18 $0
Winchester Savings Bank
4 139.22 $0

All banks listed above are FDIC-insured. The FDIC insures an individual's deposits for each class of ownership. Take care not to exceed FDIC limits. Learn more about FDIC coverage in this article or on the FDIC website.