You are viewing rewards checking rates across Texas
Below are banks and credit unions that offer rewards checking accounts nationally and also for Texas. Rewards checking accounts offer a higher interest rate up to a certain balance level in exchange for the user doing certain activities. These requirements may include using a debit card a certain number of times each month, using bill pay, or setting up a direct deposit to the account. In general, the accounts offer significantly higher interest rates on deposited money. Once the user goes over the deposit limit, the rewards checking account rate will drop.
| InstitutionS | APY | MILES? | MAX | |
|---|---|---|---|---|
|
COASTAL COMMUNITY AND TEACHERS
Restrictions |
3.56% | 997.14 | $10,000 | |
|
TEXOMA COMMUNITY
Restrictions |
3.51% | 1,577.08 | $10,000 | |
|
UNION SQUARE
Restrictions |
3.51% | 1,569.36 | $25,000 | |
|
First-Lockhart National Bank
|
3.05% | 1,774.40 | $25,000 | |
|
NAVY ARMY
Restrictions |
3.01% | 1,860.22 | $25,000 | |
|
CHEMCEL
Restrictions |
3.00% | 1,688.29 | $20,000 | |
|
PLUS4
Restrictions |
3.00% | 1,882.32 | $25,000 | |
|
BTH Bank, National Association
|
2.25% | 1,686.99 | $7,000 | |
|
SHELL
Restrictions |
2.20% | 1,885.92 | $20,000 | |
|
MCT
|
2.01% | 1,913.06 | $20,000 | |
|
Texas First Bank
|
2.01% | 1,886.90 | $10,000 | |
|
Incommons Bank, N.A.
|
2.00% | 1,739.22 | $10,000 | |
|
Texas Bank
|
1.76% | 1,680.29 | $25,000 | |
|
NEIGHBORHOOD
Restrictions |
1.75% | 1,682.99 | $50,000 | |
|
Classic Bank, National Association
|
1.51% | 1,747.88 | $15,001 | |
|
Texas Citizens Bank, National Association
|
1.21% | 1,883.49 | $25,000 | |
|
TELCO PLUS
Restrictions |
1.00% | 1,780.08 | $20,000 | |
|
RIVER CITY
Restrictions |
0.65% | 1,767.66 | $2,500 | |
|
Texas Heritage National Bank
|
0.50% | 1,734.35 | $25,000 | |
|
Texas Gulf Bank, National Association
|
0.50% | 1,882.69 | $25,000 | |
|
TEXAS BAY
Restrictions |
0.20% | 1,894.97 | $20,000 |
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