Wit Federal Credit Union
Our records indicate that this credit union has been acquired by EVER $ GREEN.
Headquarters
22 4th St
Rochester, NY 14609
See all branch locations →
2024 Overview
General Credit Union Information
Wit is an NCUA insured institution located in Rochester, NY. It was founded in 1962 and has approximately $24.27 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 14836 |
| Date Established | 1962 |
| Assets | $24.27 million |
| Loans | $19.92 million |
| Deposits | $21.67 million |
| Capital | $2.58 million |
Deposit Rates - May 2, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Wit
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
Back to Wit
Note to Wit
To upload and update your credit union's rates please register.
It is free to register and add rates.
Loan Rates - May 2, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Wit
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.794% | 6.625% | 0.75 | $5,600 | $2,049 | Learn More |
NMLS ID: 447490 |
6.822% | 6.750% | 0.75 | $2,374 | $2,076 | Learn More |
NMLS ID: 1025894 |
7.075% | 6.990% | 0.63 | $2,745 | $2,127 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Wit
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Wit branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
WIT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Wit Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Wit. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Wit | U.S. Average |
|---|---|
| 7.35% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Wit had $190,760 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,577,255 in net worth and $19,814 in loans loss reserves. That gives it a Texas Ratio of 7.35%.
Net Worth
| Wit | U.S. Average |
|---|---|
| 10.62% | 13.62% |
Wit FCU has a net worth of 10.62% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Wit
There are currently no comments for WIT. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account