392 Main St
Hackensack, NJ 07601
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.20% →
1-Year CD 0.75% 1.10% →
2-Year CD 1.00% 1.15% →
5-Year CD 2.00% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

1st Bergen is an NCUA insured institution located in Hackensack, NJ. It was founded in 2009 and has approximately $4.72 millions in assets.

NCUA Insured Yes
Charter Number # # 24810
Date Established 2009
Assets $4.72 million
Loans $2.69 million
Deposits $4.36 million
Capital $0.35 million

Deposit Rates - August 7, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $10,000 $14,999 Learn More
3 Mo CD
0.25% $100,000 $199,999 Learn More
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.25% $10,000 $14,999 Learn More
36 Mo CD
1.25% $100,000 $199,999 Learn More
48 Mo CD
1.50% $10,000 $14,999 Learn More
48 Mo CD
1.50% $100,000 $199,999 Learn More
60 Mo CD
2.00% $10,000 $14,999 Learn More
60 Mo CD
2.00% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $99 Learn MoreShow Less
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 7, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for 1ST BERGEN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.870% 2.800% 0.88 $2,296 $1,028 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to 1ST BERGEN
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Below are 1st Bergen branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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1st Bergen Locations

Financial Details

1st Bergen Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 1st Bergen. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
1st Bergen U.S. Average
9.27% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, 1st Bergen had $42,697 in non-current loans and $0 in owned assets. To cover these potential losses it had $345,706 in net worth and $115,000 in loans loss reserves. That gives it a Texas Ratio of 9.27%.

Net Worth
1st Bergen U.S. Average
7.32% 13.61%

1st Bergen FCU has a net worth of 7.32% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About 1st Bergen

Branches and Savings

What is 1st Bergen?

A federal credit union, registered with the NCUA under certificate #24810.
Learn more about credit unions here.

Is 1st Bergen FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join 1st Bergen?

Please see Field of Membership information above for information on who is eligible to join.

What are 1st Bergen's share account and share certificate rates?

1st Bergen's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is 1st Bergen?

1st Bergen has total capital of $0.35 million. Full information on 1st Bergen's financial position is located above.

Who owns 1st Bergen?

Credit Unions are owned by their members.

Where are 1st Bergen branches located?

See branch locations nearby.

Are 1st Bergen ATMs Open 24/7?

Do 1st Bergen ATMs accept cash deposits?

Can 1st Bergen customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does 1st Bergen have a mobile app?

Does 1st Bergen have mobile deposit?

Does 1st Bergen have quick pay?

How can 1st Bergen transfer money to other banks or credit unions?

Does 1st Bergen report to credit bureaus?

Does 1st Bergen use Chexsystems?

Does 1st Bergen use Equifax?

What is 1st Bergen's toll free phone number?

What is 1st Bergen's ACH Routing Number?

What is 1st Bergen's SWIFT code?

Where can I find 1st Bergen's wire transfer form?

What is the 1st Bergen address for deposits?

What Products Does 1st Bergen Offer

Does 1st Bergen offer mortgages?

Compare mortgage rates here.

Does 1st Bergen offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does 1st Bergen offer auto and RV loans?

Compare auto loan rates here.

Does 1st Bergen offer student loans or personal loans?

Compare personal loan rates here.

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