This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.29% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 645 | 452 |
| 2 | 50,645 | 653 | 457 |
| 3 | 51,298 | 662 | 463 |
| 4 | 51,960 | 670 | 469 |
| 5 | 52,630 | 679 | 475 |
| 6 | 53,309 | 688 | 481 |
| 7 | 53,997 | 697 | 488 |
| 8 | 54,694 | 706 | 494 |
| 9 | 55,399 | 715 | 500 |
| 10 | 56,114 | 724 | 507 |
| 11 | 56,838 | 733 | 513 |
| 12 | 57,571 | 743 | 520 |
| 13 | 58,313 | 752 | 527 |
| 14 | 59,066 | 762 | 533 |
| 15 | 59,828 | 772 | 540 |
| 16 | 60,599 | 782 | 547 |
| 17 | 61,381 | 792 | 554 |
| 18 | 62,173 | 802 | 561 |
| 19 | 62,975 | 812 | 569 |
| 20 | 63,787 | 823 | 576 |
| TOTAL | $14,610 | $10,227 |
| Year | Rate 0.40% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 200 | 140 |
| 2 | 50,200 | 201 | 141 |
| 3 | 50,401 | 202 | 141 |
| 4 | 50,602 | 202 | 142 |
| 5 | 50,805 | 203 | 142 |
| 6 | 51,008 | 204 | 143 |
| 7 | 51,212 | 205 | 143 |
| 8 | 51,417 | 206 | 144 |
| 9 | 51,623 | 206 | 145 |
| 10 | 51,829 | 207 | 145 |
| 11 | 52,036 | 208 | 146 |
| 12 | 52,245 | 209 | 146 |
| 13 | 52,454 | 210 | 147 |
| 14 | 52,663 | 211 | 147 |
| 15 | 52,874 | 211 | 148 |
| 16 | 53,085 | 212 | 149 |
| 17 | 53,298 | 213 | 149 |
| 18 | 53,511 | 214 | 150 |
| 19 | 53,725 | 215 | 150 |
| 20 | 53,940 | 216 | 151 |
| TOTAL | $4,156 | $2,909 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.15% |
$1,000 |
Learn More | |
|
Last change: ↓0.15% on October 13. |
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