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Find a Checking Account In Your Area

Below are banks that offer checking accounts in Massachusetts. When choosing a checking account, most people like a bank that offers convenience, low fees, and helpful features. Some consumers want to make sure there is a branch in their local area, others want their bank to have state-of-the-art online tools, including bill payment, check images, and mobile deposits. In general, most regular checking accounts do not offer any interest rates, or very low interest rates. They are best used as day-to-day accounts to pay bills and manage finances. See these banks on a map →

Checking Accounts - Massachusetts - October 17, 2018

BankS BRANCHES MILES? MONTHLY FEE
JPMorgan Chase Bank, National Association
17,574 25.80 $12 - 25
First Ipswich Bank
12 430.68 $17 - 35
The National Grand Bank of Marblehead
6 424.01 $1 - 10
The Milford National Bank and Trust Company
8 378.95 $0 - 10
Millbury National Bank
4 373.43 $0 - 0
Bank of America, National Association
10,276 1.53 $12 - 25
Wells Fargo Bank, National Association
12,742 0.96 $10 - 15
Citibank, National Association
3,291 6.42 $0 - 25
Cambridge Trust Company
48 400.23 $10 - 18
KeyBank National Association
1,408 107.65 $7 - 7
Cambridge Savings Bank
20 398.39 $20 - 20
Northern Bank & Trust Company
28 398.16 $10 - 20
TD Bank, National Association
4,104 5.59 $6 - 25
Century Bank and Trust Company
58 397.69 $15 - 20
Dedham Institution for Savings
15 387.04 $10 - 10
Bristol County Savings Bank
51 378.99 $5 - 15
Belmont Savings Bank
7 403.64 $25 - 25
OneUnited Bank
8 407.64 $0 - 0
Country Bank for Savings
16 342.05 $0 - 0
MutualOne Bank
3 392.56 $8 - 8
Haverhill Bank
10 422.63 $0 - 0
Everett Co-operative Bank
2 412.53 $0 - 0
Mansfield Co-operative Bank
10 386.50 $15 - 25
Fidelity Co-operative Bank
11 368.59 $0 - 0
Equitable Co-operative Bank
0 0.00 $6 - 6
Savers Co-operative Bank
7 356.37 $0 - 0
Needham Bank
10 389.00 $0 - 0
North Shore Bank, a Co-operative Bank
13 416.20 $20 - 20
Walpole Co-operative Bank
3 393.91 $0 - 3
Melrose Bank
1 414.22 $9 - 9
Methuen Co-operative Bank
1 419.88 $0 - 0
Stoughton Co-operative Bank
2 399.83 $10 - 10
Wakefield Co-operative Bank
4 415.73 $15 - 15
Cape Cod Co-operative Bank
12 403.91 $8 - 8
Hometown Bank
13 349.38 $0 - 0
BankGloucester
2 433.37 $8 - 8
Abington Bank
6 402.86 $0 - 0
Bank of Easton
4 396.97 $0 - 0
Norwood Co-operative Bank
2 397.81 $0 - 15
StonehamBank, A Co-operative Bank
2 409.32 $8 - 8
Coastal Heritage Bank
9 402.95 $0 - 0
Wrentham Co-operative Bank
4 385.56 $7 - 10
Beverly Bank
12 424.06 $5 - 25
Charles River Bank
8 378.66 $8 - 15
Wellesley Bank
6 397.76 $0 - 0
Reading Co-operative Bank
18 409.91 $4 - 10
Mechanics Cooperative Bank
18 381.74 $17 - 27
The Cooperative Bank
9 402.90 $0 - 20
Northmark Bank
3 410.86 $0 - 0
Winchester Co-operative Bank
1 410.78 $0 - 0
Dean Co-operative Bank
8 376.74 $3 - 10
Enterprise Bank and Trust Company
25 387.34 $10 - 10
Foxboro Federal Savings
6 384.92 $0 - 8
Winter Hill Bank, FSB
3 409.25 $10 - 10
Middlesex Federal Savings, F.A.
3 409.26 $10 - 10
Colonial Federal Savings Bank
4 404.17 $5 - 5
Mutual Bank
9 398.67 $10 - 10
Milford Federal Bank
8 375.80 $10 - 10
Commonwealth Co-operative Bank
9 403.90 $5 - 15
Family Federal Savings, F.A.
3 387.55 $10 - 10
Radius Bank
3 232.82 $0 - 0
Eastern Bank
202 392.84 $0 - 10
Lee Bank
5 308.58 $3 - 3
Citizens Bank, National Association
863 98.94 $10 - 10
Patriot Community Bank
3 409.57 $0 - 0
Adams Community Bank
8 318.23 $20 - 20
The Provident Bank
8 435.38 $2 - 2
Athol Savings Bank
8 368.40 $8 - 8
Blue Hills Bank
12 398.05 $25 - 25
Bridgewater Savings Bank
16 393.04 $8 - 8
East Cambridge Savings Bank
22 404.71 $0 - 25
The Bank of Canton
9 367.96 $0 - 0
Clinton Savings Bank
9 378.45 $15 - 15
Easthampton Savings Bank
30 328.94 $0 - 0
Martha's Vineyard Savings Bank
9 391.04 $0 - 0
BayCoast Bank
60 378.26 $3 - 15
Cape Ann Savings Bank
4 431.59 $0 - 0
Pentucket Bank
6 420.53 $10 - 10
Hingham Institution for Savings
13 408.20 $0 - 0
PeoplesBank
20 329.69 $10 - 10
Avidia Bank
11 379.46 $5 - 5
The Lowell Five Cent Savings Bank
51 401.14 $15 - 25
Marblehead Bank
8 424.02 $0 - 6
Monson Savings Bank
8 339.04 $0 - 0
Institution for Savings in Newburyport and Its Vicinity
16 421.66 $5 - 5
Newburyport Five Cents Savings Bank
9 435.33 $4 - 4
North Brookfield Savings Bank
7 347.52 $5 - 5
North Easton Savings Bank
10 383.63 $5 - 5
Seamen's Bank
5 438.80 $5 - 5
Envision Bank
18 382.15 $5 - 10
Webster Five Cents Savings Bank
14 360.63 $12 - 12
Westfield Bank
46 320.06 $0 - 0
South Shore Bank
18 402.03 $0 - 0
Winchester Savings Bank
4 409.25 $10 - 10
Bay State Savings Bank
24 370.81 $3 - 15



