Gunnison Western

Headquarters

234 N Main Street, Ste 1-b
Gunnison, CO 81230
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Gunnison Western is an NCUA insured institution located in Gunnison, CO. It was founded in 1963 and has approximately $4.05 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 15595
Date Established 1963
Assets $4.05 million
Loans $2.87 million
Deposits $3.87 million
Capital $0.16 million
 

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

We do not yet have rates for Gunnison Western

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Note to Gunnison Western
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Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for GUNNISON WESTERN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
IHL Direct
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to GUNNISON WESTERN
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Branches

Below are Gunnison Western branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Gunnison Western Locations


Financial Details

Gunnison Western Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gunnison Western. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gunnison Western U.S. Average
206.70% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Gunnison Western had $394,016 in non-current loans and $0 in owned assets. To cover these potential losses it had $162,184 in net worth and $28,436 in loans loss reserves. That gives it a Texas Ratio of 206.70%.

Net Worth
Gunnison Western U.S. Average
4% 12.67%

Gunnison Western FCU has a net worth of 4% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Gunnison Western

Branches and Savings

What is Gunnison Western?

A federal credit union, registered with the NCUA under certificate #15595.
Learn more about credit unions here.

Is Gunnison Western FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Gunnison Western is insured by the NCUA.

Who can join Gunnison Western?

Please see Field of Membership information above for information on who is eligible to join.

What are Gunnison Western's share account and share certificate rates?

Gunnison Western's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Gunnison Western?

Gunnison Western has total capital of $0.16 million. Full information on Gunnison Western's financial position is located above.

Who owns Gunnison Western?

Credit Unions are owned by their members.

Where are Gunnison Western branches located?

See branch locations nearby.

Are Gunnison Western ATMs Open 24/7?

Do Gunnison Western ATMs accept cash deposits?

Can Gunnison Western customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Gunnison Western have a mobile app?

Does Gunnison Western have mobile deposit?

Does Gunnison Western have quick pay?

How can Gunnison Western transfer money to other banks or credit unions?

Does Gunnison Western report to credit bureaus?

Does Gunnison Western use Chexsystems?

Does Gunnison Western use Equifax?

What is Gunnison Western's toll free phone number?

What is Gunnison Western's ACH Routing Number?

What is Gunnison Western's SWIFT code?

Where can I find Gunnison Western's wire transfer form?

What is the Gunnison Western address for deposits?

What Products Does Gunnison Western Offer

Does Gunnison Western offer mortgages?

Compare mortgage rates here.

Does Gunnison Western offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Gunnison Western offer auto and RV loans?

Compare auto loan rates here.

Does Gunnison Western offer student loans or personal loans?

Compare personal loan rates here.

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