Erie, PA 16508


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 776
Date Established 1935
Assets $5.94 million
Loans $0.79 million
Deposits $4.96 million
Capital $0.99 million

Erie Times is an NCUA insured institution located in Erie, PA. It was founded in 1935 and has approximately $5.94 millions in assets.

Deposit Rates - September 20, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Erie Times

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There are currently no rates available for Erie Times, but see these great savings and CD rates:

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Loan Rates - September 20, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ERIE TIMES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
3.781% 3.750% 0.38 $958 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.783% 3.750% 0.00 $1,012 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
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Below are Erie Times branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Erie Times Locations

Financial Details

Erie Times Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Erie Times. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Erie Times U.S. Average
2.57% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Erie Times had $26,107 in non-current loans and $0 in owned assets. To cover these potential losses it had $991,906 in net worth and $24,115 in loans loss reserves. That gives it a Texas Ratio of 2.57%.

Net Worth
Erie Times U.S. Average
16.69% 13.47%

Erie Times FCU has a net worth of 16.69% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Erie Times

Branches and Savings

What is Erie Times?

A federal credit union, registered with the NCUA under certificate #776.
Learn more about credit unions here.

Is Erie Times FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Erie Times?

Please see Field of Membership information above for information on who is eligible to join.

What are Erie Times's share account and share certificate rates?

Erie Times's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Erie Times?

Erie Times has total capital of $0.99 million. Full information on Erie Times's financial position is located above.

Who owns Erie Times?

Credit Unions are owned by their members.

Where are Erie Times branches located?

See branch locations nearby.

Are Erie Times ATMs Open 24/7?

Do Erie Times ATMs accept cash deposits?

Can Erie Times customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Erie Times have a mobile app?

Does Erie Times have mobile deposit?

Does Erie Times have quick pay?

How can Erie Times transfer money to other banks or credit unions?

Does Erie Times report to credit bureaus?

Does Erie Times use Chexsystems?

Does Erie Times use Equifax?

What is Erie Times's toll free phone number?

What is Erie Times's ACH Routing Number?

What is Erie Times's SWIFT code?

Where can I find Erie Times's wire transfer form?

What is the Erie Times address for deposits?

What Products Does Erie Times Offer

Does Erie Times offer mortgages?

Compare mortgage rates here.

Does Erie Times offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Erie Times offer auto and RV loans?

Compare auto loan rates here.

Does Erie Times offer student loans or personal loans?

Compare personal loan rates here.

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