EL PASO'S

Headquarters

5900 Trowbridge Ave
El Paso, TX 79905
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 2.25% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

El Paso's is an NCUA insured institution located in El Paso, TX. It was founded in 1952 and has approximately $5 millions in assets.

NCUA Insured Yes
Charter Number # # 7823
Date Established 1952
Assets $5.00 million
Loans $1.41 million
Deposits $4.43 million
Capital $0.57 million
 

Deposit Rates - July 9, 2020

Your Current Location: Washington, WA 98109

We do not yet have rates for El Paso's

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Advertiser Disclosure

Loan Rates - July 9, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for EL PASO'S

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to EL PASO'S
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Branches

Below are El Paso's branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


El Paso's Locations


Financial Details

El Paso's Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of El Paso's. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
El Paso's U.S. Average
15.84% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, El Paso's had $66,354 in non-current loans and $25,979 in owned assets. To cover these potential losses it had $569,542 in net worth and $13,551 in loans loss reserves. That gives it a Texas Ratio of 15.84%.

Net Worth
El Paso's U.S. Average
11.38% 13.86%

El Paso's FCU has a net worth of 11.38% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About El Paso's

Branches and Savings

What is El Paso's?

A federal credit union, registered with the NCUA under certificate #7823.
Learn more about credit unions here.

Is El Paso's FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join El Paso's?

Please see Field of Membership information above for information on who is eligible to join.

What are El Paso's's share account and share certificate rates?

El Paso's's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is El Paso's?

El Paso's has total capital of $0.57 million. Full information on El Paso's's financial position is located above.

Who owns El Paso's?

Credit Unions are owned by their members.

Where are El Paso's branches located?

See branch locations nearby.

Are El Paso's ATMs Open 24/7?

Do El Paso's ATMs accept cash deposits?

Can El Paso's customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does El Paso's have a mobile app?

Does El Paso's have mobile deposit?

Does El Paso's have quick pay?

How can El Paso's transfer money to other banks or credit unions?

Does El Paso's report to credit bureaus?

Does El Paso's use Chexsystems?

Does El Paso's use Equifax?

What is El Paso's's toll free phone number?

What is El Paso's's ACH Routing Number?

What is El Paso's's SWIFT code?

Where can I find El Paso's's wire transfer form?

What is the El Paso's address for deposits?

What Products Does El Paso's Offer

Does El Paso's offer mortgages?

Compare mortgage rates here.

Does El Paso's offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does El Paso's offer auto and RV loans?

Compare auto loan rates here.

Does El Paso's offer student loans or personal loans?

Compare personal loan rates here.

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