Free Checking Accounts - Massachusetts - October 17, 2018

Below are banks that offer free checking accounts in the Massachusetts area. These accounts have no minimum balance fees, although they may have fees for items like wire transfers, check reorders, and overdrafts. Free checking often provides a no frills, basic account, often fine for most everyday uses. Most free checking accounts do not pay interest and they are best used as day-to-day accounts to pay bills and manage finances.

Local Banks BRANCHES MILES ? MONTHLY FEE
First Ipswich Bank
6 430.68 $0
The Milford National Bank and Trust Company
4 378.95 $0
Rockland Trust Company
96 377.94 $0
Rollstone Bank & Trust
7 386.89 $0
Cambridge Savings Bank
20 398.39 $0
Northern Bank & Trust Company
14 398.16 $0
Century Bank and Trust Company
29 397.69 $0
Millbury Savings Bank
2 373.34 $0
Fall River Five Cents Savings Bank
15 370.49 $0
The Cape Cod Five Cents Savings Bank
21 403.88 $0
Florence Bank
11 339.00 $0
Salem Five Cents Savings Bank
35 395.17 $0
Watertown Savings Bank
10 403.52 $0
Dedham Institution for Savings
15 387.04 $0
Berkshire Bank
122 147.22 $0
Belmont Savings Bank
7 403.64 $0
Country Bank for Savings
16 342.05 $0
The Village Bank
8 398.58 $0
MutualOne Bank
3 392.56 $0
Haverhill Bank
10 422.63 $0
Everett Co-operative Bank
2 412.53 $0
Mansfield Co-operative Bank
5 386.50 $0
Canton Co-operative Bank
1 399.03 $0
North Shore Bank, a Co-operative Bank
13 416.20 $0
Melrose Bank
1 414.22 $0
Stoughton Co-operative Bank
2 399.83 $0
Wakefield Co-operative Bank
2 415.73 $0
Cape Cod Co-operative Bank
12 403.91 $0
BankGloucester
2 433.37 $0
Abington Bank
3 402.86 $0
StonehamBank, A Co-operative Bank
2 409.32 $0
Coastal Heritage Bank
9 402.95 $0
Wrentham Co-operative Bank
2 385.56 $0
Pilgrim Bank
3 401.06 $0
Charles River Bank
4 378.66 $0
Wellesley Bank
6 397.76 $0
Reading Co-operative Bank
9 409.91 $0
Mechanics Cooperative Bank
9 381.74 $0
Dean Co-operative Bank
4 376.74 $0
Foxboro Federal Savings
3 384.92 $0
Winter Hill Bank, FSB
3 409.25 $0
Middlesex Federal Savings, F.A.
3 409.26 $0
Colonial Federal Savings Bank
4 404.17 $0
Mutual Bank
9 398.67 $0
Milford Federal Bank
4 375.80 $0
Family Federal Savings, F.A.
3 387.55 $0
Eastern Bank
101 392.84 $0
East Boston Savings Bank
34 403.29 $0
Leader Bank, National Association
7 407.56 $0
Adams Community Bank
8 318.23 $0
Athol Savings Bank
8 368.40 $0
Blue Hills Bank
12 398.05 $0
Bridgewater Savings Bank
8 393.04 $0
East Cambridge Savings Bank
11 404.71 $0
The Bank of Canton
9 367.96 $0
Clinton Savings Bank
9 378.45 $5
Martha's Vineyard Savings Bank
9 391.04 $0
Eagle Bank
6 406.69 $0
Greenfield Savings Bank
9 343.26 $0
Pentucket Bank
6 420.53 $0
PeoplesBank
20 329.69 $0
Avidia Bank
11 379.46 $0
Marblehead Bank
4 424.02 $0
Monson Savings Bank
4 339.04 $0
Institution for Savings in Newburyport and Its Vicinity
16 421.66 $0
Newburyport Five Cents Savings Bank
9 435.33 $0
North Brookfield Savings Bank
7 347.52 $0
North Easton Savings Bank
10 383.63 $0
Seamen's Bank
5 438.80 $0
Envision Bank
9 382.15 $0
UniBank for Savings
14 370.69 $0
The Savings Bank
9 415.07 $0
Webster Five Cents Savings Bank
7 360.63 $3
Westfield Bank
23 320.06 $0
South Shore Bank
18 402.03 $0
Winchester Savings Bank
4 409.25 $0

All banks listed above are FDIC-insured. The FDIC insures an individual's deposits for each class of ownership. Take care not to exceed FDIC limits. Learn more about FDIC coverage in this article or on the FDIC website.