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Comparison of Deposit Account from InsBank with 4.46% - June 2025

Long-Term Analysis of Texas State Bank with 0.15% APY and 4FRONT with 1.26% APY and First Pryority Bank with 0.71% APY and InsBank with 4.46% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Texas State Bank

0.15%

$50,000

6 Month

Bank

0.37x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.15%	Annual Interest	Annual Interest (After Tax)
1	50,000	75	53
2	50,075	75	53
3	50,150	75	53
4	50,225	75	53
5	50,301	75	53
6	50,376	76	53
7	50,452	76	53
8	50,527	76	53
9	50,603	76	53
10	50,679	76	53
11	50,755	76	53
12	50,831	76	53
13	50,907	76	53
14	50,984	76	54
15	51,060	77	54
16	51,137	77	54
17	51,214	77	54
18	51,290	77	54
19	51,367	77	54
20	51,444	77	54
	TOTAL	$1,522	$1,065

LOCAL CD

4FRONT

1.26%

$50,000

60 Month

Credit Union

1.37x (National Avg. - 0.92%)

$1,000

SCENARIO

Year	Rate 1.26%	Annual Interest	Annual Interest (After Tax)
1	50,000	630	441
2	50,630	638	447
3	51,268	646	452
4	51,914	654	458
5	52,568	662	464
6	53,230	671	469
7	53,901	679	475
8	54,580	688	481
9	55,268	696	487
10	55,964	705	494
11	56,669	714	500
12	57,384	723	506
13	58,107	732	512
14	58,839	741	519
15	59,580	751	525
16	60,331	760	532
17	61,091	770	539
18	61,861	779	546
19	62,640	789	552
20	63,429	799	559
	TOTAL	$14,229	$9,960

LOCAL CD

First Pryority Bank

0.71%

$50,000

18 Month

Bank

1.22x (National Avg. - 0.58%)

$10,000

SCENARIO

Year	Rate 0.71%	Annual Interest	Annual Interest (After Tax)
1	50,000	355	249
2	50,355	358	250
3	50,713	360	252
4	51,073	363	254
5	51,435	365	256
6	51,800	368	257
7	52,168	370	259
8	52,539	373	261
9	52,912	376	263
10	53,287	378	265
11	53,666	381	267
12	54,047	384	269
13	54,430	386	271
14	54,817	389	272
15	55,206	392	274
16	55,598	395	276
17	55,993	398	278
18	56,390	400	280
19	56,791	403	282
20	57,194	406	284
	TOTAL	$7,600	$5,320

LOCAL CD

InsBank

4.46%

$50,000

12 Month

Bank

8.08x (National Avg. - 0.55%)

$50,000

SCENARIO

Year	Rate 4.46%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,230	1,561
2	52,230	2,329	1,631
3	54,559	2,433	1,703
4	56,993	2,542	1,779
5	59,535	2,655	1,859
6	62,190	2,774	1,942
7	64,964	2,897	2,028
8	67,861	3,027	2,119
9	70,888	3,162	2,213
10	74,049	3,303	2,312
11	77,352	3,450	2,415
12	80,802	3,604	2,523
13	84,405	3,764	2,635
14	88,170	3,932	2,753
15	92,102	4,108	2,875
16	96,210	4,291	3,004
17	100,501	4,482	3,138
18	104,983	4,682	3,278
19	109,666	4,891	3,424
20	114,557	5,109	3,576
	TOTAL	$69,666	$48,766

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from InsBank with 4.46% - June 2025

Long-Term Analysis of Texas State Bank with 0.15% APY and 4FRONT with 1.26% APY and First Pryority Bank with 0.71% APY and InsBank with 4.46% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from InsBank with 4.46% - June 2025