Long Beach City Employees Federal Credit Union


2845 Temple Ave
Signal Hill, CA 90755
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.02% →
1-Year CD N.A. 5.25% →
2-Year CD N.A. 5.10% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Long Beach City Employees is an NCUA insured institution located in Signal Hill, CA. It was founded in 1936 and has approximately $324.66 millions in assets.

Who can join?

You are eligible to become a Member of LBS Financial Credit Union if you reside or work in the Counties of Orange, Riverside, San Diego or San Bernardino; or the following Los Angeles County cities: Artesia, Avalon, Azusa, Baldwin Park, Bellflower, Carson, Cerritos, City of Industry, Claremont, Compton, Covina, Diamond Bar, Downey, El Segundo, Gardena, Glendora, Hacienda Heights, Harbor City, Hawaiian Gardens, Hawthorne, Hermosa Beach, Irwindale, La Habra Heights, Lakewood, La Mirada, La Puente, La Verne, Lawndale, Lomita, Long Beach, Los Nietos, Manhattan Beach, Norwalk, Palos Verdes Estates, Paramount, Pomona, Rancho Dominguez, Rancho Palos Verdes, Redondo Beach, Rolling Hills Estates, Rolling Hills, Rowland Heights, San Dimas, San Pedro, Santa Fe Springs, Signal Hill, Torrance, Walnut, West Covina, Whittier and Wilmington.

Employees currently employed or retired from one of the following school districts are eligible to join along with their family members:

ABC Unified School District
Bellflower Unified School District
California State University, Long Beach
California State University, Long Beach Alumni Association
Cerritos Community College
Concorde Career Institute, Garden Grove, CA
Long Beach City College
Long Beach School for Adults
Long Beach Unified School District
Norwalk-La Mirada School District

You may also qualify for Membership if one of your family members* is already a Member of LBS Financial Credit Union.

If you live or work in California, but don’t qualify for Membership based on the above geographic eligibility or family relation, you may join the Financial Fitness Association to become a Member of LBS Financial for an extra $5.00.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1438
Date Established 1936
Assets $324.66 million
Loans $101.29 million
Deposits $301.03 million
Capital $37.33 million

Field of Membership Restrictions

Must be a current or retired employee of the City of Long Beach, the City of Signal Hill, the Credit Union, the City Employees Association (CEA) or the Long Beach Police Officers' Association (LBPOA).

Deposit Rates - March 29, 2023

Your Current Location: Virginia, VA 20146

We do not yet have rates for Long Beach City Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Long Beach City Employees

Note to Long Beach City Employees
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Advertiser Disclosure

Loan Rates - March 29, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Long Beach City Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
5.977% 5.875% 0.75 $2,778 $1,479 Learn More
Rocket Mortgage
NMLS ID: 3030
6.770% 6.625% 1.00 $3,750 $1,601 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
7.010% 6.875% 0.88 $3,438 $1,643 Learn More
NMLS ID: Not lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
7.490 %
After Intro: 8.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.990 %
$0 Learn More
More Info

Note to Long Beach City Employees
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Long Beach City Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Long Beach City Employees Locations

Climate Initiatives

LONG BEACH CITY EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Long Beach City Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Long Beach City Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Long Beach City Employees U.S. Average
0.07% 4.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2022, Long Beach City Employees had $25,142 in non-current loans and $0 in owned assets. To cover these potential losses it had $37,332,335 in net worth and $44,197 in loans loss reserves. That gives it a Texas Ratio of 0.07%.

Net Worth
Long Beach City Employees U.S. Average
11.5% 12.52%

Long Beach City Employees FCU has a net worth of 11.5% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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