Brooklyn, NY 11216


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 7504
Date Established 1951
Assets $9.49 million
Loans $0.59 million
Deposits $7.78 million
Capital $1.65 million

Concord is an NCUA insured institution located in Brooklyn, NY. It was founded in 1951 and has approximately $9.49 millions in assets.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Concord

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Note to Concord
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There are currently no rates available for Concord, but see these great savings and CD rates:

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Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CONCORD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.517% 3.500% 0.25 $525 $1,123 Learn More
First Internet Bank
NMLS ID: 424182
3.654% 3.625% 0.38 $878 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Below are Concord branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Concord Locations

Financial Details

Concord Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Concord. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Concord U.S. Average
0.10% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Concord had $1,668 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,652,224 in net worth and $9,301 in loans loss reserves. That gives it a Texas Ratio of 0.10%.

Net Worth
Concord U.S. Average
17.4% 13.47%

Concord FCU has a net worth of 17.4% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Concord

Branches and Savings

What is Concord?

A federal credit union, registered with the NCUA under certificate #7504.
Learn more about credit unions here.

Is Concord FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Concord?

Please see Field of Membership information above for information on who is eligible to join.

What are Concord's share account and share certificate rates?

Concord's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Concord?

Concord has total capital of $1.65 million. Full information on Concord's financial position is located above.

Who owns Concord?

Credit Unions are owned by their members.

Where are Concord branches located?

See branch locations nearby.

Are Concord ATMs Open 24/7?

Do Concord ATMs accept cash deposits?

Can Concord customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Concord have a mobile app?

Does Concord have mobile deposit?

Does Concord have quick pay?

How can Concord transfer money to other banks or credit unions?

Does Concord report to credit bureaus?

Does Concord use Chexsystems?

Does Concord use Equifax?

What is Concord's toll free phone number?

What is Concord's ACH Routing Number?

What is Concord's SWIFT code?

Where can I find Concord's wire transfer form?

What is the Concord address for deposits?

What Products Does Concord Offer

Does Concord offer mortgages?

Compare mortgage rates here.

Does Concord offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Concord offer auto and RV loans?

Compare auto loan rates here.

Does Concord offer student loans or personal loans?

Compare personal loan rates here.

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