CAPITAL EDUCATORS

P.O. Box 570
Meridian, ID 83680

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1040
Date Established 1936
Assets $660.73 million
Loans $584.16 million
Deposits $559.79 million
Capital $48.88 million

Capital Educators is an NCUA insured institution located in Meridian, ID. It was founded in 1936 and has approximately $660.73 millions in assets.

Membership Criteria:

- Are any members of your immediate family* or household** currently members with CapEd?

Do you work or volunteer for, or are you retired from, any facet of the Educational Industry in the State of Idaho?

Do any members of your immediate family* or household** meet #2’s qualifications?

When you join the Idaho CapEd Foundation as a Sustaining Member Volunteer, you qualify for membership. The Idaho CapEd Foundation is a non-profit organization that funds worthwhile educational endeavors that include the CapEd Teacher Grant Program. Minimum donations are $1 for students and $5 for non-students.

Field of Membership Restrictions

Membership in Capital Educators Federal Credit Union is open to anyone who joins the Idaho CapEd Foundation as a Sustaining Member Volunteer, or anyone who works for, volunteers for, or is retired from any facet of the education industry in the state of Idaho.

Deposit Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.30% $500 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $10 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less
Checking Rates APY MIN FEE
High Yield Checking 2.50% $0 $0.00 Learn MoreShow Less

Loan Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CAPITAL EDUCATORS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.750% 4.750% 0.00 $0 $1,305 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.565% 4.500% 0.38 $2,007 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.500% 5.500% 0.00 $0 $1,420 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.490% $283.58 Learn More

Note to CAPITAL EDUCATORS
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Capital Educators branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Capital Educators Locations

Financial Details

Capital Educators Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Capital Educators. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Capital Educators U.S. Average
11.05% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Capital Educators had $4,539,690 in non-current loans and $1,103,887 in owned assets. To cover these potential losses it had $48,876,836 in net worth and $2,216,522 in loans loss reserves. That gives it a Texas Ratio of 11.05%.

Net Worth
Capital Educators U.S. Average
7.48% 13.21%

Capital Educators FCU has a net worth of 7.48% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Capital Educators

What is Capital Educators?

A federal credit union, registered with the NCUA under certificate #1040.
Learn more about credit unions here.

Is Capital Educators FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Capital Educators?

Please see Field of Membership information above for information on who is eligible to join.

What are Capital Educators's share account and share certificate rates?

Capital Educators's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Capital Educators?

Capital Educators has total capital of $48.88 million. Full information on Capital Educators's financial position is located above.

Who owns Capital Educators?

Credit Unions are owned by their members.

Where are Capital Educators branches located?

See branch locations nearby.

Are Capital Educators ATMs Open 24/7?

Do Capital Educators ATMs accept cash deposits?

Can Capital Educators customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Capital Educators have a mobile app?

Does Capital Educators have mobile deposit?

Does Capital Educators have quick pay?

How can Capital Educators transfer money to other banks or credit unions?

Does Capital Educators report to credit bureaus?

Does Capital Educators use Chexsystems?

Does Capital Educators use Equifax?

What is Capital Educators's toll free phone number?

What is Capital Educators's ACH Routing Number?

What is Capital Educators's SWIFT code?

Where can I find Capital Educators's wire transfer form?

What is the Capital Educators address for deposits?

What Products Does Capital Educators Offer

Does Capital Educators offer mortgages?

Compare mortgage rates here.

Does Capital Educators offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Capital Educators offer auto and RV loans?

Compare auto loan rates here.

Does Capital Educators offer student loans or personal loans?

Compare personal loan rates here.

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