2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 6674
Date Established 1950
Assets $28.44 million
Loans $16.72 million
Deposits $23.78 million
Capital $4.46 million

Home is an NCUA insured institution located in Clarksburg, WV. It was founded in 1950 and has approximately $28.44 millions in assets.

Field of Membership Restrictions

Must be an employee of Verizon (formerly Bell Atlantic), AT&T, Lucent Technologies or other select companies. Also open to those who live, work, worship or attend school in Harrison County, West Virginia.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Home

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Home
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Home, but see these great savings and CD rates:

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Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HOME

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to HOME
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Home branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Home Locations


Financial Details

Home Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Home. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Home U.S. Average
3.81% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Home had $173,805 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,459,250 in net worth and $102,195 in loans loss reserves. That gives it a Texas Ratio of 3.81%.

Net Worth
Home U.S. Average
15.67% 13.47%

Home FCU has a net worth of 15.67% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Home

Branches and Savings

What is Home?

A federal credit union, registered with the NCUA under certificate #6674.
Learn more about credit unions here.

Is Home FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Home?

Please see Field of Membership information above for information on who is eligible to join.

What are Home's share account and share certificate rates?

Home's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Home?

Home has total capital of $4.46 million. Full information on Home's financial position is located above.

Who owns Home?

Credit Unions are owned by their members.

Where are Home branches located?

See branch locations nearby.

Are Home ATMs Open 24/7?

Do Home ATMs accept cash deposits?

Can Home customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Home have a mobile app?

Does Home have mobile deposit?

Does Home have quick pay?

How can Home transfer money to other banks or credit unions?

Does Home report to credit bureaus?

Does Home use Chexsystems?

Does Home use Equifax?

What is Home's toll free phone number?

What is Home's ACH Routing Number?

What is Home's SWIFT code?

Where can I find Home's wire transfer form?

What is the Home address for deposits?

What Products Does Home Offer

Does Home offer mortgages?

Compare mortgage rates here.

Does Home offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Home offer auto and RV loans?

Compare auto loan rates here.

Does Home offer student loans or personal loans?

Compare personal loan rates here.

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