You are viewing rewards checking rates across Illinois
Below are banks and credit unions that offer rewards checking accounts nationally and also for Illinois. Rewards checking accounts offer a higher interest rate up to a certain balance level in exchange for the user doing certain activities. These requirements may include using a debit card a certain number of times each month, using bill pay, or setting up a direct deposit to the account. In general, the accounts offer significantly higher interest rates on deposited money. Once the user goes over the deposit limit, the rewards checking account rate will drop.
| InstitutionS | APY | MILES? | MAX | |
|---|---|---|---|---|
|
Great Lakes
Restrictions |
5.00% |
270.86 |
$10,000 |
|
|
Gas And Electric
Restrictions |
4.50% |
127.18 |
$20,000 |
|
|
Evergreen Bank Group
|
4.00% |
278.11 |
$25,000 |
|
|
Baxter
Restrictions |
4.00% |
12.07 |
$15,000 |
|
|
Dieterich Bank
|
4.00% |
281.90 |
$10,000 |
|
|
State Street Bank and Trust Company
|
3.00% |
437.25 |
$10,000 |
|
|
Consumers
Restrictions |
3.00% |
306.79 |
$10,000 |
|
|
Flora Bank & Trust
|
2.03% |
302.05 |
$20,000 |
|
|
The Clay City Banking Co.
|
2.02% |
297.15 |
$25,000 |
|
|
R.i.a.
Restrictions |
2.00% |
406.82 |
$15,000 |
|
|
Better Banks
|
2.00% |
350.22 |
$20,000 |
|
|
Teutopolis State Bank
|
1.75% |
295.59 |
$10,000 |
|
|
Crossroads Bank
|
1.75% |
299.96 |
$15,000 |
|
|
State Bank
|
1.75% |
395.14 |
$10,000 |
|
|
Washington Savings Bank
|
1.75% |
286.45 |
$10,000 |
|
|
North County Savings Bank
|
1.51% |
389.83 |
$15,000 |
|
|
Resource Bank, National Association
|
1.30% |
322.21 |
$25,000 |
|
|
First Robinson Savings Bank, National Association
|
1.00% |
253.36 |
$15,000 |
|
|
Morton Community Bank
|
1.00% |
290.60 |
$100,000 |
|
|
Waterman Bank
|
0.75% |
330.69 |
$50,000 |
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