Louisiana Central Credit Union


824 Elmwood Park Blvd., Ste 100
Harahan, LA 70123
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Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 2.87% →
5-Year CD N.A. 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Louisiana Central is an NCUA insured institution located in Harahan, LA. It was founded in 1942 and has approximately $13.78 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 61724
Date Established 1942
Assets $13.78 million
Loans $8.55 million
Deposits $12.49 million
Capital $0.91 million

Deposit Rates - June 30, 2022

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Louisiana Central

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Loan Rates - June 30, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for LOUISIANA CENTRAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

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5.211% 5.125% 1.00 $2,428 $1,362 Learn More
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NMLS ID: 3030
5.990% 5.875% 0.75 $3,125 $1,479 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

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Below are Louisiana Central branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Louisiana Central Locations

Climate Initiatives

LOUISIANA CENTRAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Louisiana Central Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Louisiana Central. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Louisiana Central U.S. Average
1.81% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Louisiana Central had $19,869 in non-current loans and $0 in owned assets. To cover these potential losses it had $913,629 in net worth and $183,826 in loans loss reserves. That gives it a Texas Ratio of 1.81%.

Net Worth
Louisiana Central U.S. Average
6.62% 12.36%

Louisiana Central FCU has a net worth of 6.62% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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