Compare Savings vs. CDs
Comparison of Deposit Account from Affiliated Bank, National Association with 1.00% - December 2025


Long-Term Analysis of Center National Bank with 1.74% APY and Affiliated Bank, National Association with 1.00% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    1.74%
    -
    $50,000
    N.A.
    Bank
    N.A.
    $100,000
     
    SCENARIO
    Year Rate
    1.74%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 870 609
    2 50,870 885 620
    3 51,755 901 630
    4 52,656 916 641
    5 53,572 932 653
    6 54,504 948 664
    7 55,452 965 675
    8 56,417 982 687
    9 57,399 999 699
    10 58,398 1,016 711
    11 59,414 1,034 724
    12 60,448 1,052 736
    13 61,499 1,070 749
    14 62,569 1,089 762
    15 63,658 1,108 775
    16 64,766 1,127 789
    17 65,893 1,147 803
    18 67,039 1,166 817
    19 68,206 1,187 831
    20 69,393 1,207 845
    TOTAL $20,600 $14,420
  • 2
    LOCAL CD
    1.00%
    -
    $50,000
    24 Month
    Bank
    1.52x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    1.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

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    Early Withdrawal Penalty is 6 months interest.

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