First Imperial Credit Union

Headquarters

P O Box 3247
El Centro, CA 92244
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 2.55% →
1-Year CD 0.55% 2.80% →
2-Year CD 1.00% 3.20% →
5-Year CD 1.45% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

First Imperial is an NCUA insured institution located in El Centro, CA. It was founded in 1942 and has approximately $190.5 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68356
Date Established 1942
Assets $190.50 million
Loans $103.86 million
Deposits $167.96 million
Capital $21.24 million
 

Field of Membership Restrictions

First Imperial Credit Union of California is open to the residents, church members, and the people that maintain employment throughout Imperial County along with the direct family members of current credit union members.

Deposit Rates - August 15, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.95% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.15% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.40% $10,000 $14,999 Learn More
60 Mo CD
1.45% $100,000 $199,999 Learn More

Loan Rates - August 15, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST IMPERIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
4.959% 4.875% 1.00 $2,428 $1,324 Learn More
PADDIO
NMLS ID: 1907
5.290% 5.125% 0.88 $4,688 $1,362 Learn More
Morty, Inc.
NMLS ID: 1429243
4.683% 4.625% 0.63 $1,700 $1,286 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.990 %
After Intro: 6.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to FIRST IMPERIAL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are First Imperial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First Imperial Locations



Climate Initiatives

FIRST IMPERIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

First Imperial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Imperial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Imperial U.S. Average
6.47% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, First Imperial had $1,345,098 in non-current loans and $87,445 in owned assets. To cover these potential losses it had $21,242,809 in net worth and $891,401 in loans loss reserves. That gives it a Texas Ratio of 6.47%.

Net Worth
First Imperial U.S. Average
11.15% 12.28%

First Imperial FCU has a net worth of 11.15% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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