131 W Pike St
Clarksburg, WV 26301
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Home is an NCUA insured institution located in Clarksburg, WV. It was founded in 1950 and has approximately $34.26 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6674
Date Established 1950
Assets $34.26 million
Loans $19.03 million
Deposits $29.39 million
Capital $4.75 million

Field of Membership Restrictions

Must be an employee of Verizon (formerly Bell Atlantic), AT&T, Lucent Technologies or other select companies. Also open to those who live, work, worship or attend school in Harrison County, West Virginia.

Deposit Rates - July 24, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Home

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - July 24, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HOME

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.545% 2.500% 0.63 $1,495 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info

Note to HOME
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Home branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Home Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Home. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Home U.S. Average
3.94% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Home had $191,616 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,750,476 in net worth and $114,634 in loans loss reserves. That gives it a Texas Ratio of 3.94%.

Net Worth
Home U.S. Average
13.86% 12.20%

Home FCU has a net worth of 13.86% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Home

Branches and Savings

What is Home?

A federal credit union, registered with the NCUA under certificate #6674.
Learn more about credit unions here.

Is Home FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Home is insured by the NCUA.

Who can join Home?

Please see Field of Membership information above for information on who is eligible to join.

What are Home's share account and share certificate rates?

Home's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Home?

Home has total capital of $4.75 million. Full information on Home's financial position is located above.

Who owns Home?

Credit Unions are owned by their members.

Where are Home branches located?

See branch locations nearby.

Are Home ATMs Open 24/7?

Do Home ATMs accept cash deposits?

Can Home customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Home have a mobile app?

Does Home have mobile deposit?

Does Home have quick pay?

How can Home transfer money to other banks or credit unions?

Does Home report to credit bureaus?

Does Home use Chexsystems?

Does Home use Equifax?

What is Home's toll free phone number?

What is Home's ACH Routing Number?

What is Home's SWIFT code?

Where can I find Home's wire transfer form?

What is the Home address for deposits?

What Products Does Home Offer

Does Home offer mortgages?

Compare mortgage rates here.

Does Home offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Home offer auto and RV loans?

Compare auto loan rates here.

Does Home offer student loans or personal loans?

Compare personal loan rates here.

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