4020 E 5th Ave
Columbus, OH 43219
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Odjfs is an NCUA insured institution located in Columbus, OH. It was founded in 1955 and has approximately $9.71 millions in assets.

NCUA Insured Yes
Charter Number # # 10089
Date Established 1955
Assets $9.71 million
Loans $4.67 million
Deposits $8.67 million
Capital $1.03 million

Deposit Rates - December 4, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Odjfs

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Loan Rates - December 4, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ODJFS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

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First Internet Bank
NMLS ID: 424182
2.554% 2.500% 0.75 $1,772 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.696% 2.625% 0.75 $2,335 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
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2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
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Note to ODJFS
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Odjfs branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Odjfs Locations

Financial Details

Odjfs Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Odjfs. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Odjfs U.S. Average
6.56% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Odjfs had $62,650 in non-current loans and $7,900 in owned assets. To cover these potential losses it had $1,032,737 in net worth and $42,559 in loans loss reserves. That gives it a Texas Ratio of 6.56%.

Net Worth
Odjfs U.S. Average
10.81% 13.61%

Odjfs FCU has a net worth of 10.81% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Odjfs

Branches and Savings

What is Odjfs?

A federal credit union, registered with the NCUA under certificate #10089.
Learn more about credit unions here.

Is Odjfs FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Odjfs?

Please see Field of Membership information above for information on who is eligible to join.

What are Odjfs's share account and share certificate rates?

Odjfs's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Odjfs?

Odjfs has total capital of $1.03 million. Full information on Odjfs's financial position is located above.

Who owns Odjfs?

Credit Unions are owned by their members.

Where are Odjfs branches located?

See branch locations nearby.

Are Odjfs ATMs Open 24/7?

Do Odjfs ATMs accept cash deposits?

Can Odjfs customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Odjfs have a mobile app?

Does Odjfs have mobile deposit?

Does Odjfs have quick pay?

How can Odjfs transfer money to other banks or credit unions?

Does Odjfs report to credit bureaus?

Does Odjfs use Chexsystems?

Does Odjfs use Equifax?

What is Odjfs's toll free phone number?

What is Odjfs's ACH Routing Number?

What is Odjfs's SWIFT code?

Where can I find Odjfs's wire transfer form?

What is the Odjfs address for deposits?

What Products Does Odjfs Offer

Does Odjfs offer mortgages?

Compare mortgage rates here.

Does Odjfs offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Odjfs offer auto and RV loans?

Compare auto loan rates here.

Does Odjfs offer student loans or personal loans?

Compare personal loan rates here.

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