Below are banks and credit unions that offer rewards checking accounts nationally and also for Massachusetts. Rewards checking accounts offer a higher interest rate up to a certain balance level in exchange for the user doing certain activities. These requirements may include using a debit card a certain number of times each month, using bill pay, or setting up a direct deposit to the account. In general, the accounts offer significantly higher interest rates on deposited money. Once the user goes over the deposit limit, the rewards checking account rate will drop.
|Washington Savings Bank||2.48%||411.14||$10,000|
|UniBank for Savings||2.25%||370.69||$15,000|
|Adams Community Bank||2.25%||318.23||$15,000|
|Leader Bank, National Association||2.05%||407.56||$50,000|
|Monson Savings Bank||2.01%||339.04||$25,000|
|Southbridge Savings Bank||2.00%||356.35||$25,000|
|Colonial Co-operative Bank||1.97%||379.83||$25,000|
|South Shore Bank||1.75%||402.03||$24,999|
|Dedham Institution for Savings||1.00%||387.04||$10,000|
|Clinton Savings Bank||1.00%||378.45||$25,000|
|Rollstone Bank & Trust||0.95%||386.89||$25,000|
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