Cornelia, GA 30531

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 67391
Date Established 1979
Assets $15.37 million
Loans $11.08 million
Deposits $12.81 million
Capital $2.47 million

North Main is an NCUA insured institution located in Cornelia, GA. It was founded in 1979 and has approximately $15.37 millions in assets.

Deposit Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA
0.75% $500 - Learn MoreShow Less
Special: 15 Mo FIRA
2.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $500 - Learn MoreShow Less
12 Mo CD
0.75% $500 - Learn MoreShow Less
Special: 15 Mo CD
2.00% $500 - Learn MoreShow Less
18 Mo CD
1.00% $500 - Learn MoreShow Less
24 Mo CD
1.25% $500 - Learn MoreShow Less
36 Mo CD
1.50% $500 - Learn MoreShow Less
48 Mo CD
1.75% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $25 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $50 - Learn MoreShow Less

Loan Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NORTH MAIN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
3.750% 3.750% -0.13 ($158) $1,158 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
NMLS ID: 2890
License#: 13256
3.523% 3.500% 0.25 $732 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are North Main branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

North Main Locations

Financial Details

North Main Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of North Main. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
North Main U.S. Average
3.79% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, North Main had $81,795 in non-current loans and $13,008 in owned assets. To cover these potential losses it had $2,465,193 in net worth and $38,213 in loans loss reserves. That gives it a Texas Ratio of 3.79%.

Net Worth
North Main U.S. Average
16.03% 13.65%

North Main FCU has a net worth of 16.03% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About North Main

Branches and Savings

What is North Main?

A federal credit union, registered with the NCUA under certificate #67391.
Learn more about credit unions here.

Is North Main FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join North Main?

Please see Field of Membership information above for information on who is eligible to join.

What are North Main's share account and share certificate rates?

North Main's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is North Main?

North Main has total capital of $2.47 million. Full information on North Main's financial position is located above.

Who owns North Main?

Credit Unions are owned by their members.

Where are North Main branches located?

See branch locations nearby.

Are North Main ATMs Open 24/7?

Do North Main ATMs accept cash deposits?

Can North Main customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does North Main have a mobile app?

Does North Main have mobile deposit?

Does North Main have quick pay?

How can North Main transfer money to other banks or credit unions?

Does North Main report to credit bureaus?

Does North Main use Chexsystems?

Does North Main use Equifax?

What is North Main's toll free phone number?

What is North Main's ACH Routing Number?

What is North Main's SWIFT code?

Where can I find North Main's wire transfer form?

What is the North Main address for deposits?

What Products Does North Main Offer

Does North Main offer mortgages?

Compare mortgage rates here.

Does North Main offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does North Main offer auto and RV loans?

Compare auto loan rates here.

Does North Main offer student loans or personal loans?

Compare personal loan rates here.

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