California 30-Year Fixed Jumbo Mortgage Rates 2025

Compare California 30-Year Fixed Jumbo Mortgage Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

California 30-Year Fixed Jumbo Mortgage

November 5, 2025
Average: 6.67% APR

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Lender	APR	Rate (%)	Monthly Payment?
Veterans United Home Loans NMLS ID: 1907	You can buy with 0% down, no PMI and more Run your numbers and get a snapshot of your buying power VA loans have the lowest avg rate on the market (Data from Optimal Blue) 30 Yr Fixed		$0	Learn More
Nation Home Loans NMLS ID: 1513908	5.805% 30 Yr Fixed	5.625% Fees & Points $11,964 Total 0.875 Pts: $5,250 $6,714 Fees	$3,454	Learn More See Table View
DECO Mortgage NMLS ID: 2561451	5.808% 30 Yr Fixed	5.750% Fees & Points $3,822 Total 0.512 Pts: $3,072 $750 Fees	$3,502	Learn More See Table View
Bison State Bank NMLS ID: 757416	5.828% 30 Yr Fixed	5.750% Fees & Points $5,124 Total 0.854 Pts: $5,124 $0 Fees	$3,502	Learn More See Table View
District Lending NMLS ID: 1835285	5.847% 30 Yr Fixed	5.750% Fees & Points $6,361 Total 0.977 Pts: $5,862 $499 Fees	$3,502	Learn More See Table View
Home Simply NMLS ID: 2473786	5.850% 30 Yr Fixed	5.750% Fees & Points $6,567 Total 0.912 Pts: $5,472 $1,095 Fees	$3,502	Learn More See Table View
Different Mortgage NMLS ID: 324599 License#: 324599	5.948% 30 Yr Fixed	5.875% Fees & Points $4,820 Total 0.625 Pts: $3,750 $1,070 Fees	$3,550	Learn More See Table View
Future First Lending NMLS ID: 2126430	5.963% 30 Yr Fixed	5.875% Fees & Points $5,795 Total 0.750 Pts: $4,500 $1,295 Fees	$3,550	Learn More See Table View
Farmers Bank of Kansas City NMLS ID: 613839	5.976% 30 Yr Fixed	5.875% Fees & Points $6,585 Total 0.783 Pts: $4,698 $1,887 Fees	$3,550	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	6.048% 30 Yr Fixed	5.990% Fees & Points $3,766 Total 0.511 Pts: $3,066 $700 Fees	$3,594	Learn More See Table View
Zoom Loans NMLS ID: 1312186	6.070% 30 Yr Fixed	6.000% Fees & Points $4,500 Total 0.750 Pts: $4,500 $0 Fees	$3,598	Learn More See Table View
New American Funding, LLC. NMLS ID: 6606	6.089% 30 Yr Fixed	6.000% Fees & Points $5,718 Total 0.953 Pts: $5,718 $0 Fees	$3,598	Learn More See Table View
Blue Sky Financial, LLC NMLS ID: 1954591 License#: 60DBO-113383	6.096% 30 Yr Fixed	5.990% Fees & Points $6,909 Total 0.967 Pts: $5,802 $1,107 Fees	$3,594	Learn More See Table View
Peak Residential Lending Inc NMLS ID: 2433973	6.098% 30 Yr Fixed	6.000% Fees & Points $6,465 Total 0.750 Pts: $4,500 $1,965 Fees	$3,598	Learn More See Table View
HSBC Bank USA, N.A. NMLS ID: 399799	6.105% 30 Yr Fixed	6.000% Fees & Points $6,932 Total 0.934 Pts: $5,604 $1,328 Fees	$3,598	Learn More See Table View
Veterans United Home Loans NMLS ID: 1907	Get home in 2025 with a 0% down VA Loan Score your prequalification anytime with 24/7 online tools Save more with competitive VA rates and no PMI Backed by over 300,000 verified 5-star reviews 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Wells Fargo Bank, National Association Updated 09/27/2024	6.11%	6.12% 0.00 points $0.00 fees	$3,644.89	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$3,645.66	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 10/31/2025	5.80%	6.25% 1.88 points $3,210.00 fees	$3,692.35	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	6.40%	6.25% 0.83 points $0.00 fees	$3,694.30	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.41%	6.25% 0.00 points $0.00 fees	$3,694.30	Learn MoreShow Less See Table View
Star One Credit Union Updated 11/17/2023 Restrictions	7.19%	6.31% 0.00 points $0.00 fees	$3,716.97	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 09/27/2024	5.82%	6.33% 0.00 points $0.00 fees	$3,725.19	Learn MoreShow Less See Table View
El Dorado Savings Bank, F.s.b. Updated 10/31/2025	6.09%	6.34% 0.00 points $0.00 fees	$3,729.50	Learn MoreShow Less See Table View
Star One Credit Union Updated 11/17/2023 Restrictions	7.25%	6.36% 0.00 points $0.00 fees	$3,736.55	Learn MoreShow Less See Table View
Bank Of Hope Updated 02/28/2024	6.47%	6.38% 0.00 points $0.00 fees	$3,743.22	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.52%	6.50% 0.00 points $2,784.00 fees	$3,792.41	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.60%	6.50% 0.00 points $0.00 fees	$3,792.41	Learn MoreShow Less See Table View
Citibank, National Association Updated 10/18/2024	6.34%	6.58% 0.88 points $2,739.00 fees	$3,823.24	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.72%	6.63% 0.00 points $0.00 fees	$3,841.87	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	6.86%	6.63% 0.86 points $0.00 fees	$3,841.87	Learn MoreShow Less See Table View
Redwood Credit Union Updated 10/31/2025 Restrictions	0.10%	6.74% 0.00 points $0.00 fees	$3,886.41	Learn MoreShow Less See Table View
Santander Bank, N.a. Updated 12/20/2022	7.04%	6.75% 2.00 points $6,000.00 fees	$3,891.59	Learn MoreShow Less See Table View
Oneunited Bank Updated 06/15/2022	7.00%	6.88% 0.00 points $4,876.00 fees	$3,941.57	Learn MoreShow Less See Table View
Alliant Credit Union Updated 06/15/2022 Restrictions	6.99%	6.88% 0.00 points $2,784.00 fees	$3,943.58	Learn MoreShow Less See Table View
Patelco Credit Union Updated 09/22/2023 Restrictions	7.48%	6.96% 0.00 points $0.00 fees	$3,974.91	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Fixed Rate/Adjustable Rate Jumbo – APR's are based on a 600,000 loan for a purchase transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio in California. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.