2101 N Fulton st
Wharton, TX 77488
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.95% →
1-Year CD 0.75% 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD 1.05% 2.25% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Texasgulf is an NCUA insured institution located in Wharton, TX. It was founded in 1937 and has approximately $137.2 millions in assets.

NCUA Insured Yes
Charter Number # # 2322
Date Established 1937
Assets $137.20 million
Loans $94.27 million
Deposits $117.60 million
Capital $18.10 million

Field of Membership Restrictions

Membership is open to any individual who works, or worships, or attends school in Wharton County, Texas.

Deposit Rates - October 21, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.70% $10,000 $14,999 Learn More
6 Mo CD
0.70% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.05% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.25% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 21, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for TEXASGULF

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.569% 2.500% 0.88 $2,258 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Texasgulf branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Texasgulf Locations

Financial Details

Texasgulf Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Texasgulf. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Texasgulf U.S. Average
2.63% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Texasgulf had $477,985 in non-current loans and $14,926 in owned assets. To cover these potential losses it had $18,095,656 in net worth and $639,412 in loans loss reserves. That gives it a Texas Ratio of 2.63%.

Net Worth
Texasgulf U.S. Average
13.18% 13.61%

Texasgulf FCU has a net worth of 13.18% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Texasgulf

Branches and Savings

What is Texasgulf?

A federal credit union, registered with the NCUA under certificate #2322.
Learn more about credit unions here.

Is Texasgulf FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Texasgulf?

Please see Field of Membership information above for information on who is eligible to join.

What are Texasgulf's share account and share certificate rates?

Texasgulf's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Texasgulf?

Texasgulf has total capital of $18.10 million. Full information on Texasgulf's financial position is located above.

Who owns Texasgulf?

Credit Unions are owned by their members.

Where are Texasgulf branches located?

See branch locations nearby.

Are Texasgulf ATMs Open 24/7?

Do Texasgulf ATMs accept cash deposits?

Can Texasgulf customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Texasgulf have a mobile app?

Does Texasgulf have mobile deposit?

Does Texasgulf have quick pay?

How can Texasgulf transfer money to other banks or credit unions?

Does Texasgulf report to credit bureaus?

Does Texasgulf use Chexsystems?

Does Texasgulf use Equifax?

What is Texasgulf's toll free phone number?

What is Texasgulf's ACH Routing Number?

What is Texasgulf's SWIFT code?

Where can I find Texasgulf's wire transfer form?

What is the Texasgulf address for deposits?

What Products Does Texasgulf Offer

Does Texasgulf offer mortgages?

Compare mortgage rates here.

Does Texasgulf offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Texasgulf offer auto and RV loans?

Compare auto loan rates here.

Does Texasgulf offer student loans or personal loans?

Compare personal loan rates here.

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