NORTHAMPTON V.A.F.

421 North Main Street
Leeds, MA 01053

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 515
Date Established 1935
Assets $7.05 million
Loans $2.86 million
Deposits $6.01 million
Capital $1.03 million

Northampton V.a.f. is an NCUA insured institution located in Leeds, MA. It was founded in 1935 and has approximately $7.05 millions in assets.

Deposit Rates - September 16, 2019

Your Current Location: Virginia, VA 20146

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Loan Rates - September 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NORTHAMPTON V.A.F.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.780% 3.750% 0.38 $912 $1,158 Learn More
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NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
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Branches

Below are Northampton V.a.f. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Northampton V.a.f. Locations


Financial Details

Northampton V.a.f. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northampton V.a.f.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northampton V.a.f. U.S. Average
6.12% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Northampton V.a.f. had $63,569 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,033,637 in net worth and $4,418 in loans loss reserves. That gives it a Texas Ratio of 6.12%.

Net Worth
Northampton V.a.f. U.S. Average
14.65% 13.47%

Northampton V.a.f. FCU has a net worth of 14.65% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Northampton V.a.f.

Branches and Savings

What is Northampton V.a.f.?

A federal credit union, registered with the NCUA under certificate #515.
Learn more about credit unions here.

Is Northampton V.a.f. FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Northampton V.a.f.?

Please see Field of Membership information above for information on who is eligible to join.

What are Northampton V.a.f.'s share account and share certificate rates?

Northampton V.a.f.'s deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Northampton V.a.f.?

Northampton V.a.f. has total capital of $1.03 million. Full information on Northampton V.a.f.'s financial position is located above.

Who owns Northampton V.a.f.?

Credit Unions are owned by their members.

Where are Northampton V.a.f. branches located?

See branch locations nearby.

Are Northampton V.a.f. ATMs Open 24/7?

Do Northampton V.a.f. ATMs accept cash deposits?

Can Northampton V.a.f. customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Northampton V.a.f. have a mobile app?

Does Northampton V.a.f. have mobile deposit?

Does Northampton V.a.f. have quick pay?

How can Northampton V.a.f. transfer money to other banks or credit unions?

Does Northampton V.a.f. report to credit bureaus?

Does Northampton V.a.f. use Chexsystems?

Does Northampton V.a.f. use Equifax?

What is Northampton V.a.f.'s toll free phone number?

What is Northampton V.a.f.'s ACH Routing Number?

What is Northampton V.a.f.'s SWIFT code?

Where can I find Northampton V.a.f.'s wire transfer form?

What is the Northampton V.a.f. address for deposits?

What Products Does Northampton V.a.f. Offer

Does Northampton V.a.f. offer mortgages?

Compare mortgage rates here.

Does Northampton V.a.f. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Northampton V.a.f. offer auto and RV loans?

Compare auto loan rates here.

Does Northampton V.a.f. offer student loans or personal loans?

Compare personal loan rates here.

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