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10-Year Home Equity Loan

New Jersey 10-Year Home Equity Loan Rates

Compare 10-Year Home Equity Loan rates from lenders in New Jersey with a loan amount of $ 50,000. To change the mortgage product or the loan amount, use the search box above. Click lender name to view more information.

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New Jersey 10-Year Home Equity Loan

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Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line Equal Housing Lender	Always FIXED rates from 4.99% APR. Approval in 5 minutes, funding in 5 days.		Learn More More Info
Our APRs start at 4.99% for the most qualified applicants and are higher for other applicants. For example, for a borrower with a CLTV of 45% and a credit score of 800, a five-year Figure Home Equity Line with an initial draw amount of $50,000 would have a fixed annual percentage rate (APR) of 4.99% and a 3.00% origination fee. Your total loan amount would be $51,500. Origination fees range from 0-4.99% of your initial draw depending on your credit score and the state in which your property is located. The advertised rate is available only to borrowers using primary residences as collateral. Your actual rate will depend on many factors such as your credit, combined loan to value ratio, loan term and occupancy status. The advertised APR includes an autopay discount of 0.75%. APRs start at 5.74% for customers that do not opt in to autopay. Low fixed loan rate. Borrow $15,000-$150,000. Approvals in 5 minutes, funding in as few as 5 days No appraisal fee. No maintenance fee. No pre-payment fee. No late fee. Get approved in 5 minutes. Funded in as little as 5 days.
Third Federal Savings and Loans Equal Housing Lender	4.490 % %	$518	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Kearny Bank Updated 2020-02-28	4.000 %	$507
Corporate America Family CU Updated 2020-02-28	5.500 %	$543
Washington Trust Bank Updated 2020-02-28	5.467 %	$537
Columbia Bank Updated 2020-02-28	4.000 %	$507
Navy FCU Updated 2020-02-28	5.300 %	$538
Webster Bank Updated 2020-02-28	5.615 %	$546
State Farm Bank Updated 2020-02-28	8.300 %	$615
Valley National Bank Updated 2020-02-28	4.750 %	$525
TD Bank Updated 2020-02-28	5.140 %	$534
Data from above provided by Informa Research Services, Inc.
Northfield Bank Updated 09/10/2019	3.500 %	$494.43	Learn MoreShow Less
Manasquan Bank Updated 06/25/2019	3.750 %	$500.31	Learn MoreShow Less
Spencer Savings Bank, Sla Updated 08/19/2019	3.880 %	$503.38	Learn MoreShow Less
Provident Bank Updated 02/17/2020	4.000 %	$506.23	Learn MoreShow Less
Columbia Bank Updated 08/23/2019	4.150 %	$509.80	Learn MoreShow Less
Oceanfirst Bank, National Association Updated 08/23/2019	4.250 %	$512.19	Learn MoreShow Less
Kearny Bank Updated 08/23/2019	4.250 %	$512.19	Learn MoreShow Less
Blue Foundry Bank Updated 09/27/2019	4.250 %	$512.19	Learn MoreShow Less
Investors Bank Updated 06/25/2019	4.380 %	$515.30	Learn MoreShow Less
Pnc Bank, National Association Updated 02/17/2020	4.450 %	$516.99	Learn MoreShow Less
Lakeland Bank Updated 08/23/2019	4.490 %	$517.95	Learn MoreShow Less
Unity Bank Updated 08/23/2019	4.490 %	$517.95	Learn MoreShow Less
Peapack-gladstone Bank Updated 06/05/2019	4.630 %	$521.33	Learn MoreShow Less
Td Bank, National Association Updated 12/02/2019	4.990 %	$530.08	Learn MoreShow Less
Pentagon Credit Union Updated 09/10/2019 Restrictions	5.590 %	$544.86	Learn MoreShow Less
Wilmington Savings Fund Society, Fsb Updated 09/27/2019	5.990 %	$554.85	Learn MoreShow Less
Citizens Bank, National Association Updated 08/23/2019	5.990 %	$554.85	Learn MoreShow Less
Atlanta Postal Credit Union Updated 08/27/2019 Restrictions	6.000 %	$555.10	Learn MoreShow Less
Navy Federal Credit Union Credit Union Updated 08/27/2019 Restrictions	6.050 %	$556.36	Learn MoreShow Less
Citizens Equity First Credit Union Updated 08/27/2019 Restrictions	6.740 %	$573.86	Learn MoreShow Less
Data provided by BestCashCow

APR (Annual Percentage Rate) is the rate that incorporates monthly compounding charges to express the a finance charges as an annual rate.

¹Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. Compensation is higher for Featured placements. This table does not include all companies or all available products.

Rates from this table are based on loan amount of $50,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Home Equity Loans - Rates are based on a fixed rate home equity loan in New Jersey for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $50,000. Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Conditions ‘No closing costs’ indicates that customer is not required to pay closing costs on the loan. ‘With closing costs’ indicates that customer is required to pay closing costs on the loan. Rates may include discounts. Rates are subject to change without notice.

New Jersey 10-Year Home Equity Loan Rates

New Jersey 10-Year Home Equity Loan

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