Compare Savings vs. CDs
Comparison of Deposit Account from WINGS FINANCIAL with 0.20% - June 2025


Long-Term Analysis of WINGS FINANCIAL with 1.66% APY and WINGS FINANCIAL with 0.20% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    1.66%
    -
    $50,000
    24 Month
    Credit Union
    2.51x (National Avg. - 0.66%)
    $500
     
    SCENARIO
    Year Rate
    1.66%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 830 581
    2 50,830 844 591
    3 51,674 858 600
    4 52,532 872 610
    5 53,404 886 621
    6 54,290 901 631
    7 55,191 916 641
    8 56,107 931 652
    9 57,039 947 663
    10 57,986 963 674
    11 58,948 979 685
    12 59,927 995 696
    13 60,922 1,011 708
    14 61,933 1,028 720
    15 62,961 1,045 732
    16 64,006 1,063 744
    17 65,069 1,080 756
    18 66,149 1,098 769
    19 67,247 1,116 781
    20 68,363 1,135 794
    TOTAL $19,498 $13,649
  • 2
    LOCAL MONEY MARKET
    0.20%
    -
    $50,000
    N.A.
    Credit Union
    0.30x (National Avg. - 0.66%)
    $50,000
     
    SCENARIO
    Year Rate
    0.20%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.06% on June 24.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.20% on April 9.

    Last change: ↑0.34% on May 27.
    Warning: Early Withdrawal Penalty is 180 days interest.