Top 3 Travel and Rewards Cards for Small Businesses

Top 3 Travel and Rewards Cards for Small Businesses

The following three credit cards are ranked by BestCashCow.com as the leading credit cards for small business expenditures where the aim is to accumulate travel and reward points. Users may wish to view our pages on the top flexible travel and reward cards for individuals, the top hotel point earning credit cards, and the top airline mile credit cards.

Chase Ink Plus Card

This card will ordinarily get you 50,000 Chase Ultimate Rewards points after you spend $5,000 within the first 90 day of receiving the card.  This offer may be improved to 60,000 or 70,000 Ultimate Rewards points and the annual fee may be waived for cards opened in the branch from time to time.

Key features of this card include:

American Express OPEN Business Gold Rewards Card

The Amex Open Business Network is a solid service to have access to as a small business. Benefits include purchase protection (up to $1,000), 24/7 roadside, and 24/7 emergency assistance. British Airways is a 1:1 transfer partner of American Express and a fantastic way to book domestic US flights on American Airlines for low miles and fees. Cathay Pacific, Singapore Airlines, Delta and Aeroplan are also transfer partners  

Key features include: 

 

American Express Business Platinum

The Amex Business Platinum has plenty of benefits, including $10,000 purchase protection, airport lounge access, Gold Status at Starwood hotels, no foreign transaction fees, and a 24/7 personal concierge (see a full list of benefits here).  Cardmembers are reimbursed for $200 of airline fees annually and the $100 Global Entry Fee cost.

Key features are as follows:

  • Earn 100,000 Membership Rewards® points after you spend $10,000 during your first three months of card membership.  Please note that targetted offers are as high as 150,000 Membership Rewards® points within first 3 months of card membership.  
  • Access to over 600 lounges worldwide when you enroll in Priority Pass™ Select.
  • No foreign transaction fees.
  • Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases, each calendar year.  Since you can receive this statement twice in your first year, it can offset $400 of the $450 annual fee.
  • Receive a $100 statement credit when you apply for Global Entry.
  • Business Platinum CONCIERGE is like your own assistant, ready to help you with just about anything personal or professional, 24 hours a day.
  • Purchasing power that can adjust as your business evolves.
  • Terms & Restrictions Apply.   Among other terms, American Express states very clearly that bonus Membership Rewards® points will not be awarded to current cardholders of other Amex cards or to those who have had this same product previously.
  • $450 annual fee.
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Editorial Disclosure: Opinions expressed here are those of the author, and have not been reviewed, approved or otherwise endorsed by any bank advertiser, card issuer, airline or hotel.

Advertising Disclosure: This site may be compensated for hosting offers.


Top 3 Airline Miles Earning Credit Cards

British Airways Visa Signature® Card

The British Airways Visa credit card ranks highly on our list of the best airline mile-earning credit cards because of the flexibility of the British Airways Avios program, which allows redemption for flights on OneWorld partner carriers, including American Airlines, Qantas and Cathay Pacific.  While fees and taxes for booking travel on British Airways itself from the US to Europe are ridiculous, BA's distance based reward chart creates outstanding reward opportunities on short haul American Airlines flights, such as 9,000 miles for a round trip from New York to Toronto or Montreal, or 15,000 miles for a round trip from the East Coast to Chicago.  

Key features are as follows:

  • Cardmembers receive 50,000 Avios after you spend $2,000 within the first 3 months of account opening.
  • Cardmembers receive an additional 25,000 bonus Avios after spending $10,000 within the first year of account opening, plus an additional 25,000 bonus Avios after you make an additional $10,000 in purchases also within the first year of account opening (for a total of an additional 50,000 Avios after $20,000 in promotional spend in the first year).
  • Every calendar year in which you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Companion Ticket good for two year.
  • No foreign transaction fees; Smart chip with Signature Technology allows you to use your card in Europe.
  • Members earn 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchase.

Citi American Airlines Platinum Select World MasterCard®

The American Airlines Citibank Visa card (also available as a business card) offers 50,000 miles after promotional spend of $3,000 in your first 3 months.   40,000 American miles can be redeemed for a low season round trip coach class ticket to Europe.

Key features are as follows:

  • 50,000 Bonus AA Miles after you spend $3,000 in your first 3 months.
  • First bag checked free, certain boarding privileges, 10% discounts on certain redemptions.
  • $95 annual fee, waived for the first year.

