Northampton V.a.f.

421 North Main Street
Leeds, MA 01053


General Credit Union Information

NCUA Insured Yes
Charter Number # # 515
Date Established 1935
Assets $7.47 million
Loans $2.50 million
Deposits $6.47 million
Capital $0.99 million

Northampton V.a.f. is an NCUA insured institution located in Leeds, MA. It was founded in 1935 and has approximately $7.47 millions in assets.

Savings Rates

Your Current Location: Virginia, VA 20146

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Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NORTHAMPTON V.A.F.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.771% 3.750% 0.00 $642 $1,158 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

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Northampton V.a.f. Locations

Financial Details

Northampton V.a.f. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northampton V.a.f.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Northampton V.a.f. U.S. Average
3.83% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, Northampton V.a.f. had $38,136 in non-current loans and $0 in owned assets. To cover these potential losses it had $991,008 in net worth and $4,003 in loans loss reserves. That gives it a Texas Ratio of 3.83%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Northampton V.a.f. U.S. Average
13.26% 13.03

Northampton V.a.f. FCU has a net worth of 13.26% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On NORTHAMPTON V.A.F.


A federal credit union, registered with the NCUA under certificate #515.
Learn more about credit unions here.


No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join NORTHAMPTON V.A.F.?

Please see Field of Membership information above for information on who is eligible to join.

What are NORTHAMPTON V.A.F.'s share account and share certificate rates?

NORTHAMPTON V.A.F.'s deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is NORTHAMPTON V.A.F.?

NORTHAMPTON V.A.F. has total capital of $0.99 million. Full information on NORTHAMPTON V.A.F.'s financial position is located above.


Credit Unions are owned by their members.

Where are NORTHAMPTON V.A.F. branches located?

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Are NORTHAMPTON V.A.F. ATMs Open 24/7?

Do NORTHAMPTON V.A.F. ATMs accept cash deposits?

Can NORTHAMPTON V.A.F. customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does NORTHAMPTON V.A.F. have a mobile app?

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What Products Does NORTHAMPTON V.A.F. Offer

Does NORTHAMPTON V.A.F. offer mortgages?

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Does NORTHAMPTON V.A.F. offer home equity lines of credit and home equity loans?

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Does NORTHAMPTON V.A.F. offer auto and RV loans?

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Does NORTHAMPTON V.A.F. offer student loans or personal loans?

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