Capital Educators Federal Credit Union

Headquarters

P.o. Box 570
Meridian, ID 83680
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 2.55% →
1-Year CD 0.50% 2.80% →
2-Year CD 0.60% 3.20% →
5-Year CD 0.95% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Capital Educators is an NCUA insured institution located in Meridian, ID. It was founded in 1936 and has approximately $1227.74 millions in assets.

Membership Criteria:

- Are any members of your immediate family* or household** currently members with CapEd?

Do you work or volunteer for, or are you retired from, any facet of the Educational Industry in the State of Idaho?

Do any members of your immediate family* or household** meet #2’s qualifications?

When you join the Idaho CapEd Foundation as a Sustaining Member Volunteer, you qualify for membership. The Idaho CapEd Foundation is a non-profit organization that funds worthwhile educational endeavors that include the CapEd Teacher Grant Program. Minimum donations are $1 for students and $5 for non-students.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1040
Date Established 1936
Assets $1,227.74 million
Loans $959.06 million
Deposits $1,036.56 million
Capital $101.77 million
 

Field of Membership Restrictions

Membership in Capital Educators Federal Credit Union is open to anyone who joins the Idaho CapEd Foundation as a Sustaining Member Volunteer, or anyone who works for, volunteers for, or is retired from any facet of the education industry in the state of Idaho.

Deposit Rates - August 13, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.45% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
0.85% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More
Checking Rates APY MIN FEE
High Yield Checking 2.00% $0 $0.00 Learn MoreShow Less

Loan Rates - August 13, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for CAPITAL EDUCATORS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Choicelend Mortgage
NMLS ID: 292770
License#: 01739645
4.455% 4.375% 1.00 $2,358 $1,249 Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
4.851% 4.750% 0.75 $2,920 $1,305 Learn More
Morty, Inc.
NMLS ID: 1429243
4.697% 4.625% 0.88 $2,098 $1,286 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to CAPITAL EDUCATORS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Capital Educators branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Capital Educators Locations



Climate Initiatives

CAPITAL EDUCATORS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Capital Educators Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Capital Educators. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Capital Educators U.S. Average
9.51% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Capital Educators had $9,546,772 in non-current loans and $451,880 in owned assets. To cover these potential losses it had $101,772,708 in net worth and $3,341,442 in loans loss reserves. That gives it a Texas Ratio of 9.51%.

Net Worth
Capital Educators U.S. Average
9.01% 12.28%

Capital Educators FCU has a net worth of 9.01% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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