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30-Year Fixed Jumbo Mortgage

New Jersey 30-Year Fixed Jumbo Mortgage Rates 2025

Compare New Jersey 30-Year Fixed Jumbo Mortgage Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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New Jersey 30-Year Fixed Jumbo Mortgage

August 1, 2025
Average: 6.85% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Reliant Home Funding, Inc. NMLS ID: 292473	5.975% 30 Yr Fixed	5.875% Fees & Points $6,501 Total 0.751 Pts: $4,506 $1,995 Fees	$3,550	Learn More See Table View
Pure Rate Mortgage NMLS ID: 2578474	6.109% 30 Yr Fixed	6.000% Fees & Points $7,020 Total 0.995 Pts: $5,970 $1,050 Fees	$3,598	Learn More See Table View
LoanFlight Lending, LLC NMLS ID: 1522344	6.190% 30 Yr Fixed	6.125% Fees & Points $4,140 Total 0.690 Pts: $4,140 $0 Fees	$3,646	Learn More See Table View
Bison State Bank NMLS ID: 757416	6.198% 30 Yr Fixed	6.125% Fees & Points $4,686 Total 0.781 Pts: $4,686 $0 Fees	$3,646	Learn More See Table View
Colonial Mortgage Service Company of America NMLS ID: 112851 License#: N0002974	6.206% 30 Yr Fixed	6.125% Fees & Points $5,160 Total 0.860 Pts: $5,160 $0 Fees	$3,646	Learn More See Table View
Northpointe Bank NMLS ID: 447490	6.209% 30 Yr Fixed	6.125% Fees & Points $5,355 Total 0.660 Pts: $3,960 $1,395 Fees	$3,646	Learn More See Table View
Farmers Bank of Kansas City NMLS ID: 613839	6.231% 30 Yr Fixed	6.125% Fees & Points $6,819 Total 0.822 Pts: $4,932 $1,887 Fees	$3,646	Learn More See Table View
District Lending NMLS ID: 1835285	6.297% 30 Yr Fixed	6.250% Fees & Points $3,000 Total 0.500 Pts: $3,000 $0 Fees	$3,695	Learn More See Table View
Allied Mortgage Group, Inc. NMLS ID: 1067	6.337% 30 Yr Fixed	6.250% Fees & Points $5,508 Total 0.918 Pts: $5,508 $0 Fees	$3,695	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	6.342% 30 Yr Fixed	6.250% Fees & Points $5,854 Total 0.859 Pts: $5,154 $700 Fees	$3,695	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.364% 30 Yr Fixed	6.250% Fees & Points $7,245 Total 0.875 Pts: $5,250 $1,995 Fees	$3,695	Learn More See Table View
Sebonic NMLS ID: 66247	6.464% 30 Yr Fixed	6.375% Fees & Points $5,616 Total 0.936 Pts: $5,616 $0 Fees	$3,744	Learn More See Table View
HSBC Bank USA, N.A. NMLS ID: 399799	6.578% 30 Yr Fixed	6.500% Fees & Points $5,029 Total 0.617 Pts: $3,702 $1,327 Fees	$3,793	Learn More See Table View
Neighbors Bank NMLS ID: 491986	As low as 0% down options & down payment assistance Minimum 620 credit score needed to prequalify 96% of borrowers would recommend Neighbors Bank 30 Yr Fixed			Learn More
Rocket Mortgage NMLS ID: 3030	Fast, guided and simplified online process Lock in your rate for 90 days Start with certainty, close with confidence Unique support for first-time homebuyers 30 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Get home in 2025 with a 0% down VA Loan Score your prequalification anytime with 24/7 online tools Save more with competitive VA rates and no PMI Backed by over 300,000 verified 5-star reviews 30 Yr Fixed			Learn More
PenFed Credit Union NMLS ID: 401822	PenFed membership is open to everyone, including you. Fixed Rate is locked-in for the life of the loan PenFed Makes Home Ownership Affordable. Federally Insured by NCUA Military Service is NOT required for membership. Equal Housing Lender 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Kearny Bank Updated 06/13/2025	0.00%	0.00% 0.00 points $0.00 fees	$nan	Learn MoreShow Less See Table View
Spencer Savings Bank, Sla Updated 08/01/2025	6.04%	5.54% 0.00 points $3,241.00 fees	$3,419.92	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 10/04/2022	6.20%	6.00% 0.00 points $3,210.00 fees	$3,597.30	Learn MoreShow Less See Table View
Union County Savings Bank Updated 01/24/2023	6.04%	6.00% 0.00 points $0.00 fees	$3,597.30	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 09/27/2024	6.11%	6.12% 0.00 points $0.00 fees	$3,644.89	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$3,645.66	Learn MoreShow Less See Table View
Spencer Savings Bank, Sla Updated 08/01/2025	6.79%	6.17% 0.00 points $3,241.00 fees	$3,662.36	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 08/01/2025	6.55%	6.25% 1.88 points $3,210.00 fees	$3,692.35	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	6.40%	6.25% 0.83 points $0.00 fees	$3,694.30	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 06/15/2022	6.32%	6.25% 0.00 points $3,210.00 fees	$3,694.30	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.41%	6.25% 0.00 points $0.00 fees	$3,694.30	Learn MoreShow Less See Table View
Blue Foundry Bank Updated 08/01/2025	6.93%	6.30% 0.00 points $0.00 fees	$3,713.45	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 09/27/2024	5.82%	6.33% 0.00 points $0.00 fees	$3,725.19	Learn MoreShow Less See Table View
Emigrant Bank Updated 08/01/2025	6.80%	6.36% 0.00 points $0.00 fees	$3,737.33	Learn MoreShow Less See Table View
Haven Savings Bank Updated 06/15/2022	6.42%	6.38% 0.00 points $0.00 fees	$3,745.18	Learn MoreShow Less See Table View
Haven Savings Bank Updated 06/15/2022	6.42%	6.38% 0.00 points $0.00 fees	$3,745.18	Learn MoreShow Less See Table View
Td Bank, National Association Updated 10/10/2022	6.64%	6.50% 0.00 points $5,966.00 fees	$3,792.41	Learn MoreShow Less See Table View
Td Bank, National Association Updated 10/10/2022	6.67%	6.50% 0.00 points $4,266.00 fees	$3,792.41	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.52%	6.50% 0.00 points $2,784.00 fees	$3,792.41	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.60%	6.50% 0.00 points $0.00 fees	$3,792.41	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Fixed Rate/Adjustable Rate Jumbo – APR's are based on a 600,000 loan for a purchase transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio in New Jersey. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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New Jersey 30-Year Fixed Jumbo Mortgage Rates 2025

New Jersey 30-Year Fixed Jumbo Mortgage

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