You are viewing rewards checking rates across Texas
Below are banks and credit unions that offer rewards checking accounts nationally and also for Texas. Rewards checking accounts offer a higher interest rate up to a certain balance level in exchange for the user doing certain activities. These requirements may include using a debit card a certain number of times each month, using bill pay, or setting up a direct deposit to the account. In general, the accounts offer significantly higher interest rates on deposited money. Once the user goes over the deposit limit, the rewards checking account rate will drop.
| InstitutionS | APY | MILES? | MAX | |
|---|---|---|---|---|
|
Texas Bank
|
4.07% |
1,015.08 |
$25,000 |
|
|
Union Square
Restrictions |
4.01% |
1,167.90 |
$35,000 |
|
|
Coastlife
Restrictions |
3.56% |
373.51 |
$10,000 |
|
|
Texoma Community
Restrictions |
3.51% |
1,168.09 |
$10,000 |
|
|
Classic Bank, National Association
|
3.05% |
1,170.16 |
$15,000 |
|
|
Navy Army
Restrictions |
3.01% |
1,283.22 |
$25,000 |
|
|
Chemcel
Restrictions |
3.00% |
1,113.43 |
$20,000 |
|
|
Mct
Restrictions |
2.51% |
1,058.61 |
$15,000 |
|
|
Texas First Bank
|
2.01% |
1,077.89 |
$10,000 |
|
|
Incommons Bank, N.A.
|
2.00% |
1,111.27 |
$10,000 |
|
|
Neighborhood
Restrictions |
2.00% |
486.48 |
$50,000 |
|
|
Texas Heritage National Bank
|
1.76% |
1,000.61 |
$2,500 |
|
|
First-Lockhart National Bank
|
1.55% |
1,238.45 |
$25,000 |
|
|
Shell
Restrictions |
1.50% |
1,131.99 |
$20,000 |
|
|
Telco Plus
Restrictions |
1.50% |
1,020.83 |
$5,000 |
|
|
Plus4
Restrictions |
1.10% |
1,130.46 |
$10,000 |
|
|
Texas Gulf Bank, National Association
|
1.01% |
1,146.90 |
$25,000 |
|
|
River City
Restrictions |
0.35% |
1,280.39 |
$2,500 |
|
|
Origin Bank
|
0.10% |
714.61 |
$50,000 |
|
|
Texas Bay
Restrictions |
0.06% |
130.54 |
$150,000 |
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