New York

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New York 30-Year Fixed Jumbo Mortgage Rates 2026

Compare New York 30-Year Fixed Jumbo Mortgage Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

New York 30-Year Fixed Jumbo Mortgage

September 16, 2026
Average: 6.62% APR
Lender APR Rate (%) Monthly
Payment?

Trustco Bank


Updated 12/20/2022

5.74%

5.74%
0.00 points
$0.00 fees

$3,497.63


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Esl Credit Union


Updated 02/10/2023
Restrictions

5.88%

5.88%
0.00 points
$0.00 fees

$3,552.68


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Pnc Bank, National Association


Updated 10/04/2022

6.20%

6.00%
0.00 points
$3,210.00 fees

$3,597.30


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Esl Credit Union


Updated 02/10/2023
Restrictions

6.05%

6.05%
0.00 points
$0.00 fees

$3,615.84


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Bank Of The West


Updated 06/02/2023

6.23%

6.08%
0.63 points
$4,851.00 fees

$3,628.22


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Wells Fargo Bank, National Association


Updated 09/27/2024

6.11%

6.12%
0.00 points
$0.00 fees

$3,644.89


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U.s. Bank National Association


Updated 05/07/2023

6.27%

6.13%
0.63 points
$0.00 fees

$3,645.66


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Charles Schwab Bank, Ssb


Updated 09/11/2026

6.60%

6.25%
1.88 points
$3,210.00 fees

$3,692.35


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Bank Of America, National Association


Updated 05/07/2023

6.40%

6.25%
0.83 points
$0.00 fees

$3,694.30


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Pnc Bank, National Association


Updated 06/15/2022

6.32%

6.25%
0.00 points
$3,210.00 fees

$3,694.30


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U.s. Bank National Association


Updated 05/07/2023

6.41%

6.25%
0.00 points
$0.00 fees

$3,694.30


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Ballston Spa National Bank


Updated 06/22/2026

6.31%

6.25%
0.00 points
$2,304.00 fees

$3,694.30


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Trustco Bank


Updated 10/06/2022

6.26%

6.25%
0.00 points
$0.00 fees

$3,694.30


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Wells Fargo Bank, National Association


Updated 09/27/2024

5.82%

6.33%
0.00 points
$0.00 fees

$3,725.19


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Emigrant Bank


Updated 09/11/2026

7.06%

6.36%
0.00 points
$0.00 fees

$3,737.33


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Chemung Canal Trust Company


Updated 06/22/2026

6.41%

6.38%
0.00 points
$0.00 fees

$3,743.22


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Chemung Canal Trust Company


Updated 06/22/2026

6.83%

6.50%
0.00 points
$0.00 fees

$3,792.41


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Td Bank, National Association


Updated 10/10/2022

6.64%

6.50%
0.00 points
$5,966.00 fees

$3,792.41


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Td Bank, National Association


Updated 10/10/2022

6.67%

6.50%
0.00 points
$4,266.00 fees

$3,792.41


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The Berkshire Bank Of New York


Updated 06/15/2022

6.55%

6.50%
0.00 points
$0.00 fees

$3,792.41


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Data provided by BestCashCow

Fixed Rate/Adjustable Rate Jumbo – APR's are based on a 600,000 loan for a purchase transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio in New York. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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