United Mileage Plus Explorer Card®

This card (also available as a business card) offers 50,000 points after you spend $3,000 with your first 3 months of card membership as long as you have not received the same bonus in the prior 24 months.  

Key features are as follows:

  • 50,000 Mileage Plus Miles after you spend $3,000 within 3 months of receiving the card.   50,000 miles is enough for a free reduced award Business Class RT ticket from the East Coast to California. 
  • 5,000 bonus Mileage Plus Miles if you add an additional authorized user during your first 3 months.
  • Free first checked bag on United.  
  • 2x points for purchases on United. 
  • No foreign transaction fees.
  • $95 annual fee, waived for the first year.

Editorial Disclosure: Opinions expressed here are those of the author, and have not been reviewed, approved or otherwise endorsed by any bank advertiser, card issuer, airline or hotel.

Advertising Disclosure: This site may be compensated for hosting offers.


Top 3 Hotel Point Earning Credit Cards

The Fairmont Rewards® Visa Signature® Credit Card From Chase®

fairmont

The Fairmont rewards credit card ranks highly on our list of leading hotel credit cards because it offers an outstanding card member sign up bonus and access to the exclusive Fairmont® brand which includes The Savoy in London, The Fairmont Copley Plaza in Boston, and some of the nicest hotels in Canada and Hawaii.  

Key features are as follows:

  • New Cardmember bonus: Receive 2 free nights at any Fairmont hotel worldwide when you spend $3,000 in your first three months of card membership.  Eligibility is limited to those who have not received the same award in the prior 24 months.
  • Receive one free night at any Fairmont hotel worldwide when you spend $12,000 annually.
  • Earn 5 points for every dollar charged at Fairmont properties and 2 points for every dollar charged at restaurants, car rental agencies and on airline tickets purchased directly from the airline. 
  • No foreign transaction fees.
  • $95 annual fee
  • Terms and Restrictions apply.

The Hyatt® Credit Card from Chase®

hyatt

The Hyatt credit card accumulates Hyatt Gold Passport Points which we rank as the most valuable loyalty points in the entire travel industry.  A night in even the most luxurious category 7 Park Hyatt hotels is still only 30,000 points, even after the January 2014 point devaluation.  

Key features are as follows:

  • New Cardmember bonus: Receive 2 free nights at any Hyatt hotel worldwide when you spend $1,000 in your first three months of card membership.  These nights can be used at any Hyatt hotel including the Park Hyatt Paris-Vendome or the Andaz Maui at Wailea.  Also receive a $50 statement credit after your first purchase, and 5,000 Hyatt points when you add another cardholder to your account.
  • Receive one free night at any category 1 through 4 hotel each year, awarded on your cardmember anniversary.  Chase will also give you 5,000 Hyatt points for keeping the card each year if you call to tell them that you are cancelling the card because of the annual fee.
  • Earn 3 points for every dollar charged at Hyatt properties and 2 points for every dollar charged at restaurants, car rental agencies and on airline tickets purchased directly from the airline.  
  • No foreign transaction fees; Smart chip with Signature Technology allows you to use your card for chip based purchases in Europe.
  • $0 introductory annual fee for the first year, then $75 annually.
  • Terms and Restrictions apply.

Club Carlson® Premier Rewards Visa Signature Card® from US Bank®

club carlson

Club Carlson Gold Points are redeemable at Radisson Blu, Country Inn and Suites, Park Inn and Park Plaza hotels worldwide.    

Key features are as follows:

  • New Cardmember bonus: Receive 50,000 Club Carlson Gold points immediately after signing up for the card, plus another 35,000 Club Carlson Gold points when you spend $2,500 in your first 3 months of card membership. Receive an additional 40,000 Club Carlson Gold points, awarded each year on your cardmember anniversary.
  • Earn 5 points for every dollar charged on the card.
  • 70,000 Club Carlson Gold Points can be redeeemed for a night at the May Fair in London, at one of three outstanding Radisson Blu properties in Paris, or at The Radisson Blu Aqua in Chicago.  Alternatively, 9,000 Club Carlson points can be redeemed for a night at the Park Inn by Radisson Orlando where your sign up bonus gives you more than 9 free nights! 
  • Receive automatic Gold Elite Status.
  • $75 annual fee.
  • Learn more and apply today.

 

Editorial Disclosure: Opinions expressed here are those of the author, and have not been reviewed, approved or otherwise endorsed by any bank advertiser, card issuer, airline or hotel.

Advertising Disclosure: This site may be compensated for hosting offers.