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Comparison of Deposit Account from FIRST FLIGHT with 1.92% - November 2026


Long-Term Analysis of FIRST FLIGHT with 3.45% APY and FIRST FLIGHT with 1.92% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    FIRST FLIGHT
    3.45%
    -
    $50,000
    36 Month
    Credit Union
    4.54x (National Avg. - 0.76%)
    $500
     
    SCENARIO
    Year Rate
    3.45%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,725 1,208
    2 51,725 1,785 1,249
    3 53,510 1,846 1,292
    4 55,356 1,910 1,337
    5 57,265 1,976 1,383
    6 59,241 2,044 1,431
    7 61,285 2,114 1,480
    8 63,399 2,187 1,531
    9 65,586 2,263 1,584
    10 67,849 2,341 1,639
    11 70,190 2,422 1,695
    12 72,612 2,505 1,754
    13 75,117 2,592 1,814
    14 77,708 2,681 1,877
    15 80,389 2,773 1,941
    16 83,162 2,869 2,008
    17 86,032 2,968 2,078
    18 89,000 3,070 2,149
    19 92,070 3,176 2,223
    20 95,247 3,286 2,300
    TOTAL $48,533 $33,973
  • 2
    LOCAL CD
    FIRST FLIGHT
    1.92%
    -
    $50,000
    6 Month
    Credit Union
    4.75x (National Avg. - 0.40%)
    $500
     
    SCENARIO
    Year Rate
    1.92%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 960 672
    2 50,960 978 685
    3 51,938 997 698
    4 52,936 1,016 711
    5 53,952 1,036 725
    6 54,988 1,056 739
    7 56,044 1,076 753
    8 57,120 1,097 768
    9 58,216 1,118 782
    10 59,334 1,139 797
    11 60,473 1,161 813
    12 61,634 1,183 828
    13 62,818 1,206 844
    14 64,024 1,229 860
    15 65,253 1,253 877
    16 66,506 1,277 894
    17 67,783 1,301 911
    18 69,084 1,326 928
    19 70,411 1,352 946
    20 71,763 1,378 964
    TOTAL $23,141 $16,198

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

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    Early Withdrawal Penalty is 730 days interest.

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    Last change: ↑0.80% on April 27.
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    Early Withdrawal Penalty is 90 days interest.

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