This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.63% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,315 | 1,621 |
| 2 | 52,315 | 2,422 | 1,696 |
| 3 | 54,737 | 2,534 | 1,774 |
| 4 | 57,272 | 2,652 | 1,856 |
| 5 | 59,923 | 2,774 | 1,942 |
| 6 | 62,698 | 2,903 | 2,032 |
| 7 | 65,601 | 3,037 | 2,126 |
| 8 | 68,638 | 3,178 | 2,225 |
| 9 | 71,816 | 3,325 | 2,328 |
| 10 | 75,141 | 3,479 | 2,435 |
| 11 | 78,620 | 3,640 | 2,548 |
| 12 | 82,260 | 3,809 | 2,666 |
| 13 | 86,069 | 3,985 | 2,789 |
| 14 | 90,054 | 4,169 | 2,919 |
| 15 | 94,223 | 4,363 | 3,054 |
| 16 | 98,586 | 4,565 | 3,195 |
| 17 | 103,150 | 4,776 | 3,343 |
| 18 | 107,926 | 4,997 | 3,498 |
| 19 | 112,923 | 5,228 | 3,660 |
| 20 | 118,151 | 5,470 | 3,829 |
| TOTAL | $73,622 | $51,535 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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