Pennsylvania 30-Year fixed Jumbo Mortgage Rates 2025

Compare Pennsylvania 30-Year fixed Jumbo Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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Pennsylvania 30-Year fixed Jumbo Mortgage

December 26, 2025
Average: 6.70% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Refi.com NMLS ID: 1907	Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Tap into your home’s equity with a cash-out refinance 30 Yr Fixed		$0	Learn More
Reliant Home Funding, Inc. NMLS ID: 292473	5.571% 30 Yr Fixed	5.490% Fees & Points $5,379 Total 0.564 Pts: $3,384 $1,995 Fees	$3,403	Learn More See Table View
Farmers Bank of Kansas City NMLS ID: 613839	5.604% 30 Yr Fixed	5.490% Fees & Points $7,605 Total 0.953 Pts: $5,718 $1,887 Fees	$3,403	Learn More See Table View
Colonial Mortgage Service Company of America NMLS ID: 112851 License#: 22633	5.704% 30 Yr Fixed	5.625% Fees & Points $5,244 Total 0.874 Pts: $5,244 $0 Fees	$3,454	Learn More See Table View
Saxton Mortgage NMLS ID: 1717191	5.733% 30 Yr Fixed	5.625% Fees & Points $7,222 Total 0.989 Pts: $5,934 $1,288 Fees	$3,454	Learn More See Table View
District Lending NMLS ID: 1835285	5.758% 30 Yr Fixed	5.625% Fees & Points $8,808 Total 0.968 Pts: $5,808 $3,000 Fees	$3,454	Learn More See Table View
Refi.com NMLS ID: 1907 License#: Pennsylvania	5.825% 30 Yr Fixed	5.750% Fees & Points $4,878 Total 0.813 Pts: $4,878 $0 Fees	$3,502	Learn More See Table View
Beeline Loans, Inc. NMLS ID: 1799947	5.827% 30 Yr Fixed	5.750% Fees & Points $5,034 Total 0.839 Pts: $5,034 $0 Fees	$3,502	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	5.921% 30 Yr Fixed	5.750% Fees & Points $11,250 Total 0.875 Pts: $5,250 $6,000 Fees	$3,502	Learn More See Table View
Better.com NMLS ID: 330511	5.946% 30 Yr Fixed	5.875% Fees & Points $4,625 Total 0.605 Pts: $3,630 $995 Fees	$3,550	Learn More See Table View
Bergen Mortgage Enterprise LLC NMLS ID: 1897215	5.956% 30 Yr Fixed	5.875% Fees & Points $5,250 Total 0.875 Pts: $5,250 $0 Fees	$3,550	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	5.958% 30 Yr Fixed	5.875% Fees & Points $5,356 Total 0.776 Pts: $4,656 $700 Fees	$3,550	Learn More See Table View
West Capital Lending NMLS ID: 1566096	5.962% 30 Yr Fixed	5.875% Fees & Points $5,621 Total 0.721 Pts: $4,326 $1,295 Fees	$3,550	Learn More See Table View
New American Funding, LLC. NMLS ID: 6606	6.089% 30 Yr Fixed	6.000% Fees & Points $5,748 Total 0.958 Pts: $5,748 $0 Fees	$3,598	Learn More See Table View
Ameristreets Mortgage LLC NMLS ID: 2555251 License#: Pennsylvania	6.098% 30 Yr Fixed	6.000% Fees & Points $6,453 Total 0.875 Pts: $5,250 $1,203 Fees	$3,598	Learn More See Table View
Veterans United Home Loans NMLS ID: 1907	Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews 30 Yr Fixed			Learn More
Quicken Loans NMLS ID: 167283	Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate It costs $0 to see how much you could get with a lender 30 Yr Fixed			Learn More
Beeline Loans, Inc. NMLS ID: 1799947	Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify "The smoothest refi experience I’ve ever had" - TR, Houston 30 Yr Fixed			Learn More
CrossCountry Mortgage NMLS ID: 3029	Top 3 Lender: Trusted and established. 19K+ 5-star reviews: Proven customer satisfaction. Wide mortgage selection: Tailored solutions. Unmatched expertise: Your path to homeownership. 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Wells Fargo Bank, National Association Updated 09/27/2024	6.23%	5.86% 0.00 points $0.00 fees	$3,544.24	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 10/04/2022	6.20%	6.00% 0.00 points $3,210.00 fees	$3,597.30	Learn MoreShow Less See Table View
Firstrust Savings Bank Updated 12/08/2023	6.99%	6.11% 0.00 points $0.00 fees	$3,638.68	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$3,645.66	Learn MoreShow Less See Table View
Penn Community Bank Updated 12/08/2022	6.14%	6.13% 0.00 points $0.00 fees	$3,645.66	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 12/26/2025	6.04%	6.25% 1.88 points $3,210.00 fees	$3,692.35	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 06/15/2022	6.32%	6.25% 0.00 points $3,210.00 fees	$3,694.30	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.41%	6.25% 0.00 points $0.00 fees	$3,694.30	Learn MoreShow Less See Table View
Emigrant Bank Updated 12/26/2025	6.17%	6.36% 0.00 points $0.00 fees	$3,737.33	Learn MoreShow Less See Table View
Td Bank, National Association Updated 10/10/2022	6.64%	6.50% 0.00 points $5,966.00 fees	$3,792.41	Learn MoreShow Less See Table View
Td Bank, National Association Updated 10/10/2022	6.67%	6.50% 0.00 points $4,266.00 fees	$3,792.41	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.52%	6.50% 0.00 points $2,784.00 fees	$3,792.41	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.60%	6.50% 0.00 points $0.00 fees	$3,792.41	Learn MoreShow Less See Table View
Northwest Bank Updated 06/02/2023	6.66%	6.54% 1.00 points $0.00 fees	$3,807.02	Learn MoreShow Less See Table View
The Ephrata National Bank Updated 12/26/2025	6.41%	6.54% 0.00 points $0.00 fees	$3,808.60	Learn MoreShow Less See Table View
Univest Bank And Trust Co. Updated 02/24/2023	6.61%	6.61% 0.00 points $0.00 fees	$3,834.73	Learn MoreShow Less See Table View
Santander Bank, N.a. Updated 12/20/2022	6.94%	6.63% 2.00 points $4,000.00 fees	$3,841.87	Learn MoreShow Less See Table View
Dollar Bank, Federal Savings Bank Updated 12/26/2025	6.13%	6.69% 0.25 points $0.00 fees	$3,866.50	Learn MoreShow Less See Table View
Citibank, National Association Updated 10/18/2024	6.59%	6.72% 0.63 points $2,739.00 fees	$3,878.44	Learn MoreShow Less See Table View
The Fidelity Deposit And Discount Bank Updated 12/26/2025	6.59%	6.73% 0.00 points $0.00 fees	$3,882.42	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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Pennsylvania 30-Year fixed Jumbo Mortgage Rates 2025

Pennsylvania 30-Year fixed Jumbo Mortgage

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