2020 Overview
General Credit Union Information
Lubbock Telco is an NCUA insured institution located in Lubbock, TX. It was founded in 1940 and has approximately $5.37 millions in assets.
| NCUA Insured | Yes |
| Charter Number # | # 3878 |
| Date Established | 1940 |
| Assets | $5.37 million |
| Loans | $1.42 million |
| Deposits | $3.80 million |
| Capital | $1.55 million |
Deposit Rates - October 22, 2020
Your Current Location: Connecticut, CT 06828
We do not yet have rates for Lubbock Telco
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Loan Rates - October 22, 2020
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for LUBBOCK TELCO
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
|
NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
NMLS ID: 2890 License#: 13256 |
2.570% | 2.500% | 0.88 | $2,312 | $988 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
People's United Bank, N.A. See Table |
4.000 %
|
$0 |
Learn More
More Info |
Note to LUBBOCK TELCO
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Branches
Below are Lubbock Telco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Lubbock Telco Locations
Financial Details
Lubbock Telco Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Lubbock Telco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Lubbock Telco | U.S. Average |
|---|---|
| 2.14% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Lubbock Telco had $579 in non-current loans and $32,763 in owned assets. To cover these potential losses it had $1,548,485 in net worth and $13,185 in loans loss reserves. That gives it a Texas Ratio of 2.14%.
Net Worth
| Lubbock Telco | U.S. Average |
|---|---|
| 28.84% | 13.61% |
Lubbock Telco FCU has a net worth of 28.84% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Lubbock Telco
Branches and Savings
What is Lubbock Telco?
A federal credit union, registered with the NCUA under certificate #3878.
Learn more about credit unions here.
Is Lubbock Telco FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Lubbock Telco?
Please see Field of Membership information above for information on who is eligible to join.
How big is Lubbock Telco?
Lubbock Telco has total capital of $1.55 million. Full information on Lubbock Telco's financial position is located above.
Who owns Lubbock Telco?
Credit Unions are owned by their members.
Where are Lubbock Telco branches located?
See branch locations nearby.
Are Lubbock Telco ATMs Open 24/7?
Do Lubbock Telco ATMs accept cash deposits?
Can Lubbock Telco customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Lubbock Telco have a mobile app?
Does Lubbock Telco have mobile deposit?
Does Lubbock Telco have quick pay?
How can Lubbock Telco transfer money to other banks or credit unions?
Does Lubbock Telco report to credit bureaus?
Does Lubbock Telco use Chexsystems?
Does Lubbock Telco use Equifax?
What is Lubbock Telco's toll free phone number?
What is Lubbock Telco's ACH Routing Number?
What is Lubbock Telco's SWIFT code?
Where can I find Lubbock Telco's wire transfer form?
What is the Lubbock Telco address for deposits?
What Products Does Lubbock Telco Offer
Does Lubbock Telco offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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