CAPITAL EDUCATORS

P.O. BOX 570
Meridian, ID 83680

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1040
Date Established 1936
Assets $664.83 million
Loans $586.60 million
Deposits $580.51 million
Capital $51.25 million

Capital Educators is an NCUA insured institution located in Meridian, ID. It was founded in 1936 and has approximately $664.83 millions in assets.

Membership Criteria:

- Are any members of your immediate family* or household** currently members with CapEd?

Do you work or volunteer for, or are you retired from, any facet of the Educational Industry in the State of Idaho?

Do any members of your immediate family* or household** meet #2’s qualifications?

When you join the Idaho CapEd Foundation as a Sustaining Member Volunteer, you qualify for membership. The Idaho CapEd Foundation is a non-profit organization that funds worthwhile educational endeavors that include the CapEd Teacher Grant Program. Minimum donations are $1 for students and $5 for non-students.

Field of Membership Restrictions

Membership in Capital Educators Federal Credit Union is open to anyone who joins the Idaho CapEd Foundation as a Sustaining Member Volunteer, or anyone who works for, volunteers for, or is retired from any facet of the education industry in the state of Idaho.

Deposit Rates - April 20, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.30% $500 $9,999 Learn MoreShow Less
Special: 12 Mo FIRA
2.65% $500 - Learn MoreShow Less
Special: 24 Mo FIRA
2.75% $500 - Learn MoreShow Less
Special: 60 Mo FIRA
3.15% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $49,999 Learn MoreShow Less
Special: 12 Mo CD
2.65% $500 - Learn MoreShow Less
12 Mo CD
0.40% $10,000 $49,999 Learn MoreShow Less
18 Mo CD
0.45% $10,000 $49,999 Learn MoreShow Less
Special: 24 Mo CD
2.75% $500 - Learn MoreShow Less
24 Mo CD
0.50% $10,000 $49,999 Learn MoreShow Less
36 Mo CD
0.75% $10,000 $49,999 Learn MoreShow Less
48 Mo CD
1.25% $10,000 $49,999 Learn MoreShow Less
Special: 60 Mo CD
3.15% $500 - Learn MoreShow Less
60 Mo CD
1.40% $10,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $10 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less
Checking Rates APY MIN FEE
High Yield Checking 2.50% $0 $0.00 Learn MoreShow Less

Loan Rates - April 20, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CAPITAL EDUCATORS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
BestRateUSA
NMLS ID: 134407
License#: MC-5378
4.160% 4.125% 0.38 $1,062 $1,212 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.030% 4.000% 0.38 $892 $1,194 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to CAPITAL EDUCATORS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Capital Educators branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Capital Educators Locations


Financial Details

Capital Educators Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Capital Educators. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Capital Educators U.S. Average
11.03% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Capital Educators had $4,956,966 in non-current loans and $941,167 in owned assets. To cover these potential losses it had $51,251,709 in net worth and $2,200,326 in loans loss reserves. That gives it a Texas Ratio of 11.03%.

Net Worth
Capital Educators U.S. Average
7.77% 13.61%

Capital Educators FCU has a net worth of 7.77% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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