Cornelia, GA 30531
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Notable Rates APY Vs.Others
Savings 0.05% 1.40% →
1-Year CD 0.15% 1.15% →
2-Year CD 0.25% 1.26% →
5-Year CD N.A. 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

North Main is an NCUA insured institution located in Cornelia, GA. It was founded in 1979 and has approximately $14.78 millions in assets.

NCUA Insured Yes
Charter Number # # 67391
Date Established 1979
Assets $14.78 million
Loans $11.30 million
Deposits $12.24 million
Capital $2.48 million

Deposit Rates - July 5, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $100 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $500 - Learn More
12 Mo CD
0.15% $500 - Learn More
18 Mo CD
0.25% $500 - Learn More
24 Mo CD
0.25% $500 - Learn More
36 Mo CD
0.50% $500 - Learn More
48 Mo CD
0.50% $500 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $50 - Learn MoreShow Less

Loan Rates - July 5, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NORTH MAIN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

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Below are North Main branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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North Main Locations

Financial Details

North Main Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of North Main. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
North Main U.S. Average
2.92% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, North Main had $60,438 in non-current loans and $13,008 in owned assets. To cover these potential losses it had $2,479,039 in net worth and $33,430 in loans loss reserves. That gives it a Texas Ratio of 2.92%.

Net Worth
North Main U.S. Average
16.77% 13.86%

North Main FCU has a net worth of 16.77% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About North Main

Branches and Savings

What is North Main?

A federal credit union, registered with the NCUA under certificate #67391.
Learn more about credit unions here.

Is North Main FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join North Main?

Please see Field of Membership information above for information on who is eligible to join.

What are North Main's share account and share certificate rates?

North Main's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is North Main?

North Main has total capital of $2.48 million. Full information on North Main's financial position is located above.

Who owns North Main?

Credit Unions are owned by their members.

Where are North Main branches located?

See branch locations nearby.

Are North Main ATMs Open 24/7?

Do North Main ATMs accept cash deposits?

Can North Main customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does North Main have a mobile app?

Does North Main have mobile deposit?

Does North Main have quick pay?

How can North Main transfer money to other banks or credit unions?

Does North Main report to credit bureaus?

Does North Main use Chexsystems?

Does North Main use Equifax?

What is North Main's toll free phone number?

What is North Main's ACH Routing Number?

What is North Main's SWIFT code?

Where can I find North Main's wire transfer form?

What is the North Main address for deposits?

What Products Does North Main Offer

Does North Main offer mortgages?

Compare mortgage rates here.

Does North Main offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does North Main offer auto and RV loans?

Compare auto loan rates here.

Does North Main offer student loans or personal loans?

Compare personal loan rates here.

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