Santa Monica City Employees Federal Credit Union


501 Colorado Avenue Suite 100
Santa Monica, CA 90401
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Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 3.00% →
5-Year CD N.A. 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Santa Monica City Employees is an NCUA insured institution located in Santa Monica, CA. It was founded in 1935 and has approximately $28.52 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 876
Date Established 1935
Assets $28.52 million
Loans $15.88 million
Deposits $26.50 million
Capital $1.90 million

Deposit Rates - June 27, 2022

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Santa Monica City Employees

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Loan Rates - June 27, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SANTA MONICA CITY EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
5.454% 5.375% 0.88 $2,200 $1,400 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

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Below are Santa Monica City Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Santa Monica City Employees Locations

Climate Initiatives

SANTA MONICA CITY EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Santa Monica City Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Santa Monica City Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Santa Monica City Employees U.S. Average
23.98% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Santa Monica City Employees had $477,317 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,904,547 in net worth and $86,157 in loans loss reserves. That gives it a Texas Ratio of 23.98%.

Net Worth
Santa Monica City Employees U.S. Average
6.68% 12.36%

Santa Monica City Employees FCU has a net worth of 6.68% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.


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