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10-Year Home Equity Loan

New Jersey 10-Year Home Equity Loan Rates

Compare 10-Year Home Equity Loan rates from lenders in New Jersey with a loan amount of $ 50,000. To change the mortgage product or the loan amount, use the search box above. Click lender name to view more information.

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New Jersey 10-Year Home Equity Loan

February 3, 2023
Average Rate: 7.49%

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Lender	APR (%)^?	Monthly Payment^?	Learn More
Amboy Bank / NMLS ID: 418478	LOAN SALE! Guaranteed 12-month low rate		Learn More Add Review
LOAN SALE! 5.75% APR guaranteed for 12 months Flexible payment options that fit your budget Change your payment with just a phone call Ongoing access to principal as you pay it back More Info
Amboy Bank has been serving New Jersey for over 130 years and has been voted the Best Bank in Central NJ by Home News Tribune readers for 25 years in a row.
New American Funding / NMLS ID: 6606	Cash-Out and Home Equity Options Available.		Learn More Add Review
Home Improvement, Buy a Vacation Home 243k+ positive reviews, A+ rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available More Info
Cash-Out and Home Equity Options Available.
AimLoan.com NMLS#2890 / NMLS ID: 2890	Home Equity Loan - 15 Year Fixed Rate		Learn More Add Review
Home Equity Loan - 15 Year Fixed Rate No Appraisal Required Close in 10 Days View Rates and Apply Online 24/7 More Info
24 Years’ Experience Winner BBB Torch Award for Ethics Licensed in all 50 states NMLS #2890 View Rates and Apply Online: 24/7 Speak to a Loan Officer: Mon-Fri 7:30-5:00 PT
Figure Home Equity Line Equal Housing Lender / NMLS ID: 1717824	HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.		Learn More Add Review
Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$400k Approval in 5 minutes. Funding in as few as 5 days Use to consolidate debt or finance your next home project More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
Third Federal Savings and Loan Equal Housing Lender / NMLS ID: 449401 See Table	6.990 %	$581	Learn More Add Review
Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
Webster Bank Updated 2023-02-03 / NMLS ID: 455656 See Table	6.865 %	$578	Add Review
Columbia Bank Updated 2023-02-03 / NMLS ID: 408590 See Table	6.500 %	$568	Add Review
Corporate America Family CU Updated 2023-02-03 / NMLS ID: 456438 See Table	7.250 %	$588	Add Review
TD Bank Updated 2023-02-03 / NMLS ID: 399800 See Table	7.040 %	$582	Add Review
Navy FCU Updated 2023-02-03 / NMLS ID: 399807 See Table	6.950 %	$580	Add Review
Valley National Bank Updated 2023-02-03 / NMLS ID: 411254 See Table	6.375 %	$565	Add Review
Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Provident Bank Updated 02/02/2022 See Table	3.250 %	$488.60	Learn MoreShow Less Get Home Equity Offers
Pnc Bank, National Association Updated 01/18/2021 See Table	3.590 %	$496.54	Learn MoreShow Less Get Home Equity Offers
Oceanfirst Bank, National Association Updated 08/23/2019 See Table	4.250 %	$512.19	Learn MoreShow Less Get Home Equity Offers
Investors Bank Updated 06/25/2019 See Table	4.380 %	$515.30	Learn MoreShow Less Get Home Equity Offers
Lakeland Bank Updated 08/23/2019 See Table	4.490 %	$517.95	Learn MoreShow Less Get Home Equity Offers
Kearny Bank Updated 01/23/2023 See Table	4.598 %	$520.56	Learn MoreShow Less Get Home Equity Offers
Peapack-gladstone Bank Updated 11/03/2022 See Table	4.875 %	$527.28	Learn MoreShow Less Get Home Equity Offers
Northfield Bank Updated 02/03/2023 See Table	5.000 %	$530.33	Learn MoreShow Less Get Home Equity Offers
Blue Foundry Bank Updated 02/03/2023 See Table	5.375 %	$539.54	Learn MoreShow Less Get Home Equity Offers
Spencer Savings Bank, Sla Updated 02/03/2023 See Table	5.500 %	$542.63	Learn MoreShow Less Get Home Equity Offers
Manasquan Bank Updated 02/03/2023 See Table	5.985 %	$554.73	Learn MoreShow Less Get Home Equity Offers
Wilmington Savings Fund Society, Fsb Updated 09/27/2019 See Table	5.990 %	$554.85	Learn MoreShow Less Get Home Equity Offers
Citizens Bank, National Association Updated 10/11/2022 See Table	5.990 %	$554.85	Learn MoreShow Less Get Home Equity Offers
Columbia Bank Updated 02/03/2023 See Table	6.000 %	$555.10	Learn MoreShow Less Get Home Equity Offers
Atlanta Postal Credit Union Updated 08/27/2019 Restrictions See Table	6.000 %	$555.10	Learn MoreShow Less Get Home Equity Offers
Navy Federal Credit Union Credit Union Updated 01/30/2023 Restrictions See Table	6.050 %	$556.36	Learn MoreShow Less Get Home Equity Offers
Unity Bank Updated 02/03/2023 See Table	6.375 %	$564.57	Learn MoreShow Less Get Home Equity Offers
Citibank, National Association Updated 10/10/2022 See Table	6.590 %	$570.03	Learn MoreShow Less Get Home Equity Offers
Citizens Equity First Credit Union Updated 08/27/2019 Restrictions See Table	6.740 %	$573.86	Learn MoreShow Less Get Home Equity Offers
Parke Bank Updated 08/19/2019 See Table	6.750 %	$574.12	Learn MoreShow Less Get Home Equity Offers
Data provided by BestCashCow

APR (Annual Percentage Rate) is the rate that incorporates monthly compounding charges to express the a finance charges as an annual rate.

¹ Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. Compensation is higher for Featured placements. This table does not include all companies or all available products.

Rates from this table are based on loan amount of $50,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Home Equity Loans - Rates are based on a fixed rate home equity loan in New Jersey for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $50,000. Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Conditions ‘No closing costs’ indicates that customer is not required to pay closing costs on the loan. ‘With closing costs’ indicates that customer is required to pay closing costs on the loan. Rates may include discounts. Rates are subject to change without notice.

New Jersey 10-Year Home Equity Loan Rates

New Jersey 10-Year Home Equity Loan

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