You are viewing rewards checking rates across Illinois
Below are banks and credit unions that offer rewards checking accounts nationally and also for Illinois. Rewards checking accounts offer a higher interest rate up to a certain balance level in exchange for the user doing certain activities. These requirements may include using a debit card a certain number of times each month, using bill pay, or setting up a direct deposit to the account. In general, the accounts offer significantly higher interest rates on deposited money. Once the user goes over the deposit limit, the rewards checking account rate will drop.
| InstitutionS | APY | MILES? | MAX | |
|---|---|---|---|---|
|
Crossroads Bank
|
5.05% | 1,884.56 | $15,000 | |
|
Morton Community Bank
|
5.01% | 1,745.44 | $5,000 | |
|
Washington Savings Bank
|
4.50% | 1,884.00 | $10,000 | |
|
Teutopolis State Bank
|
3.50% | 1,885.77 | $10,000 | |
|
CONSUMERS COOPERATIVE
Restrictions |
3.09% | 1,033.11 | $10,000 | |
|
GREAT LAKES
Restrictions |
3.00% | 1,842.32 | $10,000 | |
|
SENB Bank
|
3.00% | 1,729.49 | $10,000 | |
|
BAXTER
Restrictions |
3.00% | 701.89 | $15,000 | |
|
Dieterich Bank
|
3.00% | 1,827.80 | $10,000 | |
|
Resource Bank, National Association
|
2.55% | 1,819.43 | $25,000 | |
|
Great Rivers Bank
|
2.50% | 1,740.05 | $10,000 | |
|
Evergreen Bank Group
|
2.50% | 1,865.95 | $25,000 | |
|
GAS AND ELECTRIC
Restrictions |
2.40% | 1,736.51 | $25,000 | |
|
North County Savings Bank
|
2.02% | 1,833.76 | $15,000 | |
|
The Clay City Banking Co.
|
2.02% | 1,894.00 | $25,000 | |
|
Flora Bank & Trust
|
2.01% | 1,894.00 | $20,000 | |
|
First Robinson Savings Bank, National Association
|
2.01% | 1,920.03 | $15,000 | |
|
State Street Bank and Trust Company
|
2.00% | 1,724.15 | $10,000 | |
|
R.I.A.
Restrictions |
2.00% | 964.38 | $15,000 | |
|
Better Banks
|
2.00% | 1,770.78 | $20,000 | |
|
Citizens First State Bank of Walnut
|
1.76% | 1,785.88 | $0 | |
|
State Bank of Waterloo
|
1.75% | 1,817.36 | $10,000 | |
|
Waterman State Bank
|
1.00% | 1,824.70 | $50,000 |
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