New Jersey

Image Courtesy: pixabay.com

New Jersey 10-Year Home Equity Loan Rates

Compare 10-Year Home Equity Loan rates from lenders in New Jersey with a loan amount of $ 50,000. To change the mortgage product or the loan amount, use the search box above. Click lender name to view more information.
 

New Jersey 10-Year Home Equity Loan

February 3, 2023
Average Rate: 7.49%

Lender APR (%)? Monthly Payment? Learn More

Amboy Bank / NMLS ID: 418478
LOAN SALE! Guaranteed 12-month low rate Learn More
  • LOAN SALE! 5.75% APR guaranteed for 12 months
  • Flexible payment options that fit your budget
  • Change your payment with just a phone call
  • Ongoing access to principal as you pay it back
More Info

New American Funding / NMLS ID: 6606
Cash-Out and Home Equity Options Available. Learn More
  • Home Improvement, Buy a Vacation Home
  • 243k+ positive reviews, A+ rating from the BBB
  • Pay off higher interest rate credit cards, Pay college tuition
  • 100% online mortgage application available
More Info

AimLoan.com NMLS#2890 / NMLS ID: 2890
Home Equity Loan - 15 Year Fixed Rate Learn More
  • Home Equity Loan - 15 Year Fixed Rate
  • No Appraisal Required
  • Close in 10 Days
  • View Rates and Apply Online 24/7
More Info

Figure Home Equity Line
Equal Housing Lender / NMLS ID: 1717824
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. Learn More
  • Fastest way to turn home equity into cash
  • Flexible terms, redraw up to 100%, borrow $15k-$400k
  • Approval in 5 minutes. Funding in as few as 5 days
  • Use to consolidate debt or finance your next home project
More Info

Third Federal Savings and Loan
Equal Housing Lender / NMLS ID: 449401
See Table
6.990 %
$581 Learn More
  • Third Federal rate are typically 20% lower than other leaders
  • Guaranteed Lowest Rate
  • No closing costs, prepayment penalties, or minimum draw requirements
  • 10 year draw period
More Info
Webster Bank
Updated 2023-02-03 / NMLS ID: 455656
See Table
6.865 %
$578
Columbia Bank
Updated 2023-02-03 / NMLS ID: 408590
See Table
6.500 %
$568
Corporate America Family CU
Updated 2023-02-03 / NMLS ID: 456438
See Table
7.250 %
$588
TD Bank
Updated 2023-02-03 / NMLS ID: 399800
See Table
7.040 %
$582
Navy FCU
Updated 2023-02-03 / NMLS ID: 399807
See Table
6.950 %
$580
Valley National Bank
Updated 2023-02-03 / NMLS ID: 411254
See Table
6.375 %
$565

Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Provident Bank
Updated 02/02/2022
See Table
3.250 % $488.60
Pnc Bank, National Association
Updated 01/18/2021
See Table
3.590 % $496.54
Oceanfirst Bank, National Association
Updated 08/23/2019
See Table
4.250 % $512.19
Investors Bank
Updated 06/25/2019
See Table
4.380 % $515.30
Lakeland Bank
Updated 08/23/2019
See Table
4.490 % $517.95
Kearny Bank
Updated 01/23/2023
See Table
4.598 % $520.56
Peapack-gladstone Bank
Updated 11/03/2022
See Table
4.875 % $527.28
Northfield Bank
Updated 02/03/2023
See Table
5.000 % $530.33
Blue Foundry Bank
Updated 02/03/2023
See Table
5.375 % $539.54
Spencer Savings Bank, Sla
Updated 02/03/2023
See Table
5.500 % $542.63
Manasquan Bank
Updated 02/03/2023
See Table
5.985 % $554.73
Wilmington Savings Fund Society, Fsb
Updated 09/27/2019
See Table
5.990 % $554.85
Citizens Bank, National Association
Updated 10/11/2022
See Table
5.990 % $554.85
Columbia Bank
Updated 02/03/2023
See Table
6.000 % $555.10
Atlanta Postal Credit Union
Updated 08/27/2019
Restrictions
See Table
6.000 % $555.10
Navy Federal Credit Union Credit Union
Updated 01/30/2023
Restrictions
See Table
6.050 % $556.36
Unity Bank
Updated 02/03/2023
See Table
6.375 % $564.57
Citibank, National Association
Updated 10/10/2022
See Table
6.590 % $570.03
Citizens Equity First Credit Union
Updated 08/27/2019
Restrictions
See Table
6.740 % $573.86
Parke Bank
Updated 08/19/2019
See Table
6.750 % $574.12

Data provided by BestCashCow

APR (Annual Percentage Rate) is the rate that incorporates monthly compounding charges to express the a finance charges as an annual rate.

1 Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. Compensation is higher for Featured placements. This table does not include all companies or all available products.

Rates from this table are based on loan amount of $50,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Home Equity Loans - Rates are based on a fixed rate home equity loan in New Jersey for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $50,000. Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Conditions ‘No closing costs’ indicates that customer is not required to pay closing costs on the loan. ‘With closing costs’ indicates that customer is required to pay closing costs on the loan. Rates may include discounts. Rates are subject to change without notice.