My Banking Direct, a division of New York Community Bank

Deposit Rates APY Vs.Others
Savings N.A. 2.20% →
1-Year CD N.A. 2.25% →
2-Year CD N.A. 2.30% →
3-Year CD N.A. 2.50% →
4-Year CD N.A. 2.40% →
5-Year CD N.A. 2.60% →

2020 Overview

General Online Bank Information

Money that you deposit is held by New York Community Bank. New York Community Bank is an FDIC insured institution founded in 1859. It has approximately $52.51 billion in assets.

Deposits FDIC Insured Yes
Insured Bank New York Community Bank
FDIC Certificate # 16022
Date Established 1859
Assets $52.51 billion
Loans $40.69 billion
Deposits $31.75 billion
Capital $7.16 billion

For a more detailed analysis of New York Community Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - January 21, 2020

Online CD Rates
Online CD Rates APY MIN MAX
3 Months
1.65% $0 - Learn MoreShow Less
9 Months
1.85% $0 - Learn MoreShow Less



Customer Reviews for My Banking Direct, a division of New York Community Bank (10)


  • May 19, 2017 |

    Such a difficult experience and unpleasant experience that I would have been happier leaving my money at Wells fargo for 0.000001%.

  • May 07, 2017 |

    Rate caught my attention. Owned by NYCB. NYCB is a bunch of monkeys throwing monkey shit around. I will pass.

  • February 28, 2017 |

    Got a great rate, hope it stays a while!

  • February 13, 2017

    synchrony loves to play with the float, interest free ?

  • February 13, 2017 |

    TRY SFGIDIRECT.COM. 1.05% NO HASSELS

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