PO Box 631377
Lanai City, HI 96763
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Lanai is an NCUA insured institution located in Lanai City, HI. It was founded in 1938 and has approximately $29.6 millions in assets.

NCUA Insured Yes
Charter Number # # 2953
Date Established 1938
Assets $29.60 million
Loans $1.54 million
Deposits $26.15 million
Capital $3.39 million

Deposit Rates - October 30, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Lanai

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Loan Rates - October 30, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for LANAI

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: 13256
2.558% 2.500% 0.75 $1,908 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to LANAI
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Below are Lanai branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Lanai Locations

Financial Details

Lanai Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lanai. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lanai U.S. Average
0.02% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Lanai had $768 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,391,191 in net worth and $12,640 in loans loss reserves. That gives it a Texas Ratio of 0.02%.

Net Worth
Lanai U.S. Average
11.45% 13.61%

Lanai FCU has a net worth of 11.45% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Lanai

Branches and Savings

What is Lanai?

A federal credit union, registered with the NCUA under certificate #2953.
Learn more about credit unions here.

Is Lanai FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Lanai?

Please see Field of Membership information above for information on who is eligible to join.

What are Lanai's share account and share certificate rates?

Lanai's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Lanai?

Lanai has total capital of $3.39 million. Full information on Lanai's financial position is located above.

Who owns Lanai?

Credit Unions are owned by their members.

Where are Lanai branches located?

See branch locations nearby.

Are Lanai ATMs Open 24/7?

Do Lanai ATMs accept cash deposits?

Can Lanai customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Lanai have a mobile app?

Does Lanai have mobile deposit?

Does Lanai have quick pay?

How can Lanai transfer money to other banks or credit unions?

Does Lanai report to credit bureaus?

Does Lanai use Chexsystems?

Does Lanai use Equifax?

What is Lanai's toll free phone number?

What is Lanai's ACH Routing Number?

What is Lanai's SWIFT code?

Where can I find Lanai's wire transfer form?

What is the Lanai address for deposits?

What Products Does Lanai Offer

Does Lanai offer mortgages?

Compare mortgage rates here.

Does Lanai offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Lanai offer auto and RV loans?

Compare auto loan rates here.

Does Lanai offer student loans or personal loans?

Compare personal loan rates here.

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