501 Colorado Avenue Suite 100
Santa Monica, CA 90401


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 876
Date Established 1935
Assets $28.52 million
Loans $15.88 million
Deposits $26.50 million
Capital $1.90 million

Santa Monica City Employees is an NCUA insured institution located in Santa Monica, CA. It was founded in 1935 and has approximately $28.52 millions in assets.

Deposit Rates - January 18, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Santa Monica City Employees

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Note to Santa Monica City Employees
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There are currently no rates available for Santa Monica City Employees, but see these great savings and CD rates:

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Loan Rates - January 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SANTA MONICA CITY EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.274% 4.250% 0.25 $722 $1,230 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender Rate (%) Monthly Payment Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Santa Monica City Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Santa Monica City Employees Locations

Financial Details

Santa Monica City Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Santa Monica City Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Santa Monica City Employees U.S. Average
23.98% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Santa Monica City Employees had $477,317 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,904,547 in net worth and $86,157 in loans loss reserves. That gives it a Texas Ratio of 23.98%.

Net Worth
Santa Monica City Employees U.S. Average
6.68% 13.21%

Santa Monica City Employees FCU has a net worth of 6.68% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.


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