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Comparison of Deposit Account from SIGNATURE with 3.98% - October 2026


Long-Term Analysis of BEACH MUNICIPAL with 0.95% APY and BEACH MUNICIPAL with 1.29% APY and PARTNERS FINANCIAL with 1.31% APY and SIGNATURE with 4.10% APY and SIGNATURE with 3.95% APY and SIGNATURE with 3.98% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    BEACH MUNICIPAL
    0.95%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 475 333
    2 50,475 480 336
    3 50,955 484 339
    4 51,439 489 342
    5 51,927 493 345
    6 52,421 498 349
    7 52,919 503 352
    8 53,421 508 355
    9 53,929 512 359
    10 54,441 517 362
    11 54,958 522 365
    12 55,480 527 369
    13 56,007 532 372
    14 56,540 537 376
    15 57,077 542 380
    16 57,619 547 383
    17 58,166 553 387
    18 58,719 558 390
    19 59,277 563 394
    20 59,840 568 398
    TOTAL $10,408 $7,286
  • 2
    LOCAL CD
    BEACH MUNICIPAL
    1.29%
    -
    $50,000
    60 Month
    Credit Union
    1.39x (National Avg. - 0.93%)
    $500
     
    SCENARIO
    Year Rate
    1.29%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 645 452
    2 50,645 653 457
    3 51,298 662 463
    4 51,960 670 469
    5 52,630 679 475
    6 53,309 688 481
    7 53,997 697 488
    8 54,694 706 494
    9 55,399 715 500
    10 56,114 724 507
    11 56,838 733 513
    12 57,571 743 520
    13 58,313 752 527
    14 59,066 762 533
    15 59,828 772 540
    16 60,599 782 547
    17 61,381 792 554
    18 62,173 802 561
    19 62,975 812 569
    20 63,787 823 576
    TOTAL $14,610 $10,227
  • 3
    LOCAL CD
    PARTNERS FINANCIAL
    1.31%
    -
    $50,000
    36 Month
    Credit Union
    1.73x (National Avg. - 0.76%)
    $10,000
     
    SCENARIO
    Year Rate
    1.31%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 655 459
    2 50,655 664 465
    3 51,319 672 471
    4 51,991 681 477
    5 52,672 690 483
    6 53,362 699 489
    7 54,061 708 496
    8 54,769 717 502
    9 55,487 727 509
    10 56,214 736 515
    11 56,950 746 522
    12 57,696 756 529
    13 58,452 766 536
    14 59,218 776 543
    15 59,993 786 550
    16 60,779 796 557
    17 61,575 807 565
    18 62,382 817 572
    19 63,199 828 580
    20 64,027 839 587
    TOTAL $14,866 $10,406
  • 4
    LOCAL CD
    SIGNATURE
    4.10%
    -
    $50,000
    6 Month
    Credit Union
    10.15x (National Avg. - 0.40%)
    $500
     
    SCENARIO
    Year Rate
    4.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,050 1,435
    2 52,050 2,134 1,494
    3 54,184 2,222 1,555
    4 56,406 2,313 1,619
    5 58,718 2,407 1,685
    6 61,126 2,506 1,754
    7 63,632 2,609 1,826
    8 66,241 2,716 1,901
    9 68,957 2,827 1,979
    10 71,784 2,943 2,060
    11 74,727 3,064 2,145
    12 77,791 3,189 2,233
    13 80,980 3,320 2,324
    14 84,300 3,456 2,419
    15 87,757 3,598 2,519
    16 91,355 3,746 2,622
    17 95,100 3,899 2,729
    18 98,999 4,059 2,841
    19 103,058 4,225 2,958
    20 107,284 4,399 3,079
    TOTAL $61,682 $43,178
  • 5
    LOCAL CD
    SIGNATURE
    3.95%
    -
    $50,000
    24 Month
    Credit Union
    5.94x (National Avg. - 0.67%)
    $500
     
    SCENARIO
    Year Rate
    3.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,975 1,383
    2 51,975 2,053 1,437
    3 54,028 2,134 1,494
    4 56,162 2,218 1,553
    5 58,381 2,306 1,614
    6 60,687 2,397 1,678
    7 63,084 2,492 1,744
    8 65,575 2,590 1,813
    9 68,166 2,693 1,885
    10 70,858 2,799 1,959
    11 73,657 2,909 2,037
    12 76,567 3,024 2,117
    13 79,591 3,144 2,201
    14 82,735 3,268 2,288
    15 86,003 3,397 2,378
    16 89,400 3,531 2,472
    17 92,931 3,671 2,570
    18 96,602 3,816 2,671
    19 100,418 3,967 2,777
    20 104,384 4,123 2,886
    TOTAL $58,508 $40,955
  • 6
    LOCAL CD
    SIGNATURE
    3.98%
    -
    $50,000
    48 Month
    Credit Union
    4.83x (National Avg. - 0.82%)
    $500
     
    SCENARIO
    Year Rate
    3.98%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,990 1,393
    2 51,990 2,069 1,448
    3 54,059 2,152 1,506
    4 56,211 2,237 1,566
    5 58,448 2,326 1,628
    6 60,774 2,419 1,693
    7 63,193 2,515 1,761
    8 65,708 2,615 1,831
    9 68,323 2,719 1,903
    10 71,043 2,827 1,979
    11 73,870 2,940 2,058
    12 76,810 3,057 2,140
    13 79,867 3,179 2,225
    14 83,046 3,305 2,314
    15 86,351 3,437 2,406
    16 89,788 3,574 2,501
    17 93,361 3,716 2,601
    18 97,077 3,864 2,705
    19 100,941 4,017 2,812
    20 104,958 4,177 2,924
    TOTAL $59,136 $41,395

    All calculations are for demonstration purposes only.

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