Dover-phila Federal Credit Union

Headquarters

129 Fillmore Ave
Dover, OH 44622
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Notable Rates	APY	Vs.Others
Savings	0.05%	4.60% →
1-Year CD	0.45%	4.59% →
2-Year CD	0.65%	4.00% →
5-Year CD	0.85%	4.00% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2025 Overview

General Credit Union Information

Dover-phila is an NCUA insured institution located in Dover, OH. It was founded in 1953 and has approximately $755.05 millions in assets.

Who can join?

All residents of Tuscarawas County are eligible to become members of Dover-Phila Federal Credit Union.Also, anyone who works, worships, or attends school in Tuscarawas County may become a member. Once you become a member, any member of your immediate family becomes eligible to join the credit union, as well.


NCUA Insured	Yes / Federally Chartered
Charter Number #	# 8822
Date Established	1953
Assets	$755.05 million
Loans	$296.56 million
Deposits	$670.21 million
Capital	$98.57 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Tuscarawas County.

Deposit Rates - December 4, 2025

Your Current Location: New York, NY 10116

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
Savings	0.05%	$2,500	$4,999	Learn More Reviews
Money Market	0.15%	$2,500	$2,999	Learn More Reviews
Money Market	0.15%	$10,000	$14,999	Learn More Reviews
Money Market	0.20%	$25,000	$29,999	Learn More Reviews

CD Rates (Share Certificate Rates)	APY	MIN	MAX
6 Mo CD	0.35%	$10,000	$14,999	Learn More Reviews
6 Mo CD	0.35%	$100,000	$199,999	Learn More Reviews
12 Mo CD	0.45%	$10,000	$14,999	Learn More Reviews
12 Mo CD	0.45%	$100,000	$199,999	Learn More Reviews
18 Mo CD	0.50%	$10,000	$14,999	Learn More Reviews
18 Mo CD	0.50%	$100,000	$199,999	Learn More Reviews
24 Mo CD	0.65%	$10,000	$14,999	Learn More Reviews
24 Mo CD	0.65%	$100,000	$199,999	Learn More Reviews
36 Mo CD	0.75%	$10,000	$14,999	Learn More Reviews
36 Mo CD	0.75%	$100,000	$199,999	Learn More Reviews
48 Mo CD	0.80%	$10,000	$14,999	Learn More Reviews
48 Mo CD	0.80%	$100,000	$199,999	Learn More Reviews
60 Mo CD	0.85%	$10,000	$14,999	Learn More Reviews
60 Mo CD	0.85%	$100,000	$199,999	Learn More Reviews

Loan Rates - December 4, 2025

Your Current Location: New York, NY 10116

There are currently no loan rates available for Dover-phila

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - New York 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 3030						Learn More

See More Mortgage Rates →

Featured - New York Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

See More Home Equity Rates →

Note to Dover-phila
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Branches

Below are Dover-phila branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York

Dover-phila Locations around zip code 10116

Branch	Distance	Map	View Lobby Hours
Uhrichsville	389.97	A	View Lobby Hours
New Phila	395.22	B	View Lobby Hours
Main Office	395.33	C	View Lobby Hours
Dover	397.02	D	View Lobby Hours
Newcomerstown	401.92	E	View Lobby Hours

View Branches Nationwide →

Climate Policy and Initiatives

DOVER-PHILA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

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Financial Details

Dover-phila Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Dover-phila. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Dover-phila	U.S. Average
1.16%	5.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2025, Dover-phila had $1,132,310 in non-current loans and $12,500 in owned assets. To cover these potential losses it had $98,565,257 in net worth and $340,767 in loans loss reserves. That gives it a Texas Ratio of 1.16%.

Net Worth

Dover-phila	U.S. Average
13.05%	14.29%

Dover-phila FCU has a net worth of 13.05% versus the BestCashCow average of 14.29. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Dover-phila

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