CITY OF FIRSTS COMMUNITY

Headquarters

PO BOX 187
Kokomo, IN 46903
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.95% →
1-Year CD 0.25% 1.01% →
2-Year CD 0.30% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

City Of Firsts Community is an NCUA insured institution located in Kokomo, IN. It was founded in 1938 and has approximately $31.32 millions in assets.

NCUA Insured Yes
Charter Number # # 3012
Date Established 1938
Assets $31.32 million
Loans $10.56 million
Deposits $28.14 million
Capital $3.00 million
 

Field of Membership Restrictions

Membership is open to those who live, worship, work, or attend school in Tipton or Howard Counties.

Deposit Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.30% $10,000 $14,999 Learn More
24 Mo CD
0.30% $100,000 $199,999 Learn More

Loan Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CITY OF FIRSTS COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.567% 2.500% 0.88 $2,216 $988 Learn More
First Internet Bank
NMLS ID: 424182
2.664% 2.625% 0.50 $1,290 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to CITY OF FIRSTS COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are City Of Firsts Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


City Of Firsts Community Locations


Financial Details

City Of Firsts Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of City Of Firsts Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
City Of Firsts Community U.S. Average
2.53% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, City Of Firsts Community had $77,750 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,997,520 in net worth and $70,563 in loans loss reserves. That gives it a Texas Ratio of 2.53%.

Net Worth
City Of Firsts Community U.S. Average
9.57% 13.61%

City Of Firsts Community FCU has a net worth of 9.57% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About City Of Firsts Community

Branches and Savings

What is City Of Firsts Community?

A federal credit union, registered with the NCUA under certificate #3012.
Learn more about credit unions here.

Is City Of Firsts Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join City Of Firsts Community?

Please see Field of Membership information above for information on who is eligible to join.

What are City Of Firsts Community's share account and share certificate rates?

City Of Firsts Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is City Of Firsts Community?

City Of Firsts Community has total capital of $3.00 million. Full information on City Of Firsts Community's financial position is located above.

Who owns City Of Firsts Community?

Credit Unions are owned by their members.

Where are City Of Firsts Community branches located?

See branch locations nearby.

Are City Of Firsts Community ATMs Open 24/7?

Do City Of Firsts Community ATMs accept cash deposits?

Can City Of Firsts Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does City Of Firsts Community have a mobile app?

Does City Of Firsts Community have mobile deposit?

Does City Of Firsts Community have quick pay?

How can City Of Firsts Community transfer money to other banks or credit unions?

Does City Of Firsts Community report to credit bureaus?

Does City Of Firsts Community use Chexsystems?

Does City Of Firsts Community use Equifax?

What is City Of Firsts Community's toll free phone number?

What is City Of Firsts Community's ACH Routing Number?

What is City Of Firsts Community's SWIFT code?

Where can I find City Of Firsts Community's wire transfer form?

What is the City Of Firsts Community address for deposits?

What Products Does City Of Firsts Community Offer

Does City Of Firsts Community offer mortgages?

Compare mortgage rates here.

Does City Of Firsts Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does City Of Firsts Community offer auto and RV loans?

Compare auto loan rates here.

Does City Of Firsts Community offer student loans or personal loans?

Compare personal loan rates here.

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