LONG BEACH CITY EMPLOYEES

2845 Temple Ave
Signal Hill, CA 90755

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1438
Date Established 1936
Assets $306.06 million
Loans $91.83 million
Deposits $274.47 million
Capital $35.04 million

Long Beach City Employees is an NCUA insured institution located in Signal Hill, CA. It was founded in 1936 and has approximately $306.06 millions in assets.

Who can join?

You are eligible to become a Member of LBS Financial Credit Union if you reside or work in the Counties of Orange, Riverside, San Diego or San Bernardino; or the following Los Angeles County cities: Artesia, Avalon, Azusa, Baldwin Park, Bellflower, Carson, Cerritos, City of Industry, Claremont, Compton, Covina, Diamond Bar, Downey, El Segundo, Gardena, Glendora, Hacienda Heights, Harbor City, Hawaiian Gardens, Hawthorne, Hermosa Beach, Irwindale, La Habra Heights, Lakewood, La Mirada, La Puente, La Verne, Lawndale, Lomita, Long Beach, Los Nietos, Manhattan Beach, Norwalk, Palos Verdes Estates, Paramount, Pomona, Rancho Dominguez, Rancho Palos Verdes, Redondo Beach, Rolling Hills Estates, Rolling Hills, Rowland Heights, San Dimas, San Pedro, Santa Fe Springs, Signal Hill, Torrance, Walnut, West Covina, Whittier and Wilmington.

Employees currently employed or retired from one of the following school districts are eligible to join along with their family members:

ABC Unified School District
Bellflower Unified School District
California State University, Long Beach
California State University, Long Beach Alumni Association
Cerritos Community College
Concorde Career Institute, Garden Grove, CA
Long Beach City College
Long Beach School for Adults
Long Beach Unified School District
Norwalk-La Mirada School District

You may also qualify for Membership if one of your family members* is already a Member of LBS Financial Credit Union.

If you live or work in California, but don’t qualify for Membership based on the above geographic eligibility or family relation, you may join the Financial Fitness Association to become a Member of LBS Financial for an extra $5.00.

Field of Membership Restrictions

Must be a current or retired employee of the City of Long Beach, the City of Signal Hill, the Credit Union, the City Employees Association (CEA) or the Long Beach Police Officers' Association (LBPOA).

Deposit Rates - July 16, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Long Beach City Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Long Beach City Employees
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Long Beach City Employees, but see these great savings and CD rates:

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Loan Rates - July 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LONG BEACH CITY EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
First Internet Bank
NMLS ID: 424182
3.750% 3.750% 0.00 ($112) $1,158 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.777% 3.750% 0.38 $832 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to LONG BEACH CITY EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Long Beach City Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Long Beach City Employees Locations


Financial Details

Long Beach City Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Long Beach City Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Long Beach City Employees U.S. Average
1.23% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Long Beach City Employees had $432,489 in non-current loans and $0 in owned assets. To cover these potential losses it had $35,044,550 in net worth and $193,179 in loans loss reserves. That gives it a Texas Ratio of 1.23%.

Net Worth
Long Beach City Employees U.S. Average
11.45% 13.47%

Long Beach City Employees FCU has a net worth of 11.45% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Long Beach City Employees

Branches and Savings

What is Long Beach City Employees?

A federal credit union, registered with the NCUA under certificate #1438.
Learn more about credit unions here.

Is Long Beach City Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Long Beach City Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Long Beach City Employees's share account and share certificate rates?

Long Beach City Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Long Beach City Employees?

Long Beach City Employees has total capital of $35.04 million. Full information on Long Beach City Employees's financial position is located above.

Who owns Long Beach City Employees?

Credit Unions are owned by their members.

Where are Long Beach City Employees branches located?

See branch locations nearby.

Are Long Beach City Employees ATMs Open 24/7?

Do Long Beach City Employees ATMs accept cash deposits?

Can Long Beach City Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Long Beach City Employees have a mobile app?

Does Long Beach City Employees have mobile deposit?

Does Long Beach City Employees have quick pay?

How can Long Beach City Employees transfer money to other banks or credit unions?

Does Long Beach City Employees report to credit bureaus?

Does Long Beach City Employees use Chexsystems?

Does Long Beach City Employees use Equifax?

What is Long Beach City Employees's toll free phone number?

What is Long Beach City Employees's ACH Routing Number?

What is Long Beach City Employees's SWIFT code?

Where can I find Long Beach City Employees's wire transfer form?

What is the Long Beach City Employees address for deposits?

What Products Does Long Beach City Employees Offer

Does Long Beach City Employees offer mortgages?

Compare mortgage rates here.

Does Long Beach City Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Long Beach City Employees offer auto and RV loans?

Compare auto loan rates here.

Does Long Beach City Employees offer student loans or personal loans?

Compare personal loan rates here.

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