IOWA HEARTLAND

Headquarters

1602 S MONROE AVE
Mason City, IA 50401
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.07% 0.95% →
1-Year CD 0.45% 1.01% →
2-Year CD 0.50% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Iowa Heartland is an NCUA insured institution located in Mason City, IA. It was founded in 1932 and has approximately $22.48 millions in assets.

NCUA Insured Yes
Charter Number # # 60718
Date Established 1932
Assets $22.48 million
Loans $13.07 million
Deposits $17.84 million
Capital $4.57 million
 

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.07% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $10,000 $14,999 Learn More
3 Mo CD
0.15% $100,000 $199,999 Learn More
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.45% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
30 Mo CD
0.50% $10,000 $14,999 Learn More
30 Mo CD
0.50% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.07% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for IOWA HEARTLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.674% 2.625% 0.63 $1,595 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to IOWA HEARTLAND
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Iowa Heartland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Iowa Heartland Locations


Financial Details

Iowa Heartland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Iowa Heartland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Iowa Heartland U.S. Average
0.61% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Iowa Heartland had $15,373 in non-current loans and $12,768 in owned assets. To cover these potential losses it had $4,569,219 in net worth and $50,484 in loans loss reserves. That gives it a Texas Ratio of 0.61%.

Net Worth
Iowa Heartland U.S. Average
20.32% 13.61%

Iowa Heartland FCU has a net worth of 20.32% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Iowa Heartland

Branches and Savings

What is Iowa Heartland?

A federal credit union, registered with the NCUA under certificate #60718.
Learn more about credit unions here.

Is Iowa Heartland FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Iowa Heartland?

Please see Field of Membership information above for information on who is eligible to join.

What are Iowa Heartland's share account and share certificate rates?

Iowa Heartland's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Iowa Heartland?

Iowa Heartland has total capital of $4.57 million. Full information on Iowa Heartland's financial position is located above.

Who owns Iowa Heartland?

Credit Unions are owned by their members.

Where are Iowa Heartland branches located?

See branch locations nearby.

Are Iowa Heartland ATMs Open 24/7?

Do Iowa Heartland ATMs accept cash deposits?

Can Iowa Heartland customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Iowa Heartland have a mobile app?

Does Iowa Heartland have mobile deposit?

Does Iowa Heartland have quick pay?

How can Iowa Heartland transfer money to other banks or credit unions?

Does Iowa Heartland report to credit bureaus?

Does Iowa Heartland use Chexsystems?

Does Iowa Heartland use Equifax?

What is Iowa Heartland's toll free phone number?

What is Iowa Heartland's ACH Routing Number?

What is Iowa Heartland's SWIFT code?

Where can I find Iowa Heartland's wire transfer form?

What is the Iowa Heartland address for deposits?

What Products Does Iowa Heartland Offer

Does Iowa Heartland offer mortgages?

Compare mortgage rates here.

Does Iowa Heartland offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Iowa Heartland offer auto and RV loans?

Compare auto loan rates here.

Does Iowa Heartland offer student loans or personal loans?

Compare personal loan rates here.

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