Unified Communities


186 Main St.
Belleville, MI 48111
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Unified Communities is an NCUA insured institution located in Belleville, MI. It was founded in 1949 and has approximately $18.29 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6299
Date Established 1949
Assets $18.29 million
Loans $7.41 million
Deposits $16.93 million
Capital $1.32 million

Deposit Rates - March 5, 2021

Your Current Location: Virginia, VA 20146

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Loan Rates - March 5, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UNIFIED COMMUNITIES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.827% 2.750% 1.00 $2,500 $1,021 Learn More
CityWorth Loans
NMLS ID: 925476
3.229% 3.125% 1.00 $3,305 $1,071 Learn More
Beeline Loans, Inc.
NMLS ID: 1799947
2.921% 2.875% 0.63 $1,470 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Unified Communities branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Unified Communities Locations

Financial Details

Unified Communities Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Unified Communities. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Unified Communities U.S. Average
7.35% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Unified Communities had $38,847 in non-current loans and $63,000 in owned assets. To cover these potential losses it had $1,322,316 in net worth and $62,477 in loans loss reserves. That gives it a Texas Ratio of 7.35%.

Net Worth
Unified Communities U.S. Average
7.22% 12.91%

Unified Communities FCU has a net worth of 7.22% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Unified Communities

Branches and Savings

What is Unified Communities?

A federal credit union, registered with the NCUA under certificate #6299.
Learn more about credit unions here.

Is Unified Communities FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Unified Communities is insured by the NCUA.

Who can join Unified Communities?

Please see Field of Membership information above for information on who is eligible to join.

What are Unified Communities's share account and share certificate rates?

Unified Communities's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Unified Communities?

Unified Communities has total capital of $1.32 million. Full information on Unified Communities's financial position is located above.

Who owns Unified Communities?

Credit Unions are owned by their members.

Where are Unified Communities branches located?

See branch locations nearby.

Are Unified Communities ATMs Open 24/7?

Do Unified Communities ATMs accept cash deposits?

Can Unified Communities customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Unified Communities have a mobile app?

Does Unified Communities have mobile deposit?

Does Unified Communities have quick pay?

How can Unified Communities transfer money to other banks or credit unions?

Does Unified Communities report to credit bureaus?

Does Unified Communities use Chexsystems?

Does Unified Communities use Equifax?

What is Unified Communities's toll free phone number?

What is Unified Communities's ACH Routing Number?

What is Unified Communities's SWIFT code?

Where can I find Unified Communities's wire transfer form?

What is the Unified Communities address for deposits?

What Products Does Unified Communities Offer

Does Unified Communities offer mortgages?

Compare mortgage rates here.

Does Unified Communities offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Unified Communities offer auto and RV loans?

Compare auto loan rates here.

Does Unified Communities offer student loans or personal loans?

Compare personal loan rates here.

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