P.o. Box 570
Meridian, ID 83680
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Capital Educators is an NCUA insured institution located in Meridian, ID. It was founded in 1936 and has approximately $1596.77 millions in assets.
Membership Criteria:
- Are any members of your immediate family* or household** currently members with CapEd?
Do you work or volunteer for, or are you retired from, any facet of the Educational Industry in the State of Idaho?
Do any members of your immediate family* or household** meet #2’s qualifications?
When you join the Idaho CapEd Foundation as a Sustaining Member Volunteer, you qualify for membership. The Idaho CapEd Foundation is a non-profit organization that funds worthwhile educational endeavors that include the CapEd Teacher Grant Program. Minimum donations are $1 for students and $5 for non-students.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 1040 |
Date Established | 1936 |
Assets | $1,596.77 million |
Loans | $1,273.78 million |
Deposits | $1,227.69 million |
Capital | $108.98 million |
Your Current Location: Washington, WA 98109
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.10% | $2,500 | $4,999 |
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|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
18 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
18 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
48 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
48 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
60 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
60 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
Checking Rates | APY | MIN | FEE | |
---|---|---|---|---|
High Yield Checking | 4.00% | $0 | $0.00 | Learn More |
Your Current Location: Washington, WA 98109
There are currently no loan rates available for Capital Educators
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2463124 License#: Yes |
6.048% | 5.875% | 0.88 | $6,000 | $1,893 | Learn More |
NMLS ID: 2578474 |
6.242% | 6.125% | 0.88 | $4,010 | $1,945 | Learn More |
NMLS ID: 65506 |
6.251% | 6.125% | 1.00 | $4,375 | $1,945 | Learn More |
NMLS ID: 2561451 |
6.266% | 6.125% | 1.00 | $4,902 | $1,945 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Rate See Table |
Intro APR 9.600 % After Intro: 9.600 % |
$25,000 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Capital Educators
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Capital Educators branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Seattle,Washington
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
420.89 | A | View Lobby Hours | |
420.90 | B | View Lobby Hours | |
425.26 | C | View Lobby Hours | |
429.65 | D | View Lobby Hours |
CAPITAL EDUCATORS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Capital Educators. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Capital Educators | U.S. Average |
---|---|
14.17% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Capital Educators had $13,019,469 in non-current loans and $2,957,065 in owned assets. To cover these potential losses it had $108,975,828 in net worth and $3,742,302 in loans loss reserves. That gives it a Texas Ratio of 14.17%.
Capital Educators | U.S. Average |
---|---|
6.84% | 13.93% |
Capital Educators FCU has a net worth of 6.84% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Capital Educators
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