Erie, PA 16508
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Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Erie Times is an NCUA insured institution located in Erie, PA. It was founded in 1935 and has approximately $6.06 millions in assets.

NCUA Insured Yes
Charter Number # # 776
Date Established 1935
Assets $6.06 million
Loans $0.67 million
Deposits $5.09 million
Capital $0.97 million

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Erie Times

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Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ERIE TIMES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Erie Times branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Erie Times Locations

Financial Details

Erie Times Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Erie Times. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Erie Times U.S. Average
0.78% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Erie Times had $7,661 in non-current loans and $0 in owned assets. To cover these potential losses it had $966,878 in net worth and $10,435 in loans loss reserves. That gives it a Texas Ratio of 0.78%.

Net Worth
Erie Times U.S. Average
15.95% 13.61%

Erie Times FCU has a net worth of 15.95% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Erie Times

Branches and Savings

What is Erie Times?

A federal credit union, registered with the NCUA under certificate #776.
Learn more about credit unions here.

Is Erie Times FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Erie Times?

Please see Field of Membership information above for information on who is eligible to join.

What are Erie Times's share account and share certificate rates?

Erie Times's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Erie Times?

Erie Times has total capital of $0.97 million. Full information on Erie Times's financial position is located above.

Who owns Erie Times?

Credit Unions are owned by their members.

Where are Erie Times branches located?

See branch locations nearby.

Are Erie Times ATMs Open 24/7?

Do Erie Times ATMs accept cash deposits?

Can Erie Times customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Erie Times have a mobile app?

Does Erie Times have mobile deposit?

Does Erie Times have quick pay?

How can Erie Times transfer money to other banks or credit unions?

Does Erie Times report to credit bureaus?

Does Erie Times use Chexsystems?

Does Erie Times use Equifax?

What is Erie Times's toll free phone number?

What is Erie Times's ACH Routing Number?

What is Erie Times's SWIFT code?

Where can I find Erie Times's wire transfer form?

What is the Erie Times address for deposits?

What Products Does Erie Times Offer

Does Erie Times offer mortgages?

Compare mortgage rates here.

Does Erie Times offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Erie Times offer auto and RV loans?

Compare auto loan rates here.

Does Erie Times offer student loans or personal loans?

Compare personal loan rates here.

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