501 E Main St
Plains Township, PA 18702
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.40% →
1-Year CD 0.70% 1.15% →
2-Year CD 0.80% 1.26% →
5-Year CD 1.26% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Choice One Community is an NCUA insured institution located in Plains Township, PA. It was founded in 1941 and has approximately $95.38 millions in assets.

NCUA Insured Yes
Charter Number # # 4240
Date Established 1941
Assets $95.38 million
Loans $73.68 million
Deposits $87.12 million
Capital $8.13 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or have a business entity in Luzerne, Lackawanna or Wyoming Counties and to immediate family of current members.

Deposit Rates - July 8, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $100 - Learn More
Money Market
0.20% $2,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $500 - Learn More
12 Mo CD
0.70% $500 - Learn More
24 Mo CD
0.80% $500 - Learn More
36 Mo CD
0.90% $500 - Learn More
48 Mo CD
1.00% $500 - Learn More
60 Mo CD
1.26% $500 - Learn More
Variable IRA Rates APY MIN MAX
0.25% $1 - Learn MoreShow Less

Loan Rates - July 8, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CHOICE ONE COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

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Below are Choice One Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Choice One Community Locations

Financial Details

Choice One Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Choice One Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Choice One Community U.S. Average
10.06% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Choice One Community had $755,141 in non-current loans and $84,862 in owned assets. To cover these potential losses it had $8,130,086 in net worth and $219,630 in loans loss reserves. That gives it a Texas Ratio of 10.06%.

Net Worth
Choice One Community U.S. Average
8.52% 13.86%

Choice One Community FCU has a net worth of 8.52% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Choice One Community

Branches and Savings

What is Choice One Community?

A federal credit union, registered with the NCUA under certificate #4240.
Learn more about credit unions here.

Is Choice One Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Choice One Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Choice One Community's share account and share certificate rates?

Choice One Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Choice One Community?

Choice One Community has total capital of $8.13 million. Full information on Choice One Community's financial position is located above.

Who owns Choice One Community?

Credit Unions are owned by their members.

Where are Choice One Community branches located?

See branch locations nearby.

Are Choice One Community ATMs Open 24/7?

Do Choice One Community ATMs accept cash deposits?

Can Choice One Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Choice One Community have a mobile app?

Does Choice One Community have mobile deposit?

Does Choice One Community have quick pay?

How can Choice One Community transfer money to other banks or credit unions?

Does Choice One Community report to credit bureaus?

Does Choice One Community use Chexsystems?

Does Choice One Community use Equifax?

What is Choice One Community's toll free phone number?

What is Choice One Community's ACH Routing Number?

What is Choice One Community's SWIFT code?

Where can I find Choice One Community's wire transfer form?

What is the Choice One Community address for deposits?

What Products Does Choice One Community Offer

Does Choice One Community offer mortgages?

Compare mortgage rates here.

Does Choice One Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Choice One Community offer auto and RV loans?

Compare auto loan rates here.

Does Choice One Community offer student loans or personal loans?

Compare personal loan rates here.

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