Choice One Community Federal Credit Union

Headquarters

501 E Main St
Plains Township, PA 18702
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.65% →
1-Year CD 0.55% 2.02% →
2-Year CD 0.65% 3.00% →
5-Year CD 1.00% 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Choice One Community is an NCUA insured institution located in Plains Township, PA. It was founded in 1941 and has approximately $124.8 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4240
Date Established 1941
Assets $124.80 million
Loans $73.24 million
Deposits $116.56 million
Capital $8.73 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or have a business entity in Luzerne, Lackawanna or Wyoming Counties and to immediate family of current members.

Deposit Rates - June 28, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 $499 Learn MoreShow Less

Loan Rates - June 28, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CHOICE ONE COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
5.569% 5.500% 0.75 $1,902 $1,420 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
5.482% 5.375% 0.75 $2,978 $1,400 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to CHOICE ONE COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Choice One Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Choice One Community Locations



Climate Initiatives

CHOICE ONE COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Choice One Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Choice One Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Choice One Community U.S. Average
9.75% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Choice One Community had $857,115 in non-current loans and $12,147 in owned assets. To cover these potential losses it had $8,728,433 in net worth and $188,463 in loans loss reserves. That gives it a Texas Ratio of 9.75%.

Net Worth
Choice One Community U.S. Average
7.04% 12.36%

Choice One Community FCU has a net worth of 7.04% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for CHOICE ONE COMMUNITY

There are currently no comments for CHOICE ONE COMMUNITY. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →