Northampton V.a.f.


421 North Main Street
Leeds, MA 01053
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Northampton V.a.f. is an NCUA insured institution located in Leeds, MA. It was founded in 1935 and has approximately $6.72 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 515
Date Established 1935
Assets $6.72 million
Loans $2.97 million
Deposits $5.68 million
Capital $1.03 million

Deposit Rates - October 15, 2021

Your Current Location: Virginia, VA 20146

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Loan Rates - October 15, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NORTHAMPTON V.A.F.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
2.809% 2.750% 0.75 $1,928 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Northampton V.a.f. Locations

Climate Initiatives

NORTHAMPTON V.A.F. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Northampton V.a.f. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northampton V.a.f.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northampton V.a.f. U.S. Average
0.86% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Northampton V.a.f. had $8,870 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,033,475 in net worth and $3,254 in loans loss reserves. That gives it a Texas Ratio of 0.86%.

Net Worth
Northampton V.a.f. U.S. Average
15.38% 12.22%

Northampton V.a.f. FCU has a net worth of 15.38% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Northampton V.a.f.

Branches and Savings

What is Northampton V.a.f.?

A federal credit union, registered with the NCUA under certificate #515.
Learn more about credit unions here.

Is Northampton V.a.f. FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Northampton V.a.f. is insured by the NCUA.

Who can join Northampton V.a.f.?

Please see Field of Membership information above for information on who is eligible to join.

What are Northampton V.a.f.'s share account and share certificate rates?

Northampton V.a.f.'s deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Northampton V.a.f.?

Northampton V.a.f. has total capital of $1.03 million. Full information on Northampton V.a.f.'s financial position is located above.

Who owns Northampton V.a.f.?

Credit Unions are owned by their members.

Where are Northampton V.a.f. branches located?

See branch locations nearby.

Are Northampton V.a.f. ATMs Open 24/7?

Do Northampton V.a.f. ATMs accept cash deposits?

Can Northampton V.a.f. customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Northampton V.a.f. have a mobile app?

Does Northampton V.a.f. have mobile deposit?

Does Northampton V.a.f. have quick pay?

How can Northampton V.a.f. transfer money to other banks or credit unions?

Does Northampton V.a.f. report to credit bureaus?

Does Northampton V.a.f. use Chexsystems?

Does Northampton V.a.f. use Equifax?

What is Northampton V.a.f.'s toll free phone number?

What is Northampton V.a.f.'s ACH Routing Number?

What is Northampton V.a.f.'s SWIFT code?

Where can I find Northampton V.a.f.'s wire transfer form?

What is the Northampton V.a.f. address for deposits?

What Products Does Northampton V.a.f. Offer

Does Northampton V.a.f. offer mortgages?

Compare mortgage rates here.

Does Northampton V.a.f. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Northampton V.a.f. offer auto and RV loans?

Compare auto loan rates here.

Does Northampton V.a.f. offer student loans or personal loans?

Compare personal loan rates here.

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