Baltimore, MD 21220
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Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Lm is an NCUA insured institution located in Baltimore, MD. It was founded in 1949 and has approximately $42.95 millions in assets.

NCUA Insured Yes
Charter Number # # 6039
Date Established 1949
Assets $42.95 million
Loans $26.72 million
Deposits $39.04 million
Capital $3.72 million

Field of Membership Restrictions

Employees of Lockheed Martin groups in the eastern United States, Middle River Aircraft Systems in Baltimore or employees, active duty or reserves of Warfield Air National Guard Base are eligible for membership.

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Lm

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Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LM

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.539% 2.500% 0.50 $1,304 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to LM
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Lm branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Lm Locations

Financial Details

Lm Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lm. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lm U.S. Average
2.56% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Lm had $71,717 in non-current loans and $25,154 in owned assets. To cover these potential losses it had $3,720,238 in net worth and $60,977 in loans loss reserves. That gives it a Texas Ratio of 2.56%.

Net Worth
Lm U.S. Average
8.66% 13.61%

Lm FCU has a net worth of 8.66% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Lm

Branches and Savings

What is Lm?

A federal credit union, registered with the NCUA under certificate #6039.
Learn more about credit unions here.

Is Lm FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Lm?

Please see Field of Membership information above for information on who is eligible to join.

What are Lm's share account and share certificate rates?

Lm's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Lm?

Lm has total capital of $3.72 million. Full information on Lm's financial position is located above.

Who owns Lm?

Credit Unions are owned by their members.

Where are Lm branches located?

See branch locations nearby.

Are Lm ATMs Open 24/7?

Do Lm ATMs accept cash deposits?

Can Lm customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Lm have a mobile app?

Does Lm have mobile deposit?

Does Lm have quick pay?

How can Lm transfer money to other banks or credit unions?

Does Lm report to credit bureaus?

Does Lm use Chexsystems?

Does Lm use Equifax?

What is Lm's toll free phone number?

What is Lm's ACH Routing Number?

What is Lm's SWIFT code?

Where can I find Lm's wire transfer form?

What is the Lm address for deposits?

What Products Does Lm Offer

Does Lm offer mortgages?

Compare mortgage rates here.

Does Lm offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Lm offer auto and RV loans?

Compare auto loan rates here.

Does Lm offer student loans or personal loans?

Compare personal loan rates here.

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