National Capital


8240 Professional Pl Ste 203
Landover, MD 20785
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

National Capital is an NCUA insured institution located in Landover, MD. It was founded in 1949 and has approximately $6.11 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6080
Date Established 1949
Assets $6.11 million
Loans $2.58 million
Deposits $5.92 million
Capital $0.20 million

Deposit Rates - July 30, 2021

Your Current Location: Virginia, VA 20146

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Loan Rates - July 30, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NATIONAL CAPITAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
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Morty, Inc.
NMLS ID: 1429243
2.460% 2.375% 0.75 $2,840 $972 Learn More
Beeline Loans, Inc.
NMLS ID: 1799947
2.643% 2.625% 0.25 $572 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
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4.840 %
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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To upload and update your bank's rates please register. It is free to register and add rates.



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Financial Details

National Capital Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of National Capital. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
National Capital U.S. Average
7.67% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, National Capital had $19,300 in non-current loans and $0 in owned assets. To cover these potential losses it had $202,953 in net worth and $48,679 in loans loss reserves. That gives it a Texas Ratio of 7.67%.

Net Worth
National Capital U.S. Average
3.32% 12.20%

National Capital FCU has a net worth of 3.32% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About National Capital

Branches and Savings

What is National Capital?

A federal credit union, registered with the NCUA under certificate #6080.
Learn more about credit unions here.

Is National Capital FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. National Capital is insured by the NCUA.

Who can join National Capital?

Please see Field of Membership information above for information on who is eligible to join.

What are National Capital's share account and share certificate rates?

National Capital's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is National Capital?

National Capital has total capital of $0.20 million. Full information on National Capital's financial position is located above.

Who owns National Capital?

Credit Unions are owned by their members.

Where are National Capital branches located?

See branch locations nearby.

Are National Capital ATMs Open 24/7?

Do National Capital ATMs accept cash deposits?

Can National Capital customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does National Capital have a mobile app?

Does National Capital have mobile deposit?

Does National Capital have quick pay?

How can National Capital transfer money to other banks or credit unions?

Does National Capital report to credit bureaus?

Does National Capital use Chexsystems?

Does National Capital use Equifax?

What is National Capital's toll free phone number?

What is National Capital's ACH Routing Number?

What is National Capital's SWIFT code?

Where can I find National Capital's wire transfer form?

What is the National Capital address for deposits?

What Products Does National Capital Offer

Does National Capital offer mortgages?

Compare mortgage rates here.

Does National Capital offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does National Capital offer auto and RV loans?

Compare auto loan rates here.

Does National Capital offer student loans or personal loans?

Compare personal loan rates here.

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