Below are banks and credit unions that offer rewards checking accounts nationally and also for Missouri. Rewards checking accounts offer a higher interest rate up to a certain balance level in exchange for the user doing certain activities. These requirements may include using a debit card a certain number of times each month, using bill pay, or setting up a direct deposit to the account. In general, the accounts offer significantly higher interest rates on deposited money. Once the user goes over the deposit limit, the rewards checking account rate will drop.
|First Community National Bank||4.01%||697.84||$10,000|
|Bank of Sullivan||3.00%||693.30||$10,000|
|Mid America Bank & Trust Company||2.53%||761.38||$25,000|
|First Home Bank||2.25%||794.18||$25,000|
|Concordia Bank of Concordia, Missouri||2.02%||815.85||$15,000|
|Montgomery Bank, National Association||2.01%||650.21||$15,000|
|Bank of Weston||2.00%||909.24||$25,000|
|Royal Banks of Missouri||1.85%||679.78||$15,000|
|Phelps County Bank||1.11%||752.26||$25,000|
|Heritage Bank of the Ozarks||1.01%||809.20||$25,000|
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