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Comparison of Deposit Account from FEDCHOICE with 0.10% - October 2026


Long-Term Analysis of VIGO COUNTY with 0.25% APY and FEDCHOICE with 0.10% APY and KEMBA with 0.95% APY and CAMPUS with 1.00% APY and BREWER with 1.21% APY and TEAM ONE with 0.75% APY and HANCOCK with 0.10% APY and ATRIUM with 1.00% APY and TENDTO with 1.13% APY and FIRST CLASS AMERICAN with 1.01% APY and COULEE DAM with 0.01% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    VIGO COUNTY
    0.25%
    -
    $50,000
    24 Month
    Credit Union
    0.38x (National Avg. - 0.66%)
    $500
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 2
    LOCAL SAVINGS
    FEDCHOICE
    0.10%
    -
    $50,000
    N.A.
    Credit Union
    0.43x (National Avg. - 0.23%)
    $2,500
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 3
    LOCAL CD
    KEMBA
    0.95%
    -
    $50,000
    18 Month
    Credit Union
    1.64x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 475 333
    2 50,475 480 336
    3 50,955 484 339
    4 51,439 489 342
    5 51,927 493 345
    6 52,421 498 349
    7 52,919 503 352
    8 53,421 508 355
    9 53,929 512 359
    10 54,441 517 362
    11 54,958 522 365
    12 55,480 527 369
    13 56,007 532 372
    14 56,540 537 376
    15 57,077 542 380
    16 57,619 547 383
    17 58,166 553 387
    18 58,719 558 390
    19 59,277 563 394
    20 59,840 568 398
    TOTAL $10,408 $7,286
  • 4
    LOCAL CD
    CAMPUS
    1.00%
    -
    $50,000
    60 Month
    Credit Union
    1.08x (National Avg. - 0.93%)
    $100,000
     
    SCENARIO
    Year Rate
    1.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 5
    LOCAL CD
    BREWER
    1.21%
    -
    $50,000
    36 Month
    Credit Union
    1.59x (National Avg. - 0.76%)
    $100,000
     
    SCENARIO
    Year Rate
    1.21%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 605 424
    2 50,605 612 429
    3 51,217 620 434
    4 51,837 627 439
    5 52,464 635 444
    6 53,099 642 450
    7 53,742 650 455
    8 54,392 658 461
    9 55,050 666 466
    10 55,716 674 472
    11 56,390 682 478
    12 57,073 691 483
    13 57,763 699 489
    14 58,462 707 495
    15 59,170 716 501
    16 59,885 725 507
    17 60,610 733 513
    18 61,343 742 520
    19 62,086 751 526
    20 62,837 760 532
    TOTAL $13,597 $9,518
  • 6
    LOCAL CD
    TEAM ONE
    0.75%
    -
    $50,000
    18 Month
    Credit Union
    1.29x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 7
    LOCAL MONEY MARKET
    HANCOCK
    0.10%
    -
    $50,000
    N.A.
    Credit Union
    0.17x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 8
    LOCAL CD
    ATRIUM
    1.00%
    -
    $50,000
    24 Month
    Credit Union
    1.51x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    1.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 9
    LOCAL CD
    TENDTO
    1.13%
    -
    $50,000
    60 Month
    Credit Union
    1.22x (National Avg. - 0.93%)
    $10,000
     
    SCENARIO
    Year Rate
    1.13%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 565 396
    2 50,565 571 400
    3 51,136 578 404
    4 51,714 584 409
    5 52,299 591 414
    6 52,890 598 418
    7 53,487 604 423
    8 54,092 611 428
    9 54,703 618 433
    10 55,321 625 438
    11 55,946 632 443
    12 56,578 639 448
    13 57,218 647 453
    14 57,864 654 458
    15 58,518 661 463
    16 59,179 669 468
    17 59,848 676 473
    18 60,524 684 479
    19 61,208 692 484
    20 61,900 699 490
    TOTAL $12,599 $8,820
  • 10
    LOCAL CD
    FIRST CLASS AMERICAN
    1.01%
    -
    $50,000
    36 Month
    Credit Union
    1.32x (National Avg. - 0.76%)
    $100,000
     
    SCENARIO
    Year Rate
    1.01%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 503 352
    2 50,503 508 355
    3 51,010 513 359
    4 51,523 518 362
    5 52,041 523 366
    6 52,564 528 370
    7 53,092 534 374
    8 53,625 539 377
    9 54,164 544 381
    10 54,709 550 385
    11 55,258 555 389
    12 55,814 561 393
    13 56,375 567 397
    14 56,941 572 401
    15 57,514 578 405
    16 58,092 584 409
    17 58,675 590 413
    18 59,265 596 417
    19 59,861 602 421
    20 60,462 608 425
    TOTAL $11,070 $7,749
  • 11
    LOCAL SAVINGS
    COULEE DAM
    0.01%
    -
    $50,000
    N.A.
    Credit Union
    0.04x (National Avg. - 0.23%)
    $2,500
     
    SCENARIO
    Year Rate
    0.01%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 5 4
    2 50,005 5 4
    3 50,010 5 4
    4 50,015 5 4
    5 50,020 5 4
    6 50,025 5 4
    7 50,030 5 4
    8 50,035 5 4
    9 50,040 5 4
    10 50,045 5 4
    11 50,050 5 4
    12 50,055 5 4
    13 50,060 5 4
    14 50,065 5 4
    15 50,070 5 4
    16 50,075 5 4
    17 50,080 5 4
    18 50,085 5 4
    19 50,090 5 4
    20 50,095 5 4
    TOTAL $100 $70

    All calculations are for demonstration purposes only.

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