My Banking Direct, a division of New York Community Bank



2018 Overview

General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank New York Community Bank
FDIC Certificate # 16022
Date Established 1859
Assets $46.19 billion
Loans $36.15 billion
Deposits $26.49 billion
Capital $6.43 billion
Money that you deposit is held by New York Community Bank. New York Community Bank is an FDIC insured institution founded in 1859. It has approximately $46.19 billion in assets.

For a more detailed analysis of New York Community Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 23, 2018

Online CD Rates APY MIN MAX
6 Months
2.15% $0 - Learn MoreShow Less
12 Months
2.45% $0 - Learn MoreShow Less
24 Months
2.75% $0 - Learn MoreShow Less
Online MM Rates APY Min Max
My Banking Direct Money Market 1.75% $25,000 - See More

Customer Reviews for My Banking Direct, a division of New York Community Bank (10)


  • DS Traylor

    May 19, 2017 |

    Such a difficult experience and unpleasant experience that I would have been happier leaving my money at Wells fargo for 0.000001%.

  • Been There, Done That

    May 07, 2017 |

    Rate caught my attention. Owned by NYCB. NYCB is a bunch of monkeys throwing monkey shit around. I will pass.

  • Frank W.

    February 28, 2017 |

    Got a great rate, hope it stays a while!

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