101 W Elmer Road
Vineland, NJ 08360
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Bay Atlantic is an NCUA insured institution located in Vineland, NJ. It was founded in 1939 and has approximately $95.54 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 3541 |
| Date Established | 1939 |
| Assets | $95.54 million |
| Loans | $44.07 million |
| Deposits | $86.39 million |
| Capital | $8.56 million |
Your Current Location: Iowa, IA
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
Your Current Location: Iowa, IA
There are currently no loan rates available for Bay Atlantic
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Below are Bay Atlantic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Clear Lake,Iowa
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1005.45 | A | View Lobby Hours | |
| 1006.08 | B | View Lobby Hours |
BAY ATLANTIC is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Bay Atlantic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Bay Atlantic | U.S. Average |
|---|---|
| 0.81% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Bay Atlantic had $66,456 in non-current loans and $6,572 in owned assets. To cover these potential losses it had $8,555,638 in net worth and $471,956 in loans loss reserves. That gives it a Texas Ratio of 0.81%.
| Bay Atlantic | U.S. Average |
|---|---|
| 8.96% | 14.48% |
Bay Atlantic FCU has a net worth of 8.96% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 29, 2026
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