Law Enforcement & Technology Federal Credit Union

Headquarters

P.o. Box 352077
Miami, FL 33135
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 4.35% →
1-Year CD 0.50% 5.00% →
2-Year CD 0.60% 4.75% →
5-Year CD 1.25% 4.55% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Law Enforcement & Technology is an NCUA insured institution located in Miami, FL. It was founded in 1936 and has approximately $56.03 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 971
Date Established 1936
Assets $56.03 million
Loans $19.31 million
Deposits $48.44 million
Capital $7.53 million
 

Field of Membership Restrictions

Membership is open to law enforcement employees in Miami-Dade County and their immediate family.

Deposit Rates - January 27, 2023

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
1.05% $100,000 $199,999 Learn More
60 Mo CD
1.15% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less

Loan Rates - January 27, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LAW ENFORCEMENT & TECHNOLOGY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
Payment
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MortgageResearch.com
NMLS ID: Not lender
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Eligibility.org
NMLS ID: Not lender
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AmeriSave Mortgage Corporation
NMLS ID: 1168
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Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
6.990 %
After Intro: 8.000 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.740 %
$0 Learn More
More Info

Note to LAW ENFORCEMENT & TECHNOLOGY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Law Enforcement & Technology branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Law Enforcement & Technology Locations



Climate Initiatives

LAW ENFORCEMENT & TECHNOLOGY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Law Enforcement & Technology Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Law Enforcement & Technology. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Law Enforcement & Technology U.S. Average
0.24% 4.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2022, Law Enforcement & Technology had $18,475 in non-current loans and $0 in owned assets. To cover these potential losses it had $7,527,849 in net worth and $50,034 in loans loss reserves. That gives it a Texas Ratio of 0.24%.

Net Worth
Law Enforcement & Technology U.S. Average
13.44% 12.52%

Law Enforcement & Technology FCU has a net worth of 13.44% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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