You are viewing rewards checking rates across Texas
Below are banks and credit unions that offer rewards checking accounts nationally and also for Texas. Rewards checking accounts offer a higher interest rate up to a certain balance level in exchange for the user doing certain activities. These requirements may include using a debit card a certain number of times each month, using bill pay, or setting up a direct deposit to the account. In general, the accounts offer significantly higher interest rates on deposited money. Once the user goes over the deposit limit, the rewards checking account rate will drop.
| InstitutionS | APY | MILES? | MAX | |
|---|---|---|---|---|
|
Coastlife
Restrictions |
3.56% |
373.56 |
$10,000 |
|
|
Texoma Community
Restrictions |
3.51% |
1,168.40 |
$10,000 |
|
|
Union Square
Restrictions |
3.51% |
1,168.20 |
$25,000 |
|
|
Navy Army
Restrictions |
3.01% |
1,283.58 |
$25,000 |
|
|
Chemcel
Restrictions |
3.00% |
1,113.75 |
$20,000 |
|
|
Texas First Bank
|
2.01% |
1,078.25 |
$10,000 |
|
|
Incommons Bank, N.A.
|
2.00% |
1,111.60 |
$10,000 |
|
|
Plus4
Restrictions |
2.00% |
1,130.81 |
$25,000 |
|
|
Texas Bank
|
1.76% |
1,015.42 |
$25,000 |
|
|
Texas Heritage National Bank
|
1.76% |
1,000.93 |
$2,500 |
|
|
Classic Bank, National Association
|
1.51% |
1,170.50 |
$10,000 |
|
|
Mct
Restrictions |
1.50% |
1,058.96 |
$20,000 |
|
|
Shell
Restrictions |
1.50% |
1,132.34 |
$20,000 |
|
|
First-Lockhart National Bank
|
1.05% |
1,238.80 |
$25,000 |
|
|
Neighborhood
Restrictions |
1.05% |
486.84 |
$50,000 |
|
|
Texas Citizens Bank, National Association
|
0.85% |
1,126.54 |
$25,000 |
|
|
Texas Gulf Bank, National Association
|
0.50% |
1,147.26 |
$25,000 |
|
|
River City
Restrictions |
0.35% |
1,280.73 |
$2,500 |
|
|
Telco Plus
Restrictions |
0.20% |
1,021.16 |
$20,000 |
|
|
BTH Bank, National Association
|
0.10% |
1,012.40 |
$50,000 |
|
|
Texas Bay
Restrictions |
0.06% |
130.57 |
$150,000 |
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