PO BOX 132
Hinesville, GA 31310
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.95% →
1-Year CD 0.65% 1.01% →
2-Year CD 0.80% 0.95% →
5-Year CD 1.00% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Geovista is an NCUA insured institution located in Hinesville, GA. It was founded in 1964 and has approximately $155.04 millions in assets.

NCUA Insured Yes
Charter Number # # 16168
Date Established 1964
Assets $155.04 million
Loans $73.49 million
Deposits $140.86 million
Capital $12.79 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Bryan, Bulloch, Chatham, Effingham or Liberty counties.

Deposit Rates - October 26, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $500 - Learn More
6 Mo CD
0.45% $500 - Learn More
12 Mo CD
0.65% $500 - Learn More
18 Mo CD
0.70% $500 - Learn More
24 Mo CD
0.80% $500 - Learn More
36 Mo CD
0.85% $500 - Learn More
48 Mo CD
0.90% $500 - Learn More
60 Mo CD
1.00% $500 - Learn More
Variable IRA Rates APY MIN MAX
0.30% $1 $999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $9,999 Learn MoreShow Less

Loan Rates - October 26, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GEOVISTA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.666% 2.625% 0.50 $1,335 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Geovista branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Geovista Locations

Financial Details

Geovista Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Geovista. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Geovista U.S. Average
13.30% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Geovista had $1,795,243 in non-current loans and $90,775 in owned assets. To cover these potential losses it had $12,791,314 in net worth and $1,394,387 in loans loss reserves. That gives it a Texas Ratio of 13.30%.

Net Worth
Geovista U.S. Average
8.25% 13.61%

Geovista FCU has a net worth of 8.25% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Geovista

Branches and Savings

What is Geovista?

A federal credit union, registered with the NCUA under certificate #16168.
Learn more about credit unions here.

Is Geovista FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Geovista?

Please see Field of Membership information above for information on who is eligible to join.

What are Geovista's share account and share certificate rates?

Geovista's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Geovista?

Geovista has total capital of $12.79 million. Full information on Geovista's financial position is located above.

Who owns Geovista?

Credit Unions are owned by their members.

Where are Geovista branches located?

See branch locations nearby.

Are Geovista ATMs Open 24/7?

Do Geovista ATMs accept cash deposits?

Can Geovista customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Geovista have a mobile app?

Does Geovista have mobile deposit?

Does Geovista have quick pay?

How can Geovista transfer money to other banks or credit unions?

Does Geovista report to credit bureaus?

Does Geovista use Chexsystems?

Does Geovista use Equifax?

What is Geovista's toll free phone number?

What is Geovista's ACH Routing Number?

What is Geovista's SWIFT code?

Where can I find Geovista's wire transfer form?

What is the Geovista address for deposits?

What Products Does Geovista Offer

Does Geovista offer mortgages?

Compare mortgage rates here.

Does Geovista offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Geovista offer auto and RV loans?

Compare auto loan rates here.

Does Geovista offer student loans or personal loans?

Compare personal loan rates here.

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