P.O. Box 30207
Honolulu, HI 96820
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Hawaii is an NCUA insured institution located in Honolulu, HI. It was founded in 1937 and has approximately $92.62 millions in assets.

NCUA Insured Yes
Charter Number # # 2403
Date Established 1937
Assets $92.62 million
Loans $55.30 million
Deposits $80.72 million
Capital $10.99 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school on the Island of Oahu.

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Hawaii

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Hawaii
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Advertiser Disclosure

Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HAWAII

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to HAWAII
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Hawaii branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Hawaii Locations

Financial Details

Hawaii Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hawaii. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hawaii U.S. Average
10.45% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Hawaii had $1,232,266 in non-current loans and $38,625 in owned assets. To cover these potential losses it had $10,985,471 in net worth and $1,175,567 in loans loss reserves. That gives it a Texas Ratio of 10.45%.

Net Worth
Hawaii U.S. Average
11.86% 13.61%

Hawaii FCU has a net worth of 11.86% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hawaii

Branches and Savings

What is Hawaii?

A federal credit union, registered with the NCUA under certificate #2403.
Learn more about credit unions here.

Is Hawaii FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Hawaii?

Please see Field of Membership information above for information on who is eligible to join.

What are Hawaii's share account and share certificate rates?

Hawaii's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hawaii?

Hawaii has total capital of $10.99 million. Full information on Hawaii's financial position is located above.

Who owns Hawaii?

Credit Unions are owned by their members.

Where are Hawaii branches located?

See branch locations nearby.

Are Hawaii ATMs Open 24/7?

Do Hawaii ATMs accept cash deposits?

Can Hawaii customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hawaii have a mobile app?

Does Hawaii have mobile deposit?

Does Hawaii have quick pay?

How can Hawaii transfer money to other banks or credit unions?

Does Hawaii report to credit bureaus?

Does Hawaii use Chexsystems?

Does Hawaii use Equifax?

What is Hawaii's toll free phone number?

What is Hawaii's ACH Routing Number?

What is Hawaii's SWIFT code?

Where can I find Hawaii's wire transfer form?

What is the Hawaii address for deposits?

What Products Does Hawaii Offer

Does Hawaii offer mortgages?

Compare mortgage rates here.

Does Hawaii offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hawaii offer auto and RV loans?

Compare auto loan rates here.

Does Hawaii offer student loans or personal loans?

Compare personal loan rates here.